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Federal Bank Scapia is Back with Issuing New Cards

SubhankarSubhankar is verified member.

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Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

Why Consider Scapia?​


Here are some key benefits:


Lifetime Free Credit Card: No joining or annual fees.
0% Forex Markup: Ideal for international transactions.
Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
Generous Reward Structure:
  • 20% Scapia Coins on travel bookings via Scapia.​
  • 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

Introducing the Virtual RuPay Card!​


Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​
 
Can you elaborate what the battle was about? What relationship did you have with federal before scapia?
Existing relationship : Jupiter account, One credit card and Virtual card

Applied in the beginning of month it was pending for approval from 18+ days

Started talking to ceo office through a friend, Later wrote escalation email Got rejection email

Later asked CEO office to reconsider else i am planning to close fed relationship

Approved today

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Existing relationship : Jupiter account, One credit card and Virtual card

Applied in the beginning of month it was pending for approval from 18+ days

Started talking to ceo office through a friend, Later wrote escalation email Got rejection email

Later asked CEO office to reconsider else i am planning to close fed relationship

Approved today

View attachment 87720
Hume bhi ceo office ka email bhej de bhai
 
While applying it showed 3.11L limit then said wait 24-48hrs after that it said will have 25% limit till card delivery when I clicked continue it is showing 50K as limit in app now.

Qn is whether 25% limit is 50K or total 50K.

How to find the total limit?
 
While applying it showed 3.11L limit then said wait 24-48hrs after that it said will have 25% limit till card delivery when I clicked continue it is showing 50K as limit in app now.

Qn is whether 25% limit is 50K or total 50K.

How to find the total limit?
Virtual card shows only a part-limit.
It is given to you so that you can start using the card right away.
Physical card will be delivered within next 10 days.
After activating it, it will take a couple of days to show the full limit in the App.
 
Please write and fight 🙂 i want to close the fed core card hence wanted scapia
I also want to close Federal AmpliFi Card (paid) as the only purpose is 0-forex and Scapia being LTF is definitely better. If possible do DM me the ceo/escalation mail and a little insight so that I can take this further.
 
Thanks for info. Howz about Celesta + Ixigo ?
That’s best as Ixigo is eligible for all Au bank offers with 0 forex and RP(non forex trans only) can be redeemed against vouchers. Also Celesta or any other core Federal card will give you free Rupay card making it 2nd Federal card again eligible for all bank offers.
 
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