Flipkart Axis

[Sanjay]

Hi, On 14 June 2023, I received a call from AXIS saying I have a pre-approved offer for Flipkart axis CC. Talked with them and I asked what limit will I get and said to them if getting a good limit then only will apply, and the person said between 2-5 Lakh. Today card got delivered, and it shows only ₹75000 limit.

What should I do now? If I don't activate this cc for 30 days and this cc gets closed will it impact my credit score? Please tell? And does cc gets closed automatically after 30 days. Kindly HELP.

I have all recordings of the call with me**

 

[4uziaul]

Hi, On 14 June 2023, I received a call from AXIS saying I have a pre-approved offer for Flipkart axis CC. Talked with them and I asked what limit will I get and said to them if getting a good limit then only will apply, and the person said between 2-5 Lakh. Today card got delivered, and it shows only ₹75000 limit.

What should I do now? If I don't activate this cc for 30 days and this cc gets closed will it impact my credit score? Please tell? And does cc gets closed automatically after 30 days. Kindly HELP.

I have all recordings of the call with me**

It won't impact your CIBIL and yes it will get closed after 30 days.

 

[Sanjay]

It won't impact your CIBIL and yes it will get closed after 30 days.

Thanks. If anyone else has some info or knowledge about it kindly share.

 

[Chaitanya-a]

Limit allotment isn't dependent on salesman. They'll say approximate limit always. Thing to note here is you have fairly good credit limit as compared to other Axis CC users. Mostly it gives 15k at the starting.

But you got 75k which is quite good. I would say don't close the card just for limit purpose. As its never assured.

 

[Sanjay]

Limit allotment isn't dependent on salesman. They'll say approximate limit always. Thing to note here is you have fairly good credit limit as compared to other Axis CC users. Mostly it gives 15k at the starting.

But you got 75k which is quite good. I would say don't close the card just for limit purpose. As its never assured.

Yes, I know but I didn't particularly appreciate how the salesperson lied to me bcoz he wants to complete his targets.

 

[CARDBITRAGE]

Yes, I know but I didn't particularly appreciate how the salesperson lied to me bcoz he wants to complete his targets.

That's your average CC salesperson. If you are going to escalate for a higher limit, it will not work. Although, the 75k initial limit is pretty decent for Axis Flipkart.

 

[Sanjay]

That's your average CC salesperson. If you are going to escalate for a higher limit, it will not work. Although, the 75k initial limit is pretty decent for Axis Flipkart.

Happened for the first time to me. Next time I will be super careful. Will it impact my score If I don't activate this CC?

 

[CARDBITRAGE]

Happened for the first time to me. Next time I will be super careful. Will it impact my score If I don't activate this CC?

If you have already activated your card, then yes. It will not impact your cibil if you don't activate your card. Don't worry.

 

[Sanjay]

If you have already activated your card, then yes. It will not impact your cibil if you don't activate your card. Don't worry.

Didnt activated. Thanks for helping.