Federal Bank Wave Rupay Virtual Credit Card Launched

[alanabraham]

Federal Bank launched Wave Rupay Virtual Credit Card for UPI transactions. It will act as a floater card linked to Primary card by sharing tue limit of Primary Card.

0 JF & AF
Virtual Floater Card
Shared Limit
UPI
No physical card will be sent.

NB:- In testing phase, public roll out not began yet. Those who have core cards may soon get preapproved link to apply.


On a side note, this may shows the change in bank's policy of one card per customer. Hope those who have Federal core card can take co-branded cards in future and vice versa.

 

[BeingIncogBeingIncog is verified member.]

@BeingIncog @althafvly did you guys get it as a voucher? or where did you get it, did you get it in the card balance itself? so as to have less wave CC bill amount?

Got cb directly to card itself.

 

[althafvly]

@BeingIncog @althafvly did you guys get it as a voucher? or where did you get it, did you get it in the card balance itself? so as to have less wave CC bill amount?

Adjusted in credit card statement.

 

[CreditCardFino]

As told by customer care on call, 1 reward point for 200/- and 2000 bonus reward point for 50000/- quarterly spend. Flat 10% cashback(max 200) for first five transactions.

So CB 40 per transaction max

 

[harmonizer97]

Not certain if anyone has mentioned this already, but the Wave virtual credit card is on JCB RuPay network. Mine is BIN 3561.

 

[CreditCardFino]

Not certain if anyone has mentioned this already, but the Wave virtual credit card is on JCB RuPay network. Mine is BIN 3561.

How you know its JCB RuPay? any link anyways it virtual card can't use on POS and ATM.

 

[harmonizer97]

How you know its JCB RuPay? any link anyways it virtual card can't use on POS and ATM.

Just from the BIN

 

[CreditCardFino]

Just from the BIN

Not found here https://www.freebinchecker.com/JCB-credit-card

 

[Abhishek012]

Not found here https://www.freebinchecker.com/JCB-credit-card

3536, 3538, 3561 are RuPay JCB Cards in India.

 

[CreditCardFino]

3536, 3538, 3561 are RuPay JCB Cards in India.

Any source or link to verify based on BIN? but this is virtual card I don't think it matters as we can't use it overseas without QR code.

 

[maheshspanicker]

I've been getting the offer for a while now but haven't yet activated it. The 10 percent cashback for the first 5 transactions seem interesting, but there isn't much else to it after that. 1 RP for every 200 is a reward rate of just 0.125, one of the worst in the industry.
Those who have got the card, have you received any card specific offers on this one. Federal Bank has lots of upfront discounts on online transactions on a number of commonly used platforms, but in there core cards will give better returns...

 

[MOhit __]

Even though i cancelled my Federal One card in March, I continue to receive messages from Federal Bank regarding kyc update ,🙄🙄

 

[Abhishek012]

Any source or link to verify based on BIN? but this is virtual card I don't think it matters as we can't use it overseas without QR code.

You can use Virtual card for international online transaction (JCB Card accept International websites).

Source ?

Wherever I give info about RuPay, the source starts from there. Im the source. 🤣🤣

I mean seriously, Wikipedia, GitHub, Slack etc everywhere i informed/update RuPay JCB BINs.

So Which source should I share?

Of course, NPCI is the grandfather of all this, but they haven't updated it on their site. I told them years ago, but they don't listen.

 

[CreditCardFino]

You can use Virtual card for international online transaction (JCB Card accept International websites).

Source ?

Wherever I give info about RuPay, the source starts from there. Im the source. 🤣🤣

I mean seriously, Wikipedia, GitHub, Slack etc everywhere i informed/update RuPay JCB BINs.

So Which source should I share?

Of course, NPCI is the grandfather of all this, but they haven't updated it on their site. I told them years ago, but they don't listen.

In that case Kotak Virtual RuPay, League, Indus Platinum RuPay also start with BIN 3561. HDFC and ICICI have Discover BIN. Need credible source like NPCI, Bank website . I can change JCB BIN on Wiki to Master card BIN that's not credible. To understand about it I need some credible source.

JCB BIN is 8 to 9 digit this is your comment

 

[harmonizer97]

If you have an Apple device, try saving the card to Safari Autofill, it automatically tells you the card network.

This is where I found that its JCB.

 

[Abhishek012]

In that case Kotak Virtual RuPay, League, Indus Platinum RuPay also start with BIN 3561. HDFC and ICICI have Discover BIN. Need credible source like NPCI, Bank website . I can change JCB BIN on Wiki to Master card BIN that's not credible. To understand about it I need some credible source.

JCB BIN is 8 to 9 digit this is your comment

View attachment 66402

Yes, Kotak Virtual RuPay, League, Indus Platinum RuPay also start with BIN 3561.

Yes Bank, Federal bank, Few selected Union bank CC, RBL Bank, BOB Cards, Few Selected SBI Cards like - Octane, Reliance, Apollo, Yatra and Paytm SBI RuPay CC are JCB Variant.

Coming Utkarsh Bank RuPay CC also JCB variant.

All these cards start with 3561.

RuPay JCB BIN - 3538 is RuPay JCB Platinum Debit Card
RuPay JCB BIN - 3536 is RuPay JCB Classic Debit Card.

Yes, full BIN number is 8 to 9 digit to identify which banks and which variant card but RuPay JCB CC BIN first 4 digit will always 3561.

For example -

Federal Wave RuPay JCB full BIN - 356137
Federal Signet RuPay JCB full BIN - 356138
BOB Premier RuPay JCB full BIN - 356162
BOB Snapdeal RuPay JCB full BIN - 356151
Indusind Poonawalla eLITE RuPay JCB full BIN - 356120
Union bank RuPay JCB Wellness CC BIN - 356163
SBI Reliance RuPay JCB full BIN - 356177
SBI BPCL Octane RuPay JCB full BIN - 356178
RBL Shoprite RuPay JCB full BIN - 356187

Chalo thak gaya, itna info kafi hoga.

As you notice all RuPay JCB Credit Card BIN start with 3561.

Now some banks and card networks migrate to 8 to 9 digit BIN

For example -

Yes bank Reserv and Kiwi both RuPay JCB CC BIN start with 356165
Kotak Virtual RuPay, League, Mojo and Veer card RuPay JCB CC BIN start with 356135.

If you want credible source, i already give you all information. Now go and ask all banks or apply all these cards and check all BINs.

Good luck👍👍

 

[CreditCardFino]

Yes, Kotak Virtual RuPay, League, Indus Platinum RuPay also start with BIN 3561.

Yes Bank, Federal bank, Few selected Union bank CC, RBL Bank, BOB Cards, Few Selected SBI Cards like - Octane, Reliance, Apollo, Yatra and Paytm SBI RuPay CC are JCB Variant.

Coming Utkarsh Bank RuPay CC also JCB variant.

All these cards start with 3561.

RuPay JCB BIN - 3538 is RuPay JCB Platinum Debit Card
RuPay JCB BIN - 3536 is RuPay JCB Classic Debit Card.

Yes, full BIN number is 8 to 9 digit to identify which banks and which variant card but RuPay JCB CC BIN first 4 digit will always 3561.

For example -

Federal Wave RuPay JCB full BIN - 356137
Federal Signet RuPay JCB full BIN - 356138
BOB Premier RuPay JCB full BIN - 356162
BOB Snapdeal RuPay JCB full BIN - 356151
Indusind Poonawalla eLITE RuPay JCB full BIN - 356120
Union bank RuPay JCB Wellness CC BIN - 356163
SBI Reliance RuPay JCB full BIN - 356177
SBI BPCL Octane RuPay JCB full BIN - 356178
RBL Shoprite RuPay JCB full BIN - 356187

Chalo thak gaya, itna info kafi hoga.

As you notice all RuPay JCB Credit Card BIN start with 3561.

Now some banks and card networks migrate to 8 to 9 digit BIN

For example -

Yes bank Reserv and Kiwi both RuPay JCB CC BIN start with 356165
Kotak Virtual RuPay, League, Mojo and Veer card RuPay JCB CC BIN start with 356135.

If you want credible source, i already give you all information. Now go and ask all banks or apply all these cards and check all BINs.

Good luck👍👍

I already have all those cards which I mentioned above.

 

[Abhishek012]

I already have all those cards which I mentioned above.

Ok so now you understand that any card starting with 3561 is RuPay JCB CC BIN.

 

[CreditCardFino]

you are more annoying with your comments with false info aur khudko mahan samajhte ho

I was not the one who made false comments that Swiggy card will give 10% cash back for rail bookings. Don't pester me its a waste of time responding to your comments.

 

[BVCBVC is verified member.]

Locked thread for review. @vaibhav111 @Rkr @Pavan @ashwink

 

[MOhit __]

Did you get Federal Wave just after getting celesta ? Or what was the time gap between celesta card delivery and federal wave offer pop up in app ??

My Celesta was also approved and visible in the app 4 days ago, and i received a WhatsApp message and an SMS for Wave card after 2 days