Flipkart Axis Limit Increase without Income Proof?

[DaDarkkNight]

Only if one doesn't have offline card and SBI Cashback or HDFC Millenia.

Agreed- sbi cashback for online spends
AU LIT/amex for offline spends

 

[TheGuy]

LE order of banks and let me know if i add something

Axis = Trick work
ICICI = Trick work
HDFC = Moody bank
SBI = Moody but somehow fixed system
BoB = Once in a year
Kotak = Gajab bejjati h yaar
RBL = Crying in corner
IndusInd = Bull hit vey badly
PNB = U are not a good boy

Shubham, please write plain english for SBI, Kotak (I believe it gives freq LE), RBL, Indus and PNB. Couldn't get them.

 

[SSV]

I will tell you guys one example of how these banks work…
My neighbourhood sweet shop worker got Axis sb account, his salary is about 15k . He got preapproved my zone LTF with 1L about 13 months ago..I advised him to take it. He was very reluctant to take the card as he didn’t see any use of this and he didn’t know how to use the card.
Upon my pressing, he took it reluctantly..
He hardly used it .. may be a few times , all his spends may total to about 3 k..
He got some LE this month asked me what to do?
Guess how much he got the LE? And how much would be reasonable?
He hardly survives on his income

 

[imdjay]

I will tell you guys one example of how these banks work…
My neighbourhood sweet shop worker got Axis sb account, his salary is about 15k . He got preapproved my zone LTF with 1L about 13 months ago..I advised him to take it. He was very reluctant to take the card as he didn’t see any use of this and he didn’t know how to use the card.
Upon my pressing, he took it reluctantly..
He hardly used it .. may be a few times , all his spends may total to about 3 k..
He got some LE this month asked me what to do?
Guess how much he got the LE? And how much would be reasonable?
He hardly survives on his income

My guess is 30%

 

[Shubham Yadav]

I will tell you guys one example of how these banks work…
My neighbourhood sweet shop worker got Axis sb account, his salary is about 15k . He got preapproved my zone LTF with 1L about 13 months ago..I advised him to take it. He was very reluctant to take the card as he didn’t see any use of this and he didn’t know how to use the card.
Upon my pressing, he took it reluctantly..
He hardly used it .. may be a few times , all his spends may total to about 3 k..
He got some LE this month asked me what to do?
Guess how much he got the LE? And how much would be reasonable?
He hardly survives on his income

1L to 2.5 L

 

[SSV]

My guess is 30%

Okay in th right direction

 

[SSV]

1L to 2.5 L

Do you mean his CL would have gone from current 1L to 2.5 L?

 

[Shubham Yadav]

Do you mean his CL would have gone from current 1L to 2.5 L?

No sir somewhere beetwen

 

[SSV]

No sir somewhere beetwen

Okay .. understood

 

[D₹V]

BoB = Once in a year

Only 10% LE

 

[aayusharyan]

No income proof, then wait for LE they give ,which is random..
I will tell you a secret, don't tell any one...okay.
" Stop using the card for one year .. spend only a few times for very small amounts .. you will 99% likely to get LE.."
Shhh... just between you and me ..okay..

Broooo, I have had Axis FK since last 2 years, literally no use, just small expenses once in a while to prevent dormancy.. Didn't work for me. Sed lyf. 🥲

 

[SSV]

Broooo, I have had Axis FK since last 2 years, literally no use, just small expenses once in a while to prevent dormancy.. Didn't work for me. Sed lyf. 🥲

Why are you hanging on FK card anyway??

 

[aayusharyan]

Why are you hanging on FK card anyway??

It was LTF. Now got Neo, might close FK in a couple of months.

 

[SSV]

It was LTF. Now got Neo, might close FK in a couple of months.

Yes.. you can safely close it.. this trick may be applicable for only core cards not cobranded cards

 

[aayusharyan]

It was LTF. Now got Neo, might close FK in a couple of months.

Before that, I manually asked Axis for LE, but my work address has changed, so need to update that first, only then they can do LE. I'll call CS tomorrow, lol. I keep forgetting that always.

 

[imdjay]

Guess how much he got the LE? And how much would be reasonable?

When will you answer this 🙄

 

[SSV]

When will you answer this 🙄

Coming very soon in 5 minutes...
as I always post with proofs, I am waiting on the screen shots from him, one received, another he is searching..

 

[SSV]

I will tell you guys one example of how these banks work…
My neighbourhood sweet shop worker got Axis sb account, his salary is about 15k . He got preapproved my zone LTF with 1L about 13 months ago..I advised him to take it. He was very reluctant to take the card as he didn’t see any use of this and he didn’t know how to use the card.
Upon my pressing, he took it reluctantly..
He hardly used it .. may be a few times , all his spends may total to about 3 k..
He got some LE this month asked me what to do?
Guess how much he got the LE? And how much would be reasonable?
He hardly survives on his income

When will you answer this 🙄

Here it is:

 

[aayusharyan]

Here it is:

View attachment 35861


View attachment 35863

Wow. That's pretty good.

Here, when I ask for LE, banks be like:

 

[Shubham Yadav]

Here it is:

View attachment 35861


View attachment 35863