General Banking Discussions Thread

[John Since]

INDIE: Savings, FD, Loan & UPI - Apps on Google Play

INDIE by IndusInd Bank - Open Savings Account, Book FD & get instant loans

play.google.com

New digital bank with good rewards launched by Indusind

 

[AritraSaha]

Anyone know any spam website where if i put a phone no, the no get brutally spam?

Just asking for a friend.

 

[VISHESH_BANSAL]

I think indie aslo need some rbi blessings.
My money is still stuck.

Do not worry .
As per RBI Notification on Harmonization...... You are eligble for 100/Day if refund takes time of more than T+7 days.

Since your txn Amount is small.
Do not bother much.
Wait for auto credit . After Amount is credited, count the days and Raise the issue with Indie for 100/Day Compensation, and if they deny move to the RBI BO.

 

[AritraSaha]

I am not worried about amount. I don't like how they are processing it.
They are confusing when the transaction happened (app is saying 21 & statement saying 20).
And i don't know why are always lying. Only saying "kal ho jayaga".

 

[Chaitanya-a]

I am not worried about amount. I don't like how they are processing it.
They are confusing when the transaction happened (app is saying 21 & statement saying 20).
And i don't know why are always lying. Only saying "kal ho jayaga".

Atleast they're replying. My 10k got stuck between Bajaj & MobiKwik. Bajaj ne pehle hi hath khade kar liye or MobiKwik ne complaint ka koi reply ni kia 2 din se

 

[VISHESH_BANSAL]

I am not worried about amount. I don't like how they are processing it.
They are confusing when the transaction happened (app is saying 21 & statement saying 20).
And i don't know why are always lying. Only saying "kal ho jayaga".

There is two type of date.
One is Txn date and One is Value Date.

Since for same txn two dates are reflecting, you must have performed the txn at midnight.

 

[AritraSaha]

There is type of date.
One is Txn date and One is Value Date.

Since for same txn two dates are reflecting, you must performed the txn at midnight.

I haven't done the transaction.
I don't know how it happened.

I saw it when i was in the app, no otp, on sms, no alart.

 

[VISHESH_BANSAL]

I haven't done the transaction.
I don't know how it happened.

I saw it when i was in the app, no otp, on sms, no alart.

Means fraudulent txn ?

 

[Chaitanya-a]

Means fraudulent txn ?

Same amount 2 bar kaat liye bank ne. Jbki refund aana tha to uski jagah dobara kaat lia paisa

 

[VISHESH_BANSAL]

Same amount 2 bar kaat liye bank ne. Jbki refund aana tha to uski jagah dobara kaat lia paisa

Yeh Ankohe ajoobe Indusi hi kar sakti hai sirf

 

[AritraSaha]

Means fraudulent txn ?

Well they don't know,

I don't think so. I think they proceed 2 transaction a same Order (transaction name & amount similar).

 

[VISHESH_BANSAL]

Well they don't know,

I don't think so. I think they proceed 2 transaction a same Order (transaction name & amount similar).

Flipkart ne refund kiya toh Flipkart Refund Reference Number show kar raha hoga na ?

Woh Refund Reference Number, Indie ki lemons pe deke maaro.

 

[AritraSaha]

So afterwards i cancel the order,
I got one refund today, wait for the 2nd refund.

 

[AritraSaha]

Flipkart ne refund kiya toh Flipkart Refund Reference Number show kar raha hoga na ?

Woh Refund Reference Number, Indie ki lemons pe deke maaro.

Flipkart has processed the refund..

 

[VISHESH_BANSAL]

Flipkart has processed the refund..

Second txn ka bhi aayega.

Bank ke sytem bhi maal phookte hai, Active rhne ke liye.

Axis ne bhi khuch aisa hi kiya thha.

Mne ek merchant pe DC se txn ki.

Merchant ko Amount bhi received ho gaya , services bhi mil gayi mujhe, 3 days baad Axis chuu ne Amount refund kar diya.

Phir jitna refund kiya utne ka lien bhi mark kar diya, next day phirse debit kar liya.

Bato Bole toh bole kya kare toh kare kya

 

[Deleted member 16965]

Rule of online transaction for Mental Peace: Never repeat a transaction with the same card if your first transaction is pending for refund. Always wait for refund to credit first then try again or use a different card.

 

[4uziaul]

Rule of online transaction for Mental Peace: Never repeat a transaction with the same card if your first transaction is pending for refund. Always wait for refund to credit first then try again or use a different card.

Manta kaun hai sab ko khujli machi rehti hai

 

[AritraSaha]

Rule of online transaction for Mental Peace: Never repeat a transaction with the same card if your first transaction is pending for refund. Always wait for refund to credit first then try again or use a different card.

Well i haven't repeated my transaction..

Bank took some crystal and did it.

 

[AritraSaha]

Update- they give me half of the amount disputed & close the case.
The Singh ji is on leave..Lol

 

[VISHESH_BANSAL]

Update- they give me half of the amount disputed & close the case.
The Singh ji is on leave..Lol

Means?
Original refund plus Half Amount extra ?

 

[AritraSaha]

No , amount disputed us 618 they give me 309.
The story is-
19th- i buy a tshirt from fk worth ₹309
20th- i cancel the tshirt.
21th- i can see a transaction towards fk ₹309
Register a complain sameday about all of this.
25th- refunded my account with ₹309.(don't know for which transaction).