First HDFC card

[punrziq]

So, I'm getting money back (spend based) & Tata Neu plus (LTF) with 50k limit.
Don't have HDFC card for sales or discounts, should I take one of these or wait 😕 for better offers from HDFC.
Have other cards with Max limit 3.7L.

 

[D₹V]

IMO wait or it's your call.

Waiting eagerly for millennia only 🙃.

 

[Chaitanya-a]

Take screenshot of that offer screen and sent the mail to grievance redressal team asking for millenia specifically. Tell them the reason that it would be more useful for you.

Quote them your relationship with the bank like from how long you've been their customer or high no. of txns you do. If everything goes by your side, they'll issue millenia.

Coz Moneyback is a trap. They don't upgrade it easily. And Tata Neu card is cobranded. Specially paid tata Neu card isn't worth it.

 

[netsec]

So, I'm getting money back & Tata Neu plus with 50k limit.
Don't have HDFC card for sales or discounts, should I take one of these or wait 😕 for better offers from HDFC.
Have other cards with Max limit 3.7L.

My suggestion would be to go ahead with current offer and ask for limit enhancement after 6 month.

 

[punrziq]

Take screenshot of that offer screen and sent the mail to grievance redressal team asking for millenia specifically. Tell them the reason that it would be more useful for you.

Quote them your relationship with the bank like from how long you've been their customer or high no. of txns you do. If everything goes by your side, they'll issue millenia.

Coz Moneyback is a trap. They don't upgrade it easily. And Tata Neu card is cobranded. Specially paid tata Neu card isn't worth it.

Then again I think they won't provide LTF unless it's pre approved.

 

[punrziq]

IMO wait or it's your call.

Waiting eagerly for millennia only 🙃.

I can take tata neu plus LTF for now then a main card later if I get pre approved and LTF.

 

[D₹V]

Then again I think they won't provide LTF unless it's pre approved.

They'll add millennia in pre approved card I guess, @Chaitanya-a true?

 

[Chaitanya-a]

Then again I think they won't provide LTF unless it's pre approved.

LTF they won't provide. I was telling for paid card. Even I got the FYF Millenia upgrade only. That too after keeping their Moneyback card for 3 years.

 

[D₹V]

I can take tata neu plus LTF for now then a main card later if I get pre approved and LTF.

Take then.

 

[D₹V]

LTF they won't provide. I was telling for paid card. Even I got the FYF Millenia upgrade only. That too after keeping their Moneyback card for 3 years.

You got it recently na? If I remember correctly 🤔.

 

[Chaitanya-a]

They'll add millennia in pre approved card I guess, @Chaitanya-a true?

No they'll directly provide the card.

 

[punrziq]

Take then.

Yeah, this seems like the best way to go.

 

[Chaitanya-a]

You got it recently na? If I remember correctly 🤔.

Yeah man after fighting for 3 freaking years😂

 

[D₹V]

Yeah man after fighting for 3 freaking years😂

That's why I don't want to go to the hell.

Only Millennia I want, but seems no chance yet.

 

[Chaitanya-a]

That's why I don't want to go to the hell.

Only Millennia I want, but seems no chance yet.

Can try your luck by mailing them if you're their customer

 

[D₹V]

Let's see 😁.

Can try your luck by mailing them if you're their customer

 

[maheshspanicker]

Think you should take the Tata Neu card as long as you use the Tata Neu set of brands, Moneyback surely isn't the finest offering from HDFC. HDFC is usually good about limit enhancement, so I wouldn't worry too much about the 50000... Its the card variant you'll have to think about.

 

[WandereR]

Confirm with CC or RM. Used to show some indigo card to me but both the CC/RM confirmed my eligibility for Millennia. Was my 1st cc.

 

[4uziaul]

Think you should take the Tata Neu card as long as you use the Tata Neu set of brands, Moneyback surely isn't the finest offering from HDFC. HDFC is usually good about limit enhancement, so I wouldn't worry too much about the 50000... Its the card variant you'll have to think about.

Be it upgrade or limit enhancement every member have different experience with HDFC 🤣

 

[Chaitanya-a]

Be it upgrade or limit enhancement every member have different experience with HDFC 🤣

Truly I was shocked to see that statement