Federal Bank Ltd Lifetime Free Credit Cards

[D₹V]

• All cards of Federal Bank are LTF from today, infact premium ones 😅 but for us RuPay might be beneficial, seeing the surge in RuPay offer on different merchants.

• You can apply via Bank's Website. You need Bank Statement of 3 months (Must) and ITR also (Optional). Upload both for higher chances of approval.

All the customers onboarded with effect from 3rd April 2023 will be eligible to get LTF cards.

It has three varients

1. Celesta (Visa, MC)
2. Imperio (Visa, MC)
3. Signet (Visa, MC, RuPay)

Apply Here : https://creditcards.federalbank.co.in

Details : https://www.federalbank.co.in/credit-cards

MITC : https://www.federalbank.co.in/credit-cards-mitc


• Joining Fees - Nil
• Annual Fees - Nil

Benefits:

• 500 Amazon GV On minimum spend of Rs.3,000 in first 30 days.
• Complimentary Swiggy vouchers on quarterly spend of Rs.20,000.
• Complimentary lounge access - twice per quarter at Domestic airports and four times per year at International airports
• BOGO On INOX movie tickets, Once a Quarter.
• Within first 10 days spend, you'll get 10x points upto 500.

Reward System:

3x - Electronics & Apparel
2x - Entertainment
1x - Other Categories.
* For each 200 Spent.

 

[Sathishmani]

Am thinking to close one card at this point lol , worst reward rate not so great offers. This is stopping me from taking core fed cards. What do you guys think ?

My suggestion is also same. Better you can close it and apply for Core card. In future, you can get OneCard from other banks such as BoB, SBM, CBS etc.

 

[KLB@96]

My suggestion is also same. Better you can close it and apply for Core card. In future, you can get OneCard from other banks such as BoB, SBM, CBS etc.

I head they wont issue once closed is it true ?

 

[Sathishmani]

I head they wont issue once closed is it true ?

They will change the policy soon or later. Otherwise it's loss for them only

 

[Lakshya Mahani]

At around 9:30pm, I started applying federal card for my father. As I entered all the required details, it showed celesta card with 5 Lakhs limit and after that it asked for address for card dispatch address and confirm the name to be printed on the card, then it followed by Vkyc, in which the executive asked so Many questions from my father, he even asked" aapke pan wali photo kitne saal purani hai"... How does that even makes sense😂😂, after that he told my father that you will recieve the card in 7-10 working days but I am not sure whether to believe him or not. So now, the question is whether the card will be approved or it may get declined after Vkyc?
If anyone can help from his prior experience, it will be helpful.
Thanks🙂

So this means the card is approved?
As I am unable to see virtual card in fed mobile application ( it gives an option to apply for a credit card)

 

[Sathishmani]

So this means the card is approved?
As I am unable to see virtual card in fed mobile application ( it gives an option to apply for a credit card)View attachment 28941

Congrats. You can see Virtual card and start using it until you get Physical Card

 

[sarainfo12]

So this means the card is approved?
As I am unable to see virtual card in fed mobile application ( it gives an option to apply for a credit card)View attachment 28941

I wasted that 10X rewards, i just simply did 100rs wallet load .😭

 

[iamrafic]

So this means the card is approved?
As I am unable to see virtual card in fed mobile application ( it gives an option to apply for a credit card)View attachment 28941

Register again on the app, you can see the card.

 

[Lakshya Mahani]

You can see Virtual card and start using it until you get Physical Card

But the problem is, i can't see virtual card in the application, i am getting this page from yesterday morning.
I have tried multiple times to register in the app itself, but all in vein.
Also, can you please tell how much time does it take to deliver the physical card (approximately)?

 

[Lakshya Mahani]

Register again on the app, you can see the card.

I have tried more than 15 times from yesterday morning, but unable to see virtual card till now.

 

[Sathishmani]

But the problem is, i can't see virtual card in the application, i am getting this page from yesterday morning.
I have tried multiple times to register in the app itself, but all in vein.
Also, can you please tell how much time does it take to deliver the physical card (approximately)?

Card will take 7 to 10 days . Uninstall and reinstall the app again. If not works, wait until tomorrow

 

[Lakshya Mahani]

Card will take 7 to 10 days . Uninstall and reinstall the app again. If not works, wait until tomorrow

Sure, will follow this.
Thanks🙂

 

[raghu.rokda]

Can I get core federal card after getting Scapia card
And can Scapia card can be seen on federal app ?

 

[Sathishmani]

Can I get core federal card after getting Scapia card

Not possible because of one card policy

 

[Andy1]

I have tried more than 15 times from yesterday morning, but unable to see virtual card till now.

I have talked to customer care, he said due to some issue NTB customers can not use FedMobile app upto 30th Sept 23. Don't worry just relax.

 

[maheshspanicker]

Where can I Find lounge list for Federal bank Celesta credit

Same question.
Someone please help.

The Visa Signature lounges should all be accessible I was told, and I believe the Rupay list of lounges can be accessed with the Signet card. Here is the list from their site.

Airport Lounge Access Program Domestic

www.federalbank.co.in

 

[Lakshya Mahani]

The Visa Signature lounges should all be accessible I was told, and I believe the Rupay list of lounges can be accessed with the Signet card. Here is the list from their site.

Airport Lounge Access Program Domestic

www.federalbank.co.in

One of the longest lounge list I ever seen😂😂

 

[Strange]

So this means the card is approved?
As I am unable to see virtual card in fed mobile application ( it gives an option to apply for a credit card)View attachment 28941

You got which card? Credit limit same as highest reported in cibil?

 

[Lakshya Mahani]

You got which card? Credit limit same as highest reported in cibil?

Got Celesta with 5 Lakhs limit.
Highest limit reported in cibil is 7.30 lakhs.

 

[KLB@96]

They will change the policy soon or later. Otherwise it's loss for them only

I asked them to at least change the banking partner they are not even doing that.

 

[SmartSave]

View attachment 28909

This is from Federal CC Support. I asked them if I can apply for any of their cards.

So if you're holding ANY Co-branded Federal CC, then don't waste your time or damage your credit report. This I received today only!

Update: So I asked them if I can close the co-branded card from OneCard and apply for a standalone card directly from Federal and here's what they said:


So if you're holding any co-branded card and wish to obtain a card directly. Then you can cancel existing and wait for 90 days before applying directly. They do seem to have only 1 card policy but this is good, at least we can make a switch if required.

Edit: I think the best way forward is to close OneCard and then obtain directly after 90 days. After Federal reports to CIBIL, apply again with OneCard, this time automatically they will know you hold Federal card and will assign other partner bank. But this needs to be confirmed with OneCard whether we can apply again later if we close now (with some reason).