GET 2 (1 LTF and 1 FYF)UNION BANK RUPAY SELECT DEBIT CARD

[Ram1]

Typical sarking bank- still in 1980-90.
Ad Gaye apni bat pe to ad Gaye, ...
Appointment letter se kya Apne yahan GM bana dete...kholte to account hi

No wonder, further he might ask letter from company ceo and college principal certifying that I'm an Engineer lol 😆

 

[Tonymathew]

Today visited Union bank branch and told I want SBPRO account. She said ok take form and fill it.
Damn it was 5pages form and took 30mins to fill and took xeroxes of Aadhar and pan and gave her.
Suddenly I got doubt ,why they r taking physical form while they r doing in tabs for other user.

She might open different variant,so Opened up that I want UDAAN account. She started asking questions, we dont offer it to normal individuals,i told her I'm an Engineer ,have degree also which is mentioned in ur product page and also my colleagues opened it.

She convinced and called to big branch guy and asked about udaan, he said ok and said code SBPRO to use and also told SBPRE with 15kmab.
Then she told me they can open only sbpre with 15k mab which comes under udaan only.
I said ok as i will downgrade later.
She tried in tab,but doesn't know how to proceed further as usual account opening madam is on leave.later assigned me to another guy and he is super busy.

In the meantime I got doubt on them and google SBPRE and shocked to find out its not udaan and not even eligible for rupay select. So they both wanted to scam me.

gone to her again and told sbpre is not udaan ,i want sbpro only. She called again to head branch and got to know it can be opened in computer.

She finally said ok I have ur physical application, when account opening lady comes ,we will complete by evening or monday and u get acc no by sms.I asked about rupay select,she said it will come automatically to home.

I understood she's bluffing. I silently left branch and they did nothing.

Overall UBI is worst bank with super crowded situation everyday, literally got leg pains.Worst experience .
Spl tqs to @Abhigyan kumar for informing me timely

Sad to hear this. There are lots of incumbent nincompoops across the PSU network. I was lucky to have got a good bank agent. Got an account for me and 2 friends, with a max wait time of application to debit card in hand of 2 weeks.

So it varies.

 

[hender]

No wonder, further he might ask letter from company ceo and college principal certifying that I'm an Engineer lol 😆

The way they treat, like pre independence era- They are British, we are Indian.

 

[Ram1]

Sad to hear this. There are lots of incumbent nincompoops across the PSU network. I was lucky to have got a good bank agent. Got an account for me and 2 friends, with a max wait time of application to debit card in hand of 2 weeks.

So it varies.

Worst experience from 2 branches literally, don't know what to say about this bank. Completely wasted my time

 

[Ak Singh]

Sad to hear this. There are lots of incumbent nincompoops across the PSU network. I was lucky to have got a good bank agent. Got an account for me and 2 friends, with a max wait time of application to debit card in hand of 2 weeks.

So it varies.

Tomorrow, I am going to visit union branch there is one very old employee, hope he will not ask any proof.
What should I tell him as profession?

 

[hender]

Tomorrow, I am going to visit union branch there is one very old employee, hope he will not ask any proof.
What should I tell him as profession?

Take a Road Roller /JCB along with you.
As a Civil engineer to destroy unauthorised Construction.

 

[Tonymathew]

Tomorrow, I am going to visit union branch there is one very old employee, hope he will not ask any proof.
What should I tell him as profession?

That is difficult. I am a specialist doctor, and since I applied first among our lot, they asked for my medical registration number and wrote it down. However for my 2 doctor friends, they did not ask the same. May be they now realised that we are doctors. And we met this bank official at our OPD only. So it was more convenient.

So it is directly upto the bank official, I think, to push an UDAAN account.

However, from his words, it is mandatory to check for the degree certificate/license number.

So would they be lenient to you and break the law? Or help you? Its a difficult thing. Only a good connection, I think, can make it through.

Just my experience and observation

 

[prashantsm]

Received the debit card in 4 days but not able to generate virtual debit as of now

Dear Abhigyan, I hold UBI Rupay select Debit card as I've salary account with UBI, and the virtual debit card will not be Rupay select, it will be normal Rupay card, as I have physical (Rupay select) & virtual rupay normal

 

[Ak Singh]

Take a Road Roller /JCB along with you.
As a Civil engineer to destroy unauthorised Construction.

If they deny to open, I will demolish that branch at night.

 

[hender]

If they deny to open, I will demolish that branch at night.

No Just little acceleration, JCB...same time, to show "You are Professional - Originally"

 

[hender]

That is difficult. I am a specialist doctor, and since I applied first among our lot, they asked for my medical registration number and wrote it down. However for my 2 doctor friends, they did not ask the same. May be they now realised that we are doctors. And we met this bank official at our OPD only. So it was more convenient.

So it is directly upto the bank official, I think, to push an UDAAN account.

However, from his words, it is mandatory to check for the degree certificate/license number.

So would they be lenient to you and break the law? Or help you? Its a difficult thing. Only a good connection, I think, can make it through.

Just my experience and observation

That's the point ☝️, A professional have different skills depending on field/ study.
As a Doctor, They saw you practising...but meeting and greeting other professionals may not be the same.
Along with basic IQ,
A little sensibility is much appreciated at their end, -

 

[Saral]

Anyone able to generate virtual debit card? I am always getting connectivity issue error after entering pin in vyom app

 

[prashantsm]

Anyone able to generate virtual debit card? I am always getting connectivity issue error after entering pin in vyom app

I was able to generate VDC without any issues

 

[sravanbrahma]

Please read the full thread to bypass eligibility criteria.

In union Bank rupay select debit card Is difficult to get. Only 4 accounts are eligible for rupay select debit card one being UNION UDAAN

Union Udaan eligibility -
Registered practicing Individual professionals - Medical & para medical professionals, Engineers & Architects, CA/ACCA/ICWA/CFA/CFM/CS, Lawyers, Consultants, Other professionals including artists, photographers, event managers etc.

Individuals: singly or jointly and in case of joint account professional should be the primary account holder.

AGE CRITERIA - 21-40

MAB- 10,000

Debit card- Rupay Select/ Visa Signature

Charges for rupay select Debit card- FYF with union Udaan and annual fees is 400+GST which is the cheapest among all rupay select debit cards.

(I did not gave any proof for being a professional as I am not a professional) Now to the main point how to bypass the eligibility if you are not a professional. Visit the best branch in your city. Now as you walk in don't mention you have to open union Udaan account. Try to find young employee in the branch.Tell him/her that I want to open a new bank account. Most probably they will open the account through computer not by form. Open the account through computer only (this is compulsory).Now they will ask for aadhar OTP after this mention them I want to open "SBPRO" account. In their system they will see SBPRO young professional. Tell them yes I have to open this account. Now usual process of account opening. Now mention them that you need RUPAY select ask them if they have Rupay select Instant kit (mostly likely they will not have the kit).They will give a physical form to sign.tick rupay and write select beside that.Get 10000 cash with yourself to deposit in the account. Which will help in to get fast verification of account. After verification which takes a day or two you will be able to make a online deposit in the account. Now in the last you can ask BRANCH TOKEN to enable your mobile banking. You will get 1 physical rupay select debit card. after the delivery of physical card generate virtual card in VYOM app. Most likely you will get a another Rupay select virtually which is LTF. Recently users are facing issues in generating virtual card. So depends on your luck now for the second LTF rupay select. If you are successful in generating virtual card you will get different card number in compare to physical so yes you can enjoy the benefits for Both the cards.

IF YOU SELECT PROFESSION AS OTHERS IT WILL FETCH CONSULTANT

One more thing you can choose your account number subject to Availability. I got _____0000001. I think branch Opened its first union udaan.

You can downgrade your account to 1k mab after few months. You can keep the debit card with downgraded account. But rupay select may not be FYF they may charge issuance fees which is 400+GST. So I will suggest you to maintain the mab for 1 year if you care about the charges

I opened this account for my brother. He is in 3rd year of BTECH. So most likely by following this process you will be able to open this account.

Edit - THERE IS A IMPOSTER ACCOUNT SCHEME AS "SBPRE". DON'T GET CONFUSED WITH It.

Edit 2- received the debit card in 4 days after applying. But not able to generate virtual debit card as of now. Will inform if the virtual debit card generates

Good luck 🤞

Will be really helpful if you can guide on existing account migration.

 

[Saral]

I was able to generate VDC without any issues

did u try using vyom app only or in bank person helped?