Got my dream card today, Axis ACE.

[Patil007]

😍

I am very happy today, As I got my dream card, Axis ACE.

I am normal spender, so I never dreamt for super premium cards, ACE was my dream card and got it today. All thanks to this wonderful @TechnoFino community 💕.
My other spend is more and Ace is perfect for that, also Utility bill payment is add on to that.

I am using GPay since very long but never got ACE banner or maybe it was there but I was not aware about credit card much before this community exist. but by reading ACE threads in this community, I come to know that we can apply from family members account as well.

My brother use only one UPI app i.e. GPay for all spend including utility bill payment. I checked his GPay and banner was there and applied from his account (His mobile number, email + my PAN card) and done. Instantly video Kyc done and on 7th day, I got card 👍🙂

 

[Rocky Bhai]

bro I started using Gpay few days back just added my credit card with highest limit and paid few bills and did some upi transactions and checked my cibil score on Gpay
I got the banner to spply for ace in 2 days only

Wow lucky you man

 

[Patil007]

I can change the mobile number after getting the card ryt? And mail id also

Yes

 

[Rohith_Kumar_Sp]

Upto 20k- Millenia
Above 20k- ACE (for 30k premium, 20k Millenia, 10k ACE)

Conflicting answers I'm conducted.

Above 20k you're saying ace but in brackets you're saying 10k ace and 30k premium?

 

[pprakash11]

Conflicting answers I'm conducted.

Above 20k you're saying ace but in brackets you're saying 10k ace and 30k premium?

Take an example you have Premium of Amount Rs. 30,000:
Break it into 20k+10k- Purchase 10k AGC using ACE (2%), rest 20k pay directly Using Millenia (5%)
or
Purchase 20k AGC using Millenia (5%), rest 10k pay directly using ACE(2%).

Just to churn max out from your cards.

 

[Wealth is my birth right!]

Take an example you have Premium of Amount Rs. 30,000:
Break it into 20k+10k- Purchase 10k AGC using ACE (2%), rest 20k pay directly Using Millenia (5%)
or
Purchase 20k AGC using Millenia (5%), rest 10k pay directly using ACE(2%).

Just to churn max out from your cards.

Great utilization 👍

 

[Rohith_Kumar_Sp]

Take an example you have Premium of Amount Rs. 30,000:
Break it into 20k+10k- Purchase 10k AGC using ACE (2%), rest 20k pay directly Using Millenia (5%)
or
Purchase 20k AGC using Millenia (5%), rest 10k pay directly using ACE(2%).

Just to churn max out from your cards.

Buying amazon gift card directly from amazon with amazon icici card also gives you 2% btw.

Also suppose is there a limit to AGC using smart buy?

Can I pay 20k using millenia on amazon and buy 20 more using smart buy AGC vouchers which give 5% and load it on amazon?

I have 3 LIC of 93k total. It's best to do 20k with HDFC and the rest ACE card? Does amazon pay icici have 2% for paying LIC through amazon?

 

[pprakash11]

Buying amazon gift card directly from amazon with amazon icici card also gives you 2% btw.

Also suppose is there a limit to AGC using smart buy?

Can I pay 20k using millenia on amazon and buy 20 more using smart buy AGC vouchers which give 5% and load it on amazon?

I have 3 LIC of 93k total. It's best to do 20k with HDFC and the rest ACE card? Does amazon pay icici have 2% for paying LIC through amazon?

Yes.. ACE gives 2% on AGC from Amazon, but have a limit of ₹30,000(30days), ₹40,000(60days) & ₹50,000(in 90 days) fron Amazon.

Yes, Smart Buy also has limit (don't know 5k or something, I may be wrong)

Yes, but you have to see the limit of AGC purchase from smart buy, moreover, smart buy charges 1.25% around for AGC.

AMAZON PAY ICICI gives straight 2%, no hassle.
Yes 20k with Millennia+ rest with ACE

 

[Faust]

Direct paying for insurance on amazon is still giving 5% on millenia and cashback card

I believe there is a monthly cap of 1000 cashback for the Millenia card...

 

[pprakash11]

I believe there is a monthly cap of 1000 cashback for the Millenia card...

Yes, there is 1000 capping. Advisable only to transact upto 20k on Amazon

 

[Faust]

Yes.. ACE gives 2% on AGC from Amazon, but have a limit of ₹30,000(30days), ₹40,000(60days) & ₹50,000(in 90 days) fron Amazon.

Yes, Smart Buy also has limit (don't know 5k or something, I may be wrong)

Yes, but you have to see the limit of AGC purchase from smart buy, moreover, smart buy charges 1.25% around for AGC.

AMAZON PAY ICICI gives straight 2%, no hassle.
Yes 20k with Millennia+ rest with ACE

I have 1L+ premium to pay.

Can I use Amazon Pay ICICI directly to get 2% CB or must I buy a bunch of AGC first to get 2% CB.

 

[jack333]

Directly you'll get

 

[Rohith_Kumar_Sp]

Directly you'll get

So the only difference b/w icici and ace is that CB form icici will be 2% into pay balance right after bill gets generated but Ace will give 2% in next month billing cycle as credit? So I can either use 5% millenia upto 20k and rest I can either use ace or icici depending upon preference

 

[pprakash11]

So the only difference b/w icici and ace is that CB form icici will be 2% into pay balance right after bill gets generated but Ace will give 2% in next month billing cycle as credit? So I can either use 5% millenia upto 20k and rest I can either use ace or icici depending upon preference

Yes. You got it right.

 

[pprakash11]

I have 1L+ premium to pay.

Can I use Amazon Pay ICICI directly to get 2% CB or must I buy a bunch of AGC first to get 2% CB.

I too have 1L premium of LIC, more precisely 1.05L upcoming in June, will be paying through AGC+ Cashback Card

 

[jack333]

Use sbi cashback if you have. Purchase amazon voucher from yono gyftr 20k per mobile number using different mobile numbers on different days

 

[pprakash11]

Use sbi cashback if you have. Purchase amazon voucher from yono gyftr 20k per mobile number using different mobile numbers on different days

I don't know why always my SBI Card gets blocked when I do on Gyftr, even tried once- got blocked- unblocked using IVR- again tried - again blocked- again got unblocked.
I left using Gyftr.

 

[Wealth is my birth right!]

I don't know why always my SBI Card gets blocked when I do on Gyftr, even tried once- got blocked- unblocked using IVR- again tried - again blocked- again got unblocked.
I left using Gyftr.

Other than yono GyFTR sbi won’t get blocked

 

[pprakash11]

Other than yono GyFTR sbi won’t get blocked

YONO Gyftr and SBI Gyftr, these are two different entities right? I have tried on both, both blocked.

 

[Wealth is my birth right!]

YONO Gyftr and SBI Gyftr, these are two different entities right? I have tried on both, both blocked.

Yes try buying from amazon u won’t get block

 

[SJ13]

Use sbi cashback if you have. Purchase amazon voucher from yono gyftr 20k per mobile number using different mobile numbers on different days

But Currently not available at discounted price