Millennia Got an upgrade offer from Moneyback+ to Millenia. Planning to take it for 1 year. Need advice !!

[AsB]

After lots of struggle and a lot of prayer, I recently got an upgrade offer from Moneyback+ to Millenia. And just like many other people, my upgrade is only FYF, not LTF. I have two great cards :-

• Amazon Pay ICICI
• Tata Neu RuPay HDFC

I reached out to Cards Services and Escalation Team, and both of them broke my heart. They said that they wont consider LTF Upgrade. One of them said that they never provide LTF upgrade (which I think is wrong).

So, I have sent an email to Grievance Redressal , trying for a final attempt to get my Upgrade as LTF. If they deny as well, I will take the card as a FYF. Then, I will use it extensively, for 1 year, replacing my Amazon Pay card completely.

If after 2-3 years, they dont buzz to give me LTF , then I will close the card, and possibly either apply C2C or make my peace with Tata Neu.

So, my questions are :;-

1) What do you think of this strategy ?

2) Is it difficult to get LTF on upgraded cards in HDFC ?

3) How easy/difficult is it to get the card approved after closing the card ?

 

[D₹V]

Damn i wrote an informal letter to hdfc in email asking for conversion to lifetime free card 😶‍🌫️

Uski kya jarurat thi? 🤣

Just go straight forwarded.

 

[SpiesCan'tCatchMe]

Uski kya jarurat thi? 🤣

Just go straight forwarded.

It's too late now, I read your post after i sent the email

 

[plastikman]

First Confirm once. I saw this circulating again somewhere.

Sure, thanks. As such no harm in starting smartbuy 😁

 

[D₹V]

Sure, thanks. As such no harm in starting smartbuy 😁

Then you can try direct requesting too.

 

[D₹V]

It's too late now, I read your post after i sent the email

Hmm.

Keep us posted.

 

[0xfallup]

Iska profile dekho, 3 mahine se har jagah yahi sawal puch raha 🤣🤣🤣.

strange is famous for his questions always

 

[raghu.rokda]

I have got offer to upgrade my Milennia HDFC to Regalia Gold.
Is it worth it to upgrade

I also get that offer
LTF Mellinnia to FYF Regalia Gold
Is it worth to upgrade?

 

[Strange]

Iska profile dekho, 3 mahine se har jagah yahi sawal puch raha 🤣🤣🤣.

If I recall correctly, you did a lot of research and Q&A on this forum for months before applying for an HDFC Credit Card, didn't you?

 

[Strange]

strange is famous for his questions always

Agar famous hota to sirf Ace nahi hota lol.
Everyone asks questions on this forum and I am not the only one.

 

[D₹V]

If I recall correctly, you did a lot of research and Q&A on this forum for months before applying for an HDFC Credit Card, didn't you?

Hmm, got LTF too 😂 but I knew it's worth even if chargeable.

While Axis will ask you to spend 350k for waiver of 590₹ card.

 

[D₹V]

Agar famous hota to sirf Ace nahi hota lol.
Everyone asks questions on this forum and I am not the only one.

Chido mat ab 😂😛

 

[Strange]

Chido mat ab 😂😛

Sach bolne pe takleef ho rahi?

Sherlock Fallup is thread pe help karne/lene aaya tha ya mera investigation karne?

 

[Strange]

Hmm, got LTF too 😂 but I knew it's worth even if chargeable.

While Axis will ask you to spend 350k for waiver of 590₹ card.

I have FK Axis LTF, Apay ICICI LTF and SBI Cashback (converted to LTF)

1K cashback ki jagah unlimited cashback dene wale cards hai to Millennia ka need hi nahi pada kabhi, tabhi to 3 months se ignore kar raha upgrade offer as it's FYF.

 

[D₹V]

I have FK Axis LTF, Apay ICICI LTF and SBI Cashback (converted to LTF)

1K cashback ki jagah unlimited cashback dene wale cards hai to Millennia ka need hi nahi pada kabhi, tabhi to 3 months se ignore kar raha upgrade offer as it's FYF.

Okay!

Need nahi to mat karo fir.

 

[D₹V]

Sach bolne pe takleef ho rahi?

Sherlock Fallup is thread pe help karne aaya tha ya mera investigation karne?

Lamao, mujhe kyu hogi? 🤣

 

[Strange]

Lamao, mujhe kyu hogi? 🤣

You replied on his behalf, so I replied to him through you.

 

[D₹V]

You replied on his behalf, so I replied to him through you.

Okay fine .

 

[RishiKiDev]

I also get that offer
LTF Mellinnia to FYF Regalia Gold
Is it worth to upgrade?

Worth or not depends exclusively on your spends and preferences.
If you prefer Rewards points over Cashback.

If you spend more than the milestone of Regalia Gold to get the flight vouchers and quarterly milestone vouchers.

If you want 6 international lounge access via PP.

All of these are of value for you then go for upgrade else don't.

 

[0xfallup]

Agar famous hota to sirf Ace nahi hota lol.
Everyone asks questions on this forum and I am not the only one.

are bhai kimding mai bola tha , kahe gussa ho rhe ... bilkul pucho issliye forum hai

 

[SpiesCan'tCatchMe]

Hmm.

Keep us posted.

Based on receipt of your e-mail, we have reviewed your request for Lifetime Free Card appropriately and regret to inform you that we are unable to convert your card to Lifetime free card. We regret the inconvenience caused in this regard.

They were so quick in responding..😨