CyberPsych
TF Ace
Got call from HDFC and they said I am eligible for credit card. I asked them if it is Millenia & LTF, I am ready to apply right now. They said yes, you have that card pre-approved as LTF. Got the card today. Since this is my first thing with HDFC banking (I have no bank account), I have few questions:
1) I can access MyCards App in phone but for net banking it asks userID to register my credit card. When I proceed with the 'forgot user ID' steps, it shows no user ID can be extracted/retrieved. All the documents in the courier does not have nay user ID/customer ID. How can I know my user ID/customer ID?
2) I asked them in the verification call whether I can get Rupay, they said t's VISA variant which is pre-approved for you. But what have I received is Diner's Club, no VISA nor Mastercard. What is this Diner's club? Never heard of it. Will it work in all online and offline transactions? (it seems like its related to food/restaurants, but I don't eat at restaurants much)
3) How long should I wait before converting this to Rupay variant (as I am planning to link it to my UPI)?
4) Please share how can I use this card to pay other CC bills by loading wallets and get cashback & which digital wallet works well this Diner's Club variant?
5) Can we change billing cycle ourselves or we contacting customer care is the only option?
1) I can access MyCards App in phone but for net banking it asks userID to register my credit card. When I proceed with the 'forgot user ID' steps, it shows no user ID can be extracted/retrieved. All the documents in the courier does not have nay user ID/customer ID. How can I know my user ID/customer ID?
2) I asked them in the verification call whether I can get Rupay, they said t's VISA variant which is pre-approved for you. But what have I received is Diner's Club, no VISA nor Mastercard. What is this Diner's club? Never heard of it. Will it work in all online and offline transactions? (it seems like its related to food/restaurants, but I don't eat at restaurants much)
3) How long should I wait before converting this to Rupay variant (as I am planning to link it to my UPI)?
4) Please share how can I use this card to pay other CC bills by loading wallets and get cashback & which digital wallet works well this Diner's Club variant?
5) Can we change billing cycle ourselves or we contacting customer care is the only option?
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