First HDFC CC, need help

[vijay.vj]

I'm new to HDFC card... I'm actually interested in Tata Neu infinity but I did see suggestions to avoid cobranded cards as first card.

I see below cards for me. I see that annual fee is being shown as 0 (strike off 500).. does this means its LTF?

Need

 

[4uziaul]

I'm new to HDFC card... I'm actually interested in Tata Neu infinity but I did see suggestions to avoid cobranded cards as first card.

I see below cards for me. I see that annual fee is being shown as 0 (strike off 500).. does this means its LTF?

View attachment 34253Need

Missed the fine print. 🤭

Fees get waived after you spend ₹50k and above.

 

[vijay.vj]

Missed the fine print. 🤭

Fees get waived after you spend ₹50k and above.

Wow, I want to have tata neu infinity card LTF. Can you help me on how to reach there...
My Apay cc has about 15L limit

 

[4uziaul]

Wow, I want to have tata neu infinity card LTF. Can you help me on how to reach there...
My Apay cc has about 15L limit

HDFC never considers the ICICI Bank credit card limit. If you apply using an ICICI Credit Card, the next concern will be that your limit is only 15k. 🤭

It's better to consider using another card, such as Axis, Amex, Standard Chartered, or SBI, with limits of over 1.5L and then try to apply for a Core card. If your card is approved with a limit of 1.5L or more, using that, you can apply for Tata Infinity Plus.

 

[aayusharyan]

What about other 2 cards, are they offered on LTF or just with Fee waive off conditions as well?

 

[aayusharyan]

Personally, I would rather take LTF Card and then push for a LE and and Card Upgrade in some time after cooldown period.

 

[vijay.vj]

They advertised these cards as LTF, but then with hidden costs (had to spend 50k or 1L to get free renewal)... which are basically only FYF.

 

[vijay.vj]

HDFC never considers the ICICI Bank credit card limit. If you apply using an ICICI Credit Card, the next concern will be that your limit is only 15k. 🤭

It's better to consider using another card, such as Axis, Amex, Standard Chartered, or SBI, with limits of over 1.5L and then try to apply for a Core card. If your card is approved with a limit of 1.5L or more, using that, you can apply for Tata Infinity Plus.

I only have ICICI (sal account), IDFC LFT card. Can I use wealth?

 

[RishiKiDev]

I only have ICICI (sal account), IDFC LFT card. Can I use wealth?

I don't think they consider IDFC for c4c @4uziaul

 

[0xfallup]

I'm new to HDFC card... I'm actually interested in Tata Neu infinity but I did see suggestions to avoid cobranded cards as first card.

I see below cards for me. I see that annual fee is being shown as 0 (strike off 500).. does this means its LTF?

View attachment 34253Need

maintain good balance for next 3-4 months and do regular tran and use dc also ... and you will get good limit pre-approved offer ... if you settle for this shit (trapped for eternity )

 

[RishiKiDev]

maintain good balance for next 3-4 months and do regular tran and use dc also ... and you will get good limit pre-approved offer ... if you settle for this shit (trapped for eternity )

Words of wisdom especially the last line 😂

 

[shrewdoc]

What about other 2 cards, are they offered on LTF or just with Fee waive off conditions as well?

Depends on case-to-case basis.

 

[4uziaul]

I don't think they consider IDFC for c4c @4uziaul

Nope, you will end up with a very low limit and another thread in the future. 😁

 

[4uziaul]

I only have ICICI (sal account), IDFC LFT card. Can I use wealth?

Instead of applying using ICICI for C2C, please consider following @0xfallup's advice.

 

[RishiKiDev]

Nope, you will end up with a very low limit and another thread in the future. 😁

The HeartbreakDFC saga continues 😂

 

[aayusharyan]

Depends on case-to-case basis.

Ohhh, I think agents can help very well in these Case 2 Case basis situations. It's their job to fill the forms and they know what works and what doesn't

 

[unusedbrain1]

I'm new to HDFC card... I'm actually interested in Tata Neu infinity but I did see suggestions to avoid cobranded cards as first card.

I see below cards for me. I see that annual fee is being shown as 0 (strike off 500).. does this means its LTF?

View attachment 34253Need

Don't take co branded form hdfc website 😂.
If you have 15 lakh cc from apay..
Just sit on the offer to get better and get Millniea. Use dc card

 

[unusedbrain1]

Depends on case-to-case basis.

Its always the case ..for me ,my friend and all of us here ..untill its a salary account

 

[Pack_of_Cards]

I'm new to HDFC card... I'm actually interested in Tata Neu infinity but I did see suggestions to avoid cobranded cards as first card.

I see below cards for me. I see that annual fee is being shown as 0 (strike off 500).. does this means its LTF?

Impossible to merge HDFC thread, that proves how random they assign card and how berserk their CC algorithm is. One word - "DO not take this Trashback+" or you will be cursed. Maintain good AMB do variety of transactions and wait, that's they only way, no Branch Manager (BM), Relationship Manager (RM) can get you promised card for the matter of fact add CM, PM even GOD, no one but patience.