Fuel cc search

[banker]

Which cc is best for fuel? I spend around 1.5-2 lks a year for fuel

 

[imdjay]

Check this thread

11 Best Credit Cards in India For Fuel Spends

Editor’s note: This is a recurring post, regularly updated with new information and offers. Last Updated 5th Dec 2023. Do you use your personal vehicle to commute and rising fuel prices are burning a hole in your pocket? I am here to help you take that extra mile by getting you some rewards and...

www.technofino.in

 

[shrewdoc]

I spend around 1.5-2 lks a year for fuel

If these high spends, you can also go for Amex Platinum Travel card if the filling station accepts Amex.

 

[Deleted member 11974]

kidnly check the forum before creating an new thread

 

[AlgoTrader]

SBI BPCL octane, let me know if you need any details

 

[banker]

SBI BPCL octane, let me know if you need any details

What are the elegibility for it?

 

[AlgoTrader]

What are the elegibility for it?

Nothing specifically mentioned in site, good cibil score is enough

 

[panchabhut]

Indus Indie gives 3% back on fuel UPI/DC txn, but its not a credit card so guess its out

 

[cardy]

I was also once looking for a fuel card for annual spend around 1.5 -2L. But many cards have cap limit on surcharge waiver and/or cashbacks. Max you will get some 200-300 per month as cashback. (That is like being penny wise pound foolish by looking to save this chillar paisa). Because you fill petrol for 10000 rs and save some 100 or 200. Not worth the effort for me.

I don't want a headache on tracking the fuel spends and looking for this small amount savings.
Just use any credit card and pay the bill during month end. If you have a good premium card, then mostly there won't be any surcharge. (I use icici sapphiro and they refund full surcharge).

Plus, enroll for the loyalty program and just give your mobile number each time when you fill fuel. You will get some minimal amount in the loyalty wallet that you can redeem later.

A card like bob energy, bpcl octane or iocl can give you good value back

 

[Avatar Aang]

I was also once looking for a fuel card for annual spend around 1.5 -2L. But many cards have cap limit on surcharge waiver and/or cashbacks. Max you will get some 200-300 per month as cashback. (That is like being penny wise pound foolish by looking to save this chillar paisa). Because you fill petrol for 10000 rs and save some 100 or 200. Not worth the effort for me.

I don't want a headache on tracking the fuel spends and looking for this small amount savings.
Just use any credit card and pay the bill during month end. If you have a good premium card, then mostly there won't be any surcharge. (I use icici sapphiro and they refund full surcharge).

Plus, enroll for the loyalty program and just give your mobile number each time when you fill fuel. You will get some minimal amount in the loyalty wallet that you can redeem later.

Max cap per month for BPCL Octane is 675 Rs. Which is more than 6L fuel. Yearly 72-75L free fuel is a big thing. One can also buy HP pay voucher from amex reward multiplier.
If someone has around 2L fuel spends per year and dont have amex card, then they can get BPCL Octane + Axis IOCL(offered LTF to many) + BoB/IDFC HPCL cobranded card. This way they will have flexibility to choose from any fuel station and receive minimum of 4% valueback on fuel spends.

 

[NABNAB is verified member.]

Max cap per month for BPCL Octane is 675 Rs. Which is more than 6L fuel. Yearly 72-75L free fuel is a big thing. One can also buy HP pay voucher from amex reward multiplier.
If someone has around 2L fuel spends per year and dont have amex card, then they can get BPCL Octane + Axis IOCL(offered LTF to many) + BoB/IDFC HPCL cobranded card. This way they will have flexibility to choose from any fuel station and receive minimum of 4% valueback on fuel spends.

You will hardly find the HP Pay vouchers on the Rewards Multiplier. In the case of cars, direct fueling 1500+ 4 times a month with MRCC can help 1k points 🙁 (Not considering Gold coz of the high fees.)

 

[Rahul92]

Load 10 K to ola money for 4-5 % cashback then transfer it to Paytm fastag. Enjoy the month

 

[srinath4ever]

Any LTF credit cards which provide cashback/rewards on fuel?

 

[Anupama_Jha]

Any LTF credit cards which provide cashback/rewards on fuel?

Axis IOCL, currently not sourcing LTF

 

[srinath4ever]

Axis IOCL, currently not sourcing LTF

Thank you @Anupama_Jha

 

[indraneal89]

I thought about getting a fuel card like SBI octane but instead decided to use Gyftr to buy Amazon pay balance and load the BPCL wallet with that balance.

This allows me to indirectly pay for fuel using Infinia itself while still earning points