Getting Millenia Upgrade from Moneyback Plus

[Ares]

I have a Moneyback plus card (LTF) since September 2022.
Recently, I got a LE from 55k to 6.44 lakh and now I got an upgrade offer from moneyback plus to Millenia but the condition here is that the Millenia is only FYF. I mailed them to make Millenia LTF saying that my current moneyback plus is also LTF but they declined.
Any way possible to get the Millenia LTF?

 

[Ananthu113]

Sent a grivience mail to hdfc for LE to natch existing icici cc limit.Got a mail to share payslips but i refused to and I asked them to close 2 hdfc cards and threatened to change my salary acc to icici if they don't enhance limit.

oh man one of my friend done the same thing but HDFC successfully closed his account so beware of what you are doing...
threatening used to work before but now the banks know the customers trick!! .....

 

[prashu]

oh man one of my friend done the same thing but HDFC successfully closed his account so beware of what you are doing...
threatening used to work before but now the banks know the customers trick!! .....

No problem. If they cancel the card , i will apply again with c2c method.

 

[Ananthu113]

No problem. If they cancel the card , i will apply again with c2c method.

ok ok 👍

 

[SSV]

No problem. If they cancel the card , i will apply again with c2c method.

Good .. keep the pressure on them...

 

[Ananthu113]

Im getting this banner today

 

[SSV]

Im getting this banner today

Very good.. try logging into the net banking and check if the the offer exists

 

[Ananthu113]

Very good.. try loggining tothe net banking and check if the the offer exists

Oh shit showing paid freedom to LTF moneyback plus CC 😑 i was waiting for millennia 🥲

 

[SSV]

Oh shit showing paid freedom to LTF moneyback plus CC 😑 i was waiting for millennia 🥲

then dont take this.. pass it

 

[Ananthu113]

then dont take this.. pass it

Ok . In the morning cust. care called me to take their jumbo loan but i just refused it and told her to increase my current limit so she told me "sry sir LE is currently not showing in our system but there is a refreshment offer coming this month so plz wait till then" what does it mean? its almost end of the month..🤞

 

[anisharya16]

After upgrading hdfc credit Card, does old card gets deactivated?

 

[varun__goel_]

After upgrading hdfc credit Card, does old card gets deactivated?

Y e s

 

[anisharya16]

Y e s

But I can see both cards as active

 

[varun__goel_]

But I can see both cards as activeView attachment 58528

Have you transacted on your new card?

 

[PayKaroAbhi]

I had closed my Moneyback + & Tata Neu+ with combined 50K limit only in January this year and applied for Millennia via bank's card guy in April and eventually the application was changed to Moneyback Plus instead of Millennia and got rejected too. I'm maintaining decent amount from February and don't see any pre-approved card offer till now. Is there any chance of getting pre-approved offer again or should I apply for swiggy card on my own? If yes then when should I apply again?

 

[varun__goel_]

I had closed my Moneyback + & Tata Neu+ with combined 50K limit only in January this year and applied for Millennia via bank's card guy in April and eventually the application was changed to Moneyback Plus instead of Millennia and got rejected too. I'm maintaining decent amount from February and don't see any pre-approved card offer till now. Is there any chance of getting pre-approved offer again or should I apply for swiggy card on my own? If yes then when should I apply again?

Yes, you will get offer again. But this time it will take long.

It's your wish whether to apply without an offer or not. But do not go with swiggy as the 1st card. Get a core card and then apply for swiggy.

 

[PayKaroAbhi]

Yes, you will get offer again. But this time it will take long.

It's your wish whether to apply without an offer or not. But do not go with swiggy as the 1st card. Get a core card and then apply for swiggy.

Core cards that I'll get are Moneyback+ and Freedom only. I can smell those cards even before applying 😑 based on my income profile. I don't know why HDFC always discriminate me only. My parents are getting loan offers, card offers, card upgrades and all.

I won't get it as LTF for sure if I apply on my own. Keeping those bulls#it cards as paid isn't worthy at all.

I think I should wait to get pre-approved and keep using my parents' hdfc cards for discounts as of now 🥲