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Federal Bank Scapia is Back with Issuing New Cards

SubhankarSubhankar is verified member.

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Scapia is back! After a long pause in issuing new cards due to the RBI's ban and a sudden massive credit limit decrease, Scapia has returned with its co-branded credit card in partnership with Federal Bank.


One major drawback earlier was that existing Federal Bank credit card holders couldn’t apply for a Scapia card. However, that issue may have now been resolved, and even those with a Federal Bank credit card can apply, as few could have successfully applied & gotten Approval, though many faced rejection.


Apply Now by Clicking Here

Why Consider Scapia?​


Here are some key benefits:


Lifetime Free Credit Card: No joining or annual fees.
0% Forex Markup: Ideal for international transactions.
Unlimited Domestic Lounge Access: Spend just ₹10,000 in a month to qualify.
Generous Reward Structure:
  • 20% Scapia Coins on travel bookings via Scapia.​
  • 10% Scapia Coins on all other spends.​

Since 5 Scapia Coins = ₹1, this translates to:

💰 4% value back on travel bookings.
💰 2% value back on regular spends – a solid return for a Lifetime Free card.

Introducing the Virtual RuPay Card!​


Scapia now offers a Virtual RuPay Credit Card with an exciting benefit:

💳 5% reward on all UPI transactions above ₹500 – maximizing value on larger UPI spends.


While this may not benefit small transactions, it’s still a great addition for maximizing rewards.


So, are you applying for the Scapia Card? Let us know in the comments! 🚀​
 
They rejected me!
I contacted them over email for reason of rejection - they sent a vague response with "internal policies" reason. I linked to RBI circular and asked for exact reason.. they replied with even a vaguer reply without even replacing my reference number and date 😛


Screenshot 2025-03-17 at 3.10.47 PM.webp

My reply to this --

Screenshot 2025-03-17 at 3.11.21 PM.webp

What next? 😀
 
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