Got IDFC wealth credit card very easily

[Harvey_Dent]

Anyone looking to apply for IDFC wealth credit card, go through this post once

I used to apply for IDFC credit cards last year. Every time it got rejected. This time I went to a mall and applied through an agent there.

The process was very simple. He said there are only two criteria for IDFC wealth cc. I only wanted wealth.
1. Salary 4 lakhs
OR
2. Existing card limit 4 lakhs for c2c and at least 1 year old card

I applied c2c using my ICICI apay card with 4.1 lakh limit and 1.2 years old, contray to popular belief it doesn’t work for c2c. The agent did all the application, no salary slips, no documents. Don’t know what salary he filled, but I was shown wealth and applied. I was surprised though.

Later office address verification happened on phone, I said I wfh. I was also sent a mail on my office email to verify company address and name. Process was smooth, even though their portal sucks. Approved within 3 days excluding weekend. Got same limit as apay.

I know this card is devalued now, but still it’s good for offers and dreamfolks membership, which I guess doesn’t have any minimum spends criteria.

10 days earlier I got sapphiro LTF under alumni program, and also got axis select. This is my last application of the year. Next year, I am looking to apply DCB or regalia LTF.

EDIT on 31st July: I received my card. If anyone wondering the lounge access associated with this card. Here’s the detailed info I checked on dreamfoks.

Domestic lounge: 4/qtr, can use cc or dreamfolks card. I know people might challenge this, but IDFC’s partnership with dreamfoks is a bit different compared to ICICI. Hence can use both

International lounge: 4/qtr using dreamfolks card

Railway lounge: 4/qtr. Can take 1 guest as well on that card

Domestic Airport spa: 4/qtr

Grand Total: 16, definitely worth for a LTF card

 

[SSV]

Yes Please . .

So as a requester you should initiate the DM with your trick provider!!!

 

[kushhh]

I can DM you the tricks

Can you dm me too?

 

[SpiesCan'tCatchMe]

Can you dm me too?

Sure 😁 ..

 

[Jhon Anand]

I can DM you the tricks

Can you please DM me too pls ? I'm getting wow with 4.2L hdfc card C2C 😢😢

 

[SpiesCan'tCatchMe]

Can you please DM me too pls ? I'm getting wow with 4.2L hdfc card C2C 😢😢

Done. . .

 

[SSV]

Done. . .

Even though I got the card, dm me the trick just for knowledge purpose and to help others if it is deemed to be useful and safe Thanks

 

[Deleted member 21942]

I can DM you the tricks

Please DM me the trick as well. I am only getting WOW credit card.

 

[nrj1007]

I can DM you the tricks

Please DM to me as well.

 

[Surya91]

I can DM you the tricks

pls DM me the trick

 

[Manohar]

I can DM you the tricks

Please DM to me as well

 

[Akr706]

Sure 😁 ..

Can you please dm me as well? Thanks!

 

[SpiesCan'tCatchMe]

Can you please dm me as well? Thanks!

I've already dm'ed you sir

 

[kaka11]

I can DM you the tricks

Can you please DM to me... I have tried a few times but not getting

 

[SpiesCan'tCatchMe]

Can you please DM to me... I have tried a few times but not getting

Ji kaka ji

 

[AllThatStuff]

I can DM you the tricks

Plz do DM me too!!

 

[flyhighpaper34]

Best part is add on card is not like HDFC. Add on card number will be different from primary card and we can have additional BOGO movie offer in paytm. Only lounge access will be in shared basis.

this is verified for movie offer ? so if i get 3 add on cards.. i can get 8 BOGO tickets ?

 

[Tosh]

One more thread ruined with this DM mission. Why join a public forum if you're willing to help people only in DM.

Again my opinion and I don't mean to offend anyone. I was trying really hard since 1 year and finally managed to upgrade from select to wealth last month in an unconventional way, which I already shared and that helped atleast two people I know.

I am seeing this DM me for the 'trick' going on on a lot of threads and hence thought I should express my views. Happy dming to whoever is posting next.

 

[varun__goel_]

One more thread ruined with this DM mission. Why join a public forum if you're willing to help people only in DM.

Again my opinion and I don't mean to offend anyone. I was trying really hard since 1 year and finally managed to upgrade from select to wealth last month in an unconventional way, which I already shared and that helped atleast two people I know.

I am seeing this DM me for the 'trick' going on on a lot of threads and hence thought I should express my views. Happy dming to whoever is posting next.

This is because a lot of people who are youtubers do not join forum and just collect info from here and post on their channels, which then is used at mass. This patches the trick soon. If you want then just DM, the trick should be shared to only those who have been member for long of TF community and have engaged here.

 

[SSV]

One more thread ruined with this DM mission. Why join a public forum if you're willing to help people only in DM.

Again my opinion and I don't mean to offend anyone. I was trying really hard since 1 year and finally managed to upgrade from select to wealth last month in an unconventional way, which I already shared and that helped atleast two people I know.

I am seeing this DM me for the 'trick' going on on a lot of threads and hence thought I should express my views. Happy dming to whoever is posting next.

I can undersgtand your frustration in this regard.. I too used to think like this until recently..

But now I realised , its worth taking this approach.. here is why in my view:

1)

See, this statistics:

Currently , there is almost, 1 to 2 ratio between registered to guest users.. sometimes this ratio could go upto 1 to 4..


2) when we share these kind of tricks publicly, there is every chance that it would be massively utilised within short span of time, which gives a hint to the financial organisation that something is happening in this area otherwise why this massive spike in this kid of service..
it ultimately leads to patching of this loophole..

..In a typical case scenario, just as an example..

Case1 ) if 100 people DMed him about the trick over the past 4 days , then 100 people might have utlised this trick...
Case 2) if he had openely been written this trick in a post, the number of people that might have used this trick could go anywhare between 400 to 1000.. which would definitely have raised the red flag..


Just my thoughts.. like this I can give some more points.. but I will stop here..

 

[Jhon Anand]

I can undersgtand your frustration in this regard.. I too used to think like this until recently..

But now I realised , its worth taking this approach.. here is why in my view:

1)

See, this statistics:
View attachment 35786
Currently , there is almost, 1 to 2 ratio between registered to guest users.. sometimes this ratio could go upto 1 to 4..


2) when we share these kind of tricks publicly, there is every chance that it would be massively utilised within short span of time, which gives a hint to the financial organisation that something is happening in this area otherwise why this massive spike in this kid of service..
it ultimately leads to patching of this loophole..

..In a typical case scenario, just as an example..

Case1 ) if 100 people DMed him about the trick over the past 4 days , then 100 people might have utlised this trick...
Case 2) if he had openely been written this trick in a post, the number of people that might have used this trick could go anywhare between 400 to 1000.. which would definitely have raised the red flag..


Just my thoughts.. like this I can give some more points.. but I will stop here..

Better option would be to have seperate section for these threads with minimum privilege level like buzz or select.