Got IDFC wealth credit card very easily

[Harvey_Dent]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

 

[hs23]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

Please DM the agent no.

I started the application without reading this thread. Put in salary of 177k and my DCB card limit of 5.32k. I got offered Select card only with 3L limit. I completed the application but not able to KYC as I am travelling outside India. Will they reject application if KYC is not done in 72 Hours? Can I reapply with same or different no? Or is better to do apply offline only?

 

[Deepak_Shetty]

Please DM the agent no.

I started the application without reading this thread. Put in salary of 177k and my DCB card limit of 5.32k. I got offered Select card only with 3L limit. I completed the application but not able to KYC as I am travelling outside India. Will they reject application if KYC is not done in 72 Hours? Can I reapply with same or different no? Or is better to do apply offline only?

Just try again with an another number

 

[hs23]

my DCB card is new and HDFC doesn't report full limit to CIBIL. Will this be an issue?

 

[aayusharyan]

Please DM the agent no.

I started the application without reading this thread. Put in salary of 177k and my DCB card limit of 5.32k. I got offered Select card only with 3L limit. I completed the application but not able to KYC as I am travelling outside India. Will they reject application if KYC is not done in 72 Hours? Can I reapply with same or different no? Or is better to do apply offline only?

You can do vKYC even though you are outside of india. I know people who have done that successfully. But YMMW

 

[Deepak_Shetty]

my DCB card is new and HDFC doesn't report full limit to CIBIL. Will this be an issue?

May be. It's good if you have decent limit in any of your more than 1 year old card.

 

[Tosh]

Was it Mr.Juned? I got my limit increased to 4L from 1.81L. But they said with 4L, the upgrade isn't possible and asked to wait until the limit is enhanced further

No it was someone named Hasan iirc.
Sorry Missed your question earlier

 

[gamersgzb]

Was it Mr.Juned? I got my limit increased to 4L from 1.81L. But they said with 4L, the upgrade isn't possible and asked to wait until the limit is enhanced further

It was Juned in my case who upgraded my card to wealth

 

[chiggybansal1]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

Can't you just share agent contact details, or you just want to show off your wealth credit card? when everyone is asking for the same. @Harvey_Dent

 

[Tosh]

Just had the card and pass delivered today and the welcome letter seems so misleading.

One might think domestic visits are also complementary after reading this. I really feel they should change the verbiage.

 

[cardio_guy]

I am trying to apply for IDFC Wealth CC, but I already tried once using my phone number and every time it shows only WOW. I cannot proceed any further. If I contact the branch, will the delete my phone number and can I refresh the application? Otherwise what is the way out?

 

[Deepak_Shetty]

I am trying to apply for IDFC Wealth CC, but I already tried once using my phone number and every time it shows only WOW. I cannot proceed any further. If I contact the branch, will the delete my phone number and can I refresh the application? Otherwise what is the way out?

Try with another number, later you can change mobile number through branch (for only credit card holder) after card approval. For savings bank account holder, option will be there in internet banking.

 

[cardio_guy]

Try with another number, later you can change mobile number through branch (for only credit card holder) after card approval. For savings bank account holder, option will be there in internet banking.

I just found another method that works - Call IDFC customer care (1800 10 888) and ask them to cancel the application. They will raise a request and it will be canceled in 5 working days. You will get an email and SMS confirmation. After that, you can apply for a new variant with the same mobile number itself.
They told me over the phone that this facility is available only via phone. They don't take cancellation requests by mail. and they told I will be able to select a new card after 5 days (that is, after this application request is cancelled).

 

[Deepak_Shetty]

I just found another method that works - Call IDFC customer care (1800 10 888) and ask them to cancel the application. They will raise a request and it will be canceled in 5 working days. You will get an email and SMS confirmation. After that, you can apply for a new variant with the same mobile number itself.
They told me over the phone that this facility is available only via phone. They don't take cancellation requests by mail. and they told I will be able to select a new card after 5 days (that is, after this application request is cancelled).

I was not knowing this before. Thank you.

 

[hs23]

I just found another method that works - Call IDFC customer care (1800 10 888) and ask them to cancel the application. They will raise a request and it will be canceled in 5 working days. You will get an email and SMS confirmation. After that, you can apply for a new variant with the same mobile number itself.
They told me over the phone that this facility is available only via phone. They don't take cancellation requests by mail. and they told I will be able to select a new card after 5 days (that is, after this application request is cancelled).

Thanks for sharing this. I called the same no and go my application cancelled. Now I am getting an error while replying.

 

[Xetron]

Don't enter salary 3 lac mention salary between 1lac to 2lac and just mention hdfc cc with 10lac even if you have any bank cc just mention the limit of your highest cc and in bank column mention hdfc and keep the varient column blank.!

This worked! Got Wealth CC without income docs

 

[hs23]

This worked! Got Wealth CC without income docs

Awesome to hear.

 

[Kumar93196]

Awesome to hear.

This worked! Got Wealth CC without income docs

If anyone wants to apply idfc cc if you want please use my link and it will benifit me a bit and i will give you some additional gifts

 

[Kumar93196]

Thanks for sharing this. I called the same no and go my application cancelled. Now I am getting an error while replying.

View attachment 34972

Dm me i might help

 

[hs23]

I applied 3 times C2C using HDFC card with 532000 limit, didnt get Wealth card. Now I have to get 3 cibil enquiry removed.

 

[Kumar93196]

I applied 3 times C2C using HDFC card with 532000 limit, didnt get Wealth card. Now I have to get 3 cibil enquiry removed.

Which card you are getting now or getting the same error as shared on above ss??