First HDFC card

[punrziq]

So, I'm getting money back (spend based) & Tata Neu plus (LTF) with 50k limit.
Don't have HDFC card for sales or discounts, should I take one of these or wait for better offers from HDFC.
Have other cards with Max limit 3.7L.

 

[punrziq]

The Dream:


The Reality:

 

[punrziq]

Am in missing something?
Is there a hidden button to choose other cards?
Offered limit increased from 50 to 52 to 58.

 

[punrziq]

Confirm with CC or RM. Used to show some indigo card to me but both the CC/RM confirmed my eligibility for Millennia. Was my 1st cc.

yeah, c2c is another option, but multiple members have shared that they got different card than what they applied for.

 

[D₹V]

Moneyback+ isn't that bad .

 

[WandereR]

yeah, c2c is another option, but multiple members have shared that they got different card than what they applied for.

Not talking about c2c. They have some portal where they can see the eligible cards.

 

[punrziq]

Moneyback+ isn't that bad .

What I want most is to file a complaint for this false advertisement .

 

[Chaitanya-a]

Moneyback+ isn't that bad .

Its a panoti card instead just like Regalia first

 

[jonmarvel]

Actually I have savings account with HDFC, while acc opening, my occupation set to Self Employed. So I received pre-approved offer for Business Money-back CC. I took it that time with just 25K limit. I have other bank CC with 2L limit. Is there any way I can change it to Personal CC with Higher Limit? Or Should I cancel it and apply C2C for new personal card? I don't have Salary Slips though.

 

[Nobody]

So did you get millennia? I have three months old savings max account with HDFC. From few days offers for moneyback plus is coming in my net banking and WhatsApp. But i specifically want millennia only. Cc team of HDFC even called me today and shamelessly lied moneyback is ltf provided to me. When i checked even that is spend based ltf only. Any chance next month or adding some more funds would trigger millennia ltf. Since paid i can get by submitting income docs.

 

[Nobody]

Actually I have savings account with HDFC, while acc opening, my occupation set to Self Employed. So I received pre-approved offer for Business Money-back CC. I took it that time with just 25K limit. I have other bank CC with 2L limit. Is there any way I can change it to Personal CC with Higher Limit? Or Should I cancel it and apply C2C for new personal card? I don't have Salary Slips though.

Moneyback is a useless card bro, you shouldn't have taken it.

 

[jonmarvel]

Moneyback is a useless card bro, you shouldn't have taken it.

Yes, at that time I needed HDFC CC so I took it. I thought it can be upgraded in future but no luck. If I close this one (Business Money-back) do I need to wait 6 months to reapply for new CC?

 

[Nobody]

Yes, at that time I needed HDFC CC so I took it. I thought it can be upgraded in future but no luck. If I close this one (Business Money-back) do I need to wait 6 months to reapply for new CC?

As per my understanding offline you can apply after few days

 

[jonmarvel]

As per my understanding offline you can apply after few days

Have you ever applied for C2C? Is Salary Slip or ITR Mandatory for C2C?

 

[4uziaul]

Have you ever applied for C2C? Is Salary Slip or ITR Mandatory for C2C?

C2C means you are applying using another card, salary slip or ITR is not required.

 

[Nobody]

C2C means you are applying using another card, salary slip or ITR is not required.

They rejected my friends c2c application after initially approving it principal, when he asked for reconsideration his income docs were asked. So it is dependent on their algorithm whether for c2c also they would ask or not.

 

[4uziaul]

They rejected my friends c2c application after initially approving it principal, when he asked for reconsideration his income docs were asked. So it is dependent on their algorithm whether for c2c also they would ask or not.

Only when your friend asked for reconsideration did they ask for income proof, but when you apply via C2C they don't ask for any other documents.

 

[RkrRkr is verified member.]

So, I'm getting money back (spend based) & Tata Neu plus (LTF) with 50k limit.
Don't have HDFC card for sales or discounts, should I take one of these or wait for better offers from HDFC.
Have other cards with Max limit 3.7L.

Ask for millenia via mail..And if they are not agrering then go with Moneyback Rupay one...

 

[John123]

Am in missing something?
Is there a hidden button to choose other cards?
Offered limit increased from 50 to 52 to 58.

Haha Same experience here.