jaisinghal
TF Select
Just got my Infinia but it's just FYF anyone knows how to get it converted to LTF?
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Infinia GOT INFINIA FYF
- Thread starter jaisinghal
- Start date
Who are they?
And how many other than me who got it LTF after getting FYF via ULIP
There are about 3 guys that I am aware of who got Infinia metal LTF, but they got Inifinia thru other routes , not thru ULIP....
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Whatever route you take, it has to be approved by GH . Ie Group Head..
Start researching for this approval
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jaisinghal
TF Select
My rm is useless, he straight away refused for infinia also, let alone LTF, was asking for fd for 10-12 lakhs minimum and said it would be fd backed.Infinia is tricky to be converted to LTF nowadays.
BM and other heads can try to do it, but why should they do it for you?
I would not suggest any investment routes (like ULIP) which has helped few to procure it as LTF as has been reported in past few months.
You can find query similar to yours here:
Convert paid infinia to LTF
Hello everyone! I have an infinia since the November 2019. Its always been a paid card since I don't land up hitting the 8 lac fee waiver amount. I do pay the 10k + gst fee every year. Wanted to get some info / insights to see if there's any way to convert it to LTF. Please do ask if need...www.technofino.in
magnusfan
TF Premier
My perspective on Infinia:
-For fyf lookers: Spend 3L in 90 days and it's fyf
-For yearly fees: If one can't spend the 10L per annum required for annual fee waiver, HDFC offers equivalent points - get Tanishq vouchers and invest (hit will only be the taxes paid)
-For fyf lookers: Spend 3L in 90 days and it's fyf
-For yearly fees: If one can't spend the 10L per annum required for annual fee waiver, HDFC offers equivalent points - get Tanishq vouchers and invest (hit will only be the taxes paid)
_amit_
TF Premier
On this forum via ULIP, I know only one (You). Though I was not aware that you got it FYF before converting it to LTF. I just saw a comment where you mentioned LTF.
One I got to know from some other online place i don't remember anymore, probably a comment on reddit? not sure right now.
One story was shared by a CC agent who mentioned about a BM helping out someone when a customer got health insurance of big amount for a family.
Edit: SSV has mentioned his LTF details below. Other instances are hear say and should be taken as that only.
This year, besides commission based products, there are few who reported LTF which could be the ones you mentioned knowing.
I think one user mentioned it getting LTF which could be accidental LTF, who knows.
Infinia - How to retain free Infinia card?
Hi, I have got LTF Infinia credit card with Imperia saving account. To keep Imperia status, It seems there is a MAB requirement. Am i going to loose LTF, if i downgrade my savings account from Imperia? Thanks, Padmanabham
www.technofino.in
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Infinia thru ULIP gives Metal FYF only. Never LTF...On this forum via ULIP, I know only one (You). Though I was not aware that you got it FYF before converting it to LTF. I just saw a comment where you mentioned LTF.
One I got to know from some other online place i don't remember anymore, probably a comment on reddit? not sure right now.
One story was shared by a CC agent who mentioned about a BM helping out someone when a customer got health insurance of big amount for a family.
This year, besides commission based products, there are few who reported LTF which could be the ones you mentioned knowing.
I think one user mentioned it getting LTF which could be accidental LTF, who knows.
Infinia - How to retain free Infinia card?
Hi, I have got LTF Infinia credit card with Imperia saving account. To keep Imperia status, It seems there is a MAB requirement. Am i going to loose LTF, if i downgrade my savings account from Imperia? Thanks, Padmanabham
And other persons who got LTF also because of their personal circumstances...
I just want to make it clear that infinia thru ULIP never gives LTF...
It would give a false hope to the readers if you mention ULIP Infinia gives Metal LTF...
Just want to clear the air
_amit_
TF Premier
This happened because you had expectations from RM.
Once you spend few time in this forum, you will not worry what RM says and might eventually gain a lot about product details than they might not even be aware of.
Its all about timing. You will find people who got Infinia LTF in covid times when HDFC was handing it out to anyone it seems.
Regardless, if you think you can get it LTF, try. But I would suggest to be at peace with what you got as it is not worth the effort
Here is what I got...discussed last night only
Post in thread 'Satirical Post by an redditor about ULIP and infinia' https://www.technofino.in/community...itor-about-ulip-and-infinia.26800/post-649932
May be yes , may be NO...
But Onething is clear , not many out there are as transparent as myself....
I don’t understand why people chase Infinia LTF. Net fees is only GST part (2250) which can be recovered easily by just spending 13500 on SmartBuy 5X.
The benefits of this card outweigh the annual fees.
Even after few devaluations, this card is still most rewarding card.
The benefits of this card outweigh the annual fees.
Even after few devaluations, this card is still most rewarding card.
Bcoz most people like you don't understand that it would only take an email from HDFC with updated PDF to take away this benefit any day.
Why do you all feel that this benefit is gonna stay forever? (Magnus ko itni jaldi bhul gaye kya?)
arjyamaj
TF Buzz
I got the Infinia in September 2022. At the time, I had no clue that fees for this card could be waived, whether FYF or LTF. I was expecting them to charge their first year fee soon after I started using it. I was also expecting them to credit the 12500 welcome RPs to my account. When it hadnt happened even after two billing cycles, I called customer care but didnt get a substantial response. Since then I've ignored this completely. I havent been charged for the card till date, nor have I been credited any welcome or retention RPs. Maybe this is a fluke or maybe it has to do with spending a certain minimum.
magnusfan
TF Premier
If you spend 3L witihin the first 90 days, the first year charges are waived off...else, they charge post 90 days!
Checked with cc agent who got me regalia ltf few years back for fd based infinia and he took half day time to enquire with his higher ups and came back that this fd scheme is not for residents nowadays and only given for NRIs
If someone get fd offer use it ASAP
If someone get fd offer use it ASAP
Main question is how you managed to get 8.4lk limit for Business Regalia? Here I got 15lk ITR and got only 2.5lk Millennia.
shashankrt
TF Ace
Updated PDF or Devaluation can take away anything and everything including existing LTF status. That's not the justification for putting efforts to save 2250 INR. Frankly I dont understand this obsession with LTF.
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