FYF offer on magnus??

[Dr-green69]

Hi everyone

So my friend got magnus today and he claims he got it FYF so it this true that axis is running offer for magnus FYF of he is lying?? My friend got it on c2c

 

[SwipeSavvy]

Anyone in Mumbai who got FYF Magnus and can pass on agent/axis employee contact number?
I want to apply for Magnus on c2c basis.
I visited one branch but the agent there refused FYF unless salary account with 3l credit. I will try some other branch but if anyone has any leads that would be great.

 

[Slayer]

I was really hoping that my branch personnel were lying about that 🙁

C2C is still open

 

[Dr-green69]

C2C is still open

Yes

 

[insight]

My question with C2C is regarding the CL.

Slayer said previously Axis Magnus it was min 3L.

I recently received AMZN ICICI automatically for 3.4L. ICICI App shows it wont budge right away..
Q: Could that be matched at Magnus or need minimum 4L now?
Q: How much time might it take to push past 4L, if I choose to wait on it for Magnus C2C match)?
Q: Which of the above options would you suggest?

COMBINED WITH:
We (family) also have Priority Banking relations with Axis Relationship Manager. RM said that the TRV might work in my favor.

I was working unpaid for family (they're not very cooperative now) and (plus I was unwell on bed for 2-3 years as well) as
so recent personal ITR is not much
(I've worked in high level USD roles previously and if health/ fortunes recover, I hope to escape family folks and be free).

Taking in the above context, I'm wondering if you guys can share some insight/ suggestions on steps forward?

 

[Slayer]

My question with C2C is regarding the CL.

Slayer said previously Axis Magnus it was min 3L.

I recently received AMZN ICICI automatically for 3.4L. ICICI App shows it wont budge right away..
Q: Could that be matched at Magnus or need minimum 4L now?
Q: How much time might it take to push past 4L, if I choose to wait on it for Magnus C2C match)?
Q: Which of the above options would you suggest?

COMBINED WITH:
We (family) also have Priority Banking relations with Axis Relationship Manager. RM said that the TRV might work in my favor.

I was working unpaid for family (they're not very cooperative now) and (plus I was unwell on bed for 2-3 years as well) as
so recent personal ITR is not much
(I've worked in high level USD roles previously and if health/ fortunes turn I hope to escape family folks and be free).

Taking in the above context, I'm wondering if you guys can share some insight/ suggestions on steps forward?

Need 4L minimum now

ICICI is quite generous with limit enhancements but if they've triggered an auto LE then you would not get manual LE (after 6 months of this auto LE) if your spends on the card isn't that high and if your salary is low
When i asked for a manual LE on my Amazon Pay card which was a year old they had increased it by 50% as spends on it in the last 3 months were kind of high and my SAL account is with them but they had increased the same amount during this auto LE

Axis backend team might do dandirona about Net salary being credited for Magnus and if your (fixed-bonus) is not 1.5 L a month they would refuse to issue Magnus so C2C is better
I sent Axis my sal slip for manual LE on my Vistara Infinite but they did the same dandirona about net salary being credited and fixed component (excluding bonus/incentives) being considered, same thing i've heard about HDFC with Infinia

 

[CMGCMG is verified member.]

My question with C2C is regarding the CL.

Slayer said previously Axis Magnus it was min 3L.

I recently received AMZN ICICI automatically for 3.4L. ICICI App shows it wont budge right away..
Q: Could that be matched at Magnus or need minimum 4L now?
Q: How much time might it take to push past 4L, if I choose to wait on it for Magnus C2C match)?
Q: Which of the above options would you suggest?

COMBINED WITH:
We (family) also have Priority Banking relations with Axis Relationship Manager. RM said that the TRV might work in my favor.

I was working unpaid for family (they're not very cooperative now) and (plus I was unwell on bed for 2-3 years as well) as
so recent personal ITR is not much
(I've worked in high level USD roles previously and if health/ fortunes turn I hope to escape family folks and be free).

Taking in the above context, I'm wondering if you guys can share some insight/ suggestions on steps forward?

Do you have an Axis Bank card with a limit of 3L, or salary slips showing a net credit of 1.5L? If so, you qualify for Magnus. Sometimes, when applying online, you may not need to provide ITR or salary documents.

 

[insight]

Do you have an Axis Bank card with a limit of 3L, or salary slips showing a net credit of 1.5L? If so, you qualify for Magnus. Sometimes, when applying online, you may not need to provide ITR or salary documents.

Maybe neither, as I was too caught up in being the free service dog with no benefits, then and hence struggling now.

Details for better context:

Salary:
If you mean 1.5L per month salary slips? Not off late.

Family wont even tell me clearly what ITR they filed in my name ( I was literally bed ridden). Upon insisting I am told its approx 8L pa - cant confirm or be sure.

Axis & other CCs:

And as for Axis Cards, all I have is Privilege World MC (requested it via Priority relations in 2020 pandemic as I was bed ridden & needed to shop via AMZN IN).

I can check its previous/ current available limits, if that can help as parameters.
(They might've offered a CL increase in between - but I was too unwell to recall clearly).

Applied via AMZN IN for CC and got 3.4L from them few days back.

In hindsight:

Trusting family blindly and neglecting myself (financially & personall) was quite a lesson.

Had I bothered to initiate Axis or AMZN CCs over these years, I'd have been better off and probably auto qualify for larger CL and Cards.

 

[Slayer]

CC game is fun but health is more important

Personally hit the gym for 1.5-2 hours everyday/6 days a week
After 9 hours of work

 

[insight]

CC game is fun but health is more important

Personally hit the gym for 1.5-2 hours everyday/6 days a week
After 9 hours of work

I had a 5 am routine from Calisthenics Yoga Meditation to following a yogic diet and life. Used to crash at 8/9 pm.

PS: I've had my share of working long hours and gym workouts/ kickboxing in the US before.

Sometimes "life threatening" circumstances suddenly happen with no worldly cause or reason or connection (Outside of some cosmic karma/ anomaly).

My recent travels after having been bed ridden are centered around medical/ health rejuvenation only from near death.

Hence I need the lounges to have some better to accesss to food/ rest while doing so.

 

[sam4]

I also got magnus FYF, didn't ask for it, but when the card arrived, it was FYF

At the time of application have you received any message for joining and annual fee? If yes, what charges were mentioned?

 

[Rex]

At the time of application have you received any message for joining and annual fee? If yes, what charges were mentioned?

Joining Fee - 0
Annual Fee -10000

 

[sam4]

Joining Fee - 0
Annual Fee -10000

When did you apply?
And you said when card arrived its FYF, thats why I asked for message. Because message comes at the time of application, right?

 

[aashokk09]

Joining Fee - 0
Annual Fee -10000

Did you apply online or offline via branch?

 

[xiddy]

I managed to apply for Magnus today via the C2C method. The lady who took my application told me that there is an FYF offer on Magnus at the moment, but only for those that have a salary account with Axis bank.

 

[sam4]

I managed to apply for Magnus today via the C2C method. The lady who took my application told me that there is an FYF offer on Magnus at the moment, but only for those that have a salary account with Axis bank.

Have you received message with joining and annual fee? If it says 0 joining fee then yours FYF

 

[xiddy]

Have you received message with joining and annual fee? If it says 0 joining fee then yours FYF

I do not have a salary account with Axis, so I will have to pay the joining fees.

 

[sam4]

I do not have a salary account with Axis, so I will have to pay the joining fees.

Many ppl received FYF without axis ac.
Its lucky game i think.

 

[mnh007786]

I have 4.5 Lakh limit in APAY. But my card 7-8 month old and limit 4.5 Lakh limit in December 2022. I haven't 3 Lakh Salary. I just have Axis Airtel Card which 15 day old.
Can i get magnus FYF without any income documents ?

 

[xiddy]

Many ppl received FYF without axis ac.
Its lucky game i think.

Yeah, I guess.

 

[sharpened]

Thats a lie u will get same limit as ur c2c card i applied on my apay with limit of 420k and got 420k limit on magnus and u need min limit of 300k not 800k

Are you sure minimum limit is 300k for C2C?