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Feedback on SaveSage Club

Heard about this app months ago, using it since weeks now.
1. I used the ChatBot feature day before yesterday while at Delhi Airport, shown correctly for all my cards. Useful feature but looks like many other features is coming soon.
2. Able to edit my credit card bill amount which is outstanding in the app. My savings buddy says I will be able to repay my Cc bill using your app soon.
3. Your app fetched all my cards and RPs correctly from the statement.
4. I was able to redeem my RPs & transfer it into my accor points. Booked the luxury hotel using just points. I did not know this earlier. Redemptions page is super useful.
5. Convinient usecase to have my accor loyalty and other flights/hotels loyalty at one place. Before this I had no track of what all I had.

Satisfied with the product you are building.
Thanks Atul, glad you find the app useful and that we were able to help!

More features will be added to chatbot soon.
 
Not to be dude or anything
This three guys joined TFC on Oct9 2024(could be coincidence/my overthinking) and have commented/reviewed your app

Just to be clear your team didn't create this accounts to write this reviews right?

@ashishlath
Now that you highlighted this, i can see the similarity as well. But I can confirm my team didn't create these accounts.
 
Hi, I was manually adding cards to see the benefits but below cards not found in the application.
Axis Primus and IDFC Ashva.
 
Hi, I was manually adding cards to see the benefits but below cards not found in the application.
Axis Primus and IDFC Ashva.
Sorry, detailed terms for Axis Primus card are still not known - hence it's not present in the app currently. We only add cards for which detailed terms are known.

IDFC Ashva will reflect very soon.
 
The application looks promising to easily manage its cards and loyalty programs. I like the idea of a centralized solution, especially to optimize rewards. A few questions: Does the app support all banks in India? And is there an option to alert about upcoming payments?


 
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The application looks promising to easily manage its cards and loyalty programs. I like the idea of a centralized solution, especially to optimize rewards. A few questions: Does the app support all banks in India? And is there an option to alert about upcoming payments?
Yes, all Indian credit cards are available on the app.

Alerts about upcoming payments are not there currently, will be added very soon.
 
Mandatory SMS and phone permissions on Android is only stopping me to try this. Wish you could change that. But best of luck.
We follow bank grade security. We are backed by US based institutional investor iSEED and are covered under the USA data protection and privacy laws. We have Indian marquee investors like Bhavesh Gupta, Dr Shriram Nene, Atrium Ventures, etc which means User Data Security and Privacy takes precedent over everything at SaveSage.

We are certified by TAC Security, an MNC and undergo regular Google audits.

We charge you, the user a fee so that we are under no pressure to monetise your data unlike other bigger platforms.

No one, absolutely no one has access to your data including me.

Our app permissions are in line with what other similar apps like CRED take.
 
Bill payments including CC bill payments are now live on the SaveSage app, do give it a try and share feedback. We also have a surprise in store for all our users who make a payment.
Have already done a payment and it was instant. Want to see what the "surprise" is.

A few gripes with the latest update :

1. I don't want to give email access and yet it's been showed as a pending action right in the front page. This will irritate users like me that have mild ocd to be forced to give just to get the notification to go away. I'm not happy with that. It's basically forcing email access through a customer psychology exploitation tactics .

2. It shows what membership tier I belong to and till when it's active. But doesn't show what all memberships I purchased and when. For example , timesprime clearly shows the purchase date of membership and stuff.

3. Why is there no option to select bill already paid ?

4. Amex either pools points for users or doesn't. In my case it does, yet my trifecta has 3 different point values shown . There could be a button that says pool My points.

5. Some of my cards even after so many months still have xx in their number . Maybe your app couldn't properly identify it since there is no email access. Why is there no option for me to manually map the numbers ?

6. Idfc cc has an option to setup a virtual rupay card as a tag to one's main card where any transaction done with the rupay is counted and billed to the original card. So this shows folks like me having two idfc card. Why is there no option which lets me tag a card as a rupay tag card so it works better and counts to my wealth ?

7. Yes marquee reward redemption option shows RBL icon

8. When I open any segment like rewards or fees or whatnot , exiting that view doesn't take me to the card for which I initially viewed the information but just scrolls to a random spot in the credit card tab.

9. There is a 1.18% convenience fee for using debit card to make bill payments. Marketing that your product is now also allowing bill payments with 1.18% convenience fee in DC , in a community that's known for min maxing every ounce of rewards possible doesn't sound like a well thought out decision.
 
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There is a 1.18% convenience fee for using debit card to make bill payments. Marketing that your product is now also allowing bill payments with 1.18% convenience fee in DC , in a community that's known for min maxing every ounce of rewards possible doesn't sound like a well thought out decision.
@ashishlath Does the fee also applicable for Rupay DC? If yes then you should make it free as they don't charge MDR.
 
Kotak 811 Super DC & HSBC Salary DC (1.18% charges but 5% cashback)

Note - personally mcc code not verified yet. Do small trxn & check (try with any other bank debit card and ask MCC Code).

New app for credit card bill, points tracking and bill payment.

https://savesage.co/wwTKoVEFHSb

Debit card charges: 1.18% , MCC - 7392 (SAVESAGE SOLUTIONS PRI...)

Card to use: Kotak 811 super dc, hsbc salary dc
 
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