Agreed- sbi cashback for online spendsOnly if one doesn't have offline card and SBI Cashback or HDFC Millenia.
AU LIT/amex for offline spends
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Agreed- sbi cashback for online spendsOnly if one doesn't have offline card and SBI Cashback or HDFC Millenia.
Shubham, please write plain english for SBI, Kotak (I believe it gives freq LE), RBL, Indus and PNB. Couldn't get them.LE order of banks and let me know if i add something
Axis = Trick work
ICICI = Trick work
HDFC = Moody bank
SBI = Moody but somehow fixed system
BoB = Once in a year
Kotak = Gajab bejjati h yaar
RBL = Crying in corner
IndusInd = Bull hit vey badly
PNB = U are not a good boy
My guess is 30%I will tell you guys one example of how these banks work…
My neighbourhood sweet shop worker got Axis sb account, his salary is about 15k . He got preapproved my zone LTF with 1L about 13 months ago..I advised him to take it. He was very reluctant to take the card as he didn’t see any use of this and he didn’t know how to use the card.
Upon my pressing, he took it reluctantly..
He hardly used it .. may be a few times , all his spends may total to about 3 k..
He got some LE this month asked me what to do?
Guess how much he got the LE? And how much would be reasonable?
He hardly survives on his income
1L to 2.5 LI will tell you guys one example of how these banks work…
My neighbourhood sweet shop worker got Axis sb account, his salary is about 15k . He got preapproved my zone LTF with 1L about 13 months ago..I advised him to take it. He was very reluctant to take the card as he didn’t see any use of this and he didn’t know how to use the card.
Upon my pressing, he took it reluctantly..
He hardly used it .. may be a few times , all his spends may total to about 3 k..
He got some LE this month asked me what to do?
Guess how much he got the LE? And how much would be reasonable?
He hardly survives on his income
Okay in th right directionMy guess is 30%
Do you mean his CL would have gone from current 1L to 2.5 L?1L to 2.5 L
No sir somewhere beetwenDo you mean his CL would have gone from current 1L to 2.5 L?
Okay .. understoodNo sir somewhere beetwen
Only 10% LEBoB = Once in a year
Broooo, I have had Axis FK since last 2 years, literally no use, just small expenses once in a while to prevent dormancy.. Didn't work for me. Sed lyf. 🥲No income proof, then wait for LE they give ,which is random..
I will tell you a secret, don't tell any one...okay.
" Stop using the card for one year .. spend only a few times for very small amounts .. you will 99% likely to get LE.."
Shhh... just between you and me ..okay..
Why are you hanging on FK card anyway??Broooo, I have had Axis FK since last 2 years, literally no use, just small expenses once in a while to prevent dormancy.. Didn't work for me. Sed lyf. 🥲
It was LTF. Now got Neo, might close FK in a couple of months.Why are you hanging on FK card anyway??
Yes.. you can safely close it.. this trick may be applicable for only core cards not cobranded cardsIt was LTF. Now got Neo, might close FK in a couple of months.
When will you answer this 🙄Guess how much he got the LE? And how much would be reasonable?
Coming very soon in 5 minutes...When will you answer this 🙄
I will tell you guys one example of how these banks work…
My neighbourhood sweet shop worker got Axis sb account, his salary is about 15k . He got preapproved my zone LTF with 1L about 13 months ago..I advised him to take it. He was very reluctant to take the card as he didn’t see any use of this and he didn’t know how to use the card.
Upon my pressing, he took it reluctantly..
He hardly used it .. may be a few times , all his spends may total to about 3 k..
He got some LE this month asked me what to do?
Guess how much he got the LE? And how much would be reasonable?
He hardly survives on his income
When will you answer this 🙄