Infinia Got it today, query on that:

[Ned_Starks_Head]

Launde and Ladies,
If I use up the 7500 points limit on my dcb in next 3 days beofre activating my new card, will the infinia points limit start fresh from 15000?

 

[SSV]

upgrade to DCB through ULIP route.

are you serious ??

 

[Vasuki]

Btw, Do we get imperia or preferred or atleast classic/vishesh account status if we have DCB cc

@Vasuki @SSV @Ned_Starks_Head

Fund
2 lakh & ask for preferred
1 lakh for classic / vishesh

5 lakh IP for imperia or 10 lakh for already account

Then u can maintain whatever u want

Cc has nothing to do with it

 

[Vasuki]

Btw, I just messaged MUSSU for upgrade to DCB through ULIP route.

Said, kal batayega👍🏻🤡

Dm me too

 

[SSV]

Cc has nothing to do with it

With Infinia thru ULIP, you get 0 MAB Imperia ...

 

[Anupama_Jha]

Fund
2 lakh & ask for preferred
1 lakh for classic / vishesh

5 lakh IP for imperia or 10 lakh for already account

Then u can maintain whatever u want

Cc has nothing to do with it

If don't maintain, downgrades easily unlike ICICI WM or IDFC Select/Wealth.

 

[Anupama_Jha]

With Infinia thru ULIP, you get 0 MAB Imperia ...

Yupp, I was also confirming same, that do we get even it's lower versions with DCB

 

[Vasuki]

If don't maintain, downgrades easily unlike ICICI WM or IDFC Select/Wealth.

May or might not

None seen in vishesh


Yes for other

 

[Vasuki]

With Infinia thru ULIP, you get 0 MAB Imperia ...

Ah good 👍
2 lakh ulip can bypass anything

Power of money 🤑

Only if they give free locker it's beneficial

 

[Anupama_Jha]

Ah good 👍
2 lakh ulip can bypass anything

Power of money 🤑

Only if they give free locker it's beneficial

2L only. WTH🤨 Itne me to hamko sirf DCB de rha. Infinia ke liye 3L bol rha

 

[SSV]

Yupp, I was also confirming same, that do we get even it's lower versions with DCB

First thing , when you are going to take ULIP, dont take anything less than Infinia.. why are you still thinking about DCB??

 

[SSV]

2L only. WTH🤨 Itne me to hamko sirf DCB de rha. Infinia ke liye 3L bol rha

It depends upon your age, profile and the RM you are dealing etc ...
these premiums are not fixed.. they are variable..

 

[Anupama_Jha]

First thing , when you are going to take ULIP, dont take anything less than Infinia.. why are you still thinking about DCB??

My ITR is less than 10L and he offered me two plans.
For DCB - 1.8L annual investment
INFINIA - 3L annual investment

 

[SSV]

My ITR is less than 10L and he offered me two plans.
For DCB - 1.8L annual investment
INFINIA - 3L annual investment

your age
and realtionship with HDFC?

 

[SSV]

My ITR is less than 10L and he offered me two plans.
For DCB - 1.8L annual investment
INFINIA - 3L annual investment

They are a bit on higher side...
but my recommendation : never go for DCB on ULIP..
Go for Infinia on ULIP .. negotiate hard.. you can definitely do better than 3L pa

 

[SAS]

My ITR is less than 10L and he offered me two plans.
For DCB - 1.8L annual investment
INFINIA - 3L annual investment

bro my bro is having one credit card and gold savings account with 1lakh AMB and we are into classic banking programme ... so can i ask my RM for this ULIP idea ??? does that work ???

 

[TheGuy]

For DCB - 1.8L annual investment

Never get this card for any ULIP. They offer it preapproved. 50k would be too much for DCB. Ask them to suck it. Why are you even considering DCB? What return do you expect?

Just curious- your best card %return wise?

 

[shivamk]

Mussu offered me Regalia for 1L ULIP. I straightaway denied.

 

[TheGuy]

Mussu

Has this cancer arrived at TF or still away on reddit?

 

[Sriim]

With Infinia thru ULIP, you get 0 MAB Imperia ...

Is this universal? I thought it was part of your negotiation only

 

[SSV]

Is this universal? I thought it was part of your negotiation only

Yes, this bit is universal ..
It is not because of my AURA..