jaisinghal
TF Select
Just got my Infinia but it's just FYF anyone knows how to get it converted to LTF?
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Infinia GOT INFINIA FYF
- Thread starter jaisinghal
- Start date
itr and limit aren't always co releated. OP had imperia account too. Plus he didn't mention how old was his cc with hdfc was. It very likely his initial wasn't 8.4 lakhs he may have used his hdfc cc for a quite a 3-4 yr along a upgrade to Business regalia because the card didn't existed 3-4 yr back. So don't worry you will too get limit enhancement just use the card.
I have Imperia account too, been with HDFC for 8yrrs, and got stuck at moneyback for 8yrs with 1lk limit, only 2 months back they upgraded me to Millennia.
Trust me, no one hates this bank more than I do.
shashankrt
TF Ace
Yes they give Infinia FYF even for ULIP holders..that was what I wanted to highlight
No, if you're given the card as LTF, it will remain LTF no matter what. No one can take that away, updated PDF can only change/remove card's features/benefits.
I'll repeat the same example again - When Magnus was initially giving too good to be true returns, people were more than happy to pay the fees. Still few of my colleagues went a step ahead and successfully negotiated for LTF Magnus. Now, they don't really bother if Magnus is literally useless or the World's best credit card ever........ When I asked one of them why he didn't close his card even after so brutal devaluations, he replied - "Just kept this card as it's Metal and can be used for occasional bank offers"
If you really think about it, right now there's no other card giving competition to the likes of DCB and Infinia. So even if HDFC decides to take away all the benefits, people don't really have an alternative choice.
HumorSimpson
TF Prestige
Only Axis beats Burgundy with devaluations.
Actually after devaluation and revaluation, M4B has become much more powerful. Infact way more powerful than Reserve, but only for legit users, not churners.Spends above 1.5L per month, no card in India beats M4B.
haan bhai, 1 saal mein 1-2 baar ajata hai 👀
superstar@123
TF Premier
I generally have expenses in the eange of 1L (minimum) to 1.5L monthly.
Using HDFC Infinia card and pretty happy with it but since I am human, I am lalchi and want to know if any other card is available which is more beneficial ?
Using HDFC Infinia card and pretty happy with it but since I am human, I am lalchi and want to know if any other card is available which is more beneficial ?
jaisinghal
TF Select
I first got a limit of 1.25 lakhs only and was offered limit enhancements on usage basis. Did many business related payments through it. I had close to 24 lakhs spends in a year in which i was given the limit enhancement to 8.4 lakhs. Just use your card extensively, they will increase the limit from time to time.
Is Infinia possible only on salary criteria of 3 lakhs per month in hand?
I have a DCB with 5L limit and spend around 5 lakhs in last year.. I do have idfc wealth with 15L limit but hdfc is not updating my limit since long..
I have a DCB with 5L limit and spend around 5 lakhs in last year.. I do have idfc wealth with 15L limit but hdfc is not updating my limit since long..
Your main hurdle for getting infinia is the credit limit on DCB itself. Recently, you would have seen many banks cutting down on the credit limit on their cards. It has become even more difficult to get the limit increased now. You can still try and see if higher MAB gives you an increase in credit limit.
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