General Banking Discussions Thread

[John Since]

INDIE: Savings, FD, Loan & UPI - Apps on Google Play

INDIE by IndusInd Bank - Open Savings Account, Book FD & get instant loans

play.google.com

New digital bank with good rewards launched by Indusind

 

[ak93]

So, Zero International ATM withdrawal Charges and Zero Forex Markup ?

Yes, no extra charges.

 

[Tejo]

Filhal IDFC aur RBL ke jyada chances hai

Why rbL, everyone saying rbl bank?

like other banks, idfc too will downgrade rp or will change Toc, atleast from next yr.

 

[ak93]

Yes, no extra charges.

Withdrew 100 SEK = ₹752. Rate shown in google was ₹748 that day, so visa rate was ~0.5% more that day. Surprisingly, Diners club rate that day was closer to google rate (used my DCB).

 

[Piyush_Jaiswal]

Why rbL, everyone saying rbl bank?

like other banks, idfc too will downgrade rp or will change Toc, atleast from next yr.

RBL ke financials waise v achhe nahi hai...last financial year me 166 Crore ke losses the

 

[KingAAR]

Refer me too.

want my referral?

 

[gigachad]

RBL ke financials waise v achhe nahi hai...last financial year me 166 Crore ke losses the

Side Effects of EDC

 

[aks98765]

can we register Mutual fund SI on this account, what are ecs/si return charges for megastar in this account?

 

[Kiranonlinee]

can we register Mutual fund SI on this account, what are ecs/si return charges for megastar in this account?

Return charges mentioned no where need to check with cc

 

[hs23]

Yesterday I applied for Indie account and 50k funding went smoothly. Immediatly got Megastar status and today morning completed KYC. Now its a full KYC account. I also applied for physical card.

KYC team was saying that I need to keep funds for 3-4 days. Is that true? Or can I withdraw now?

 

[4uziaul]

Yesterday I applied for Indie account and 50k funding went smoothly. Immediatly got Megastar status and today morning completed KYC. Now its a full KYC account. I also applied for physical card.

KYC team was saying that I need to keep funds for 3-4 days. Is that true? Or can I withdraw now?

Withdraw immediately.

 

[armat]

Yes, CC bill payment via indie app only.
There's no such deadline for this offer yet.
Only restrictions is 200 gems per month.
Need to check if the limit gets reset on every 1st of the month.

I did the credit card payment. But did not get 25 gems, how much time does it takes to I reflect in reward ?

 

[armat]

Yesterday I applied for Indie account and 50k funding went smoothly. Immediatly got Megastar status and today morning completed KYC. Now its a full KYC account. I also applied for physical card.

KYC team was saying that I need to keep funds for 3-4 days. Is that true? Or can I withdraw now?

if we widhdraw 50k, would they downgrade account? I think so

 

[Nilanchal]

I did the credit card payment. But did not get 25 gems, how much time does it takes to I reflect in reward ?

Expect in 3 days..(T+2)

 

[sequoia]

Is Indie app debit card giving gems on Paytm cc bill payments?

 

[AritraSaha]

I did the credit card payment. But did not get 25 gems, how much time does it takes to I reflect in reward ?

Within 72hrs

 

[AritraSaha]

if we widhdraw 50k, would they downgrade account? I think so

No downgrades.

 

[AritraSaha]

Is Indie app debit card giving gems on Paytm cc bill payments?

No

 

[Nilanchal]

Can anyone cnf that do we get 3% for buying apay gift card on Amazon?

 

[Piyush_Jaiswal]

Can anyone cnf that do we get 3% for buying apay gift card on Amazon?

Yes. Send payment request to your INDIE UPI ID.

 

[VISHESH_BANSAL]

Yes. Send payment request to your INDIE UPI ID.

Send Request ka option hi nhi hai.

Did you tried personally ?