Got Pre Approved Offer, Business MoneyBack, Skipped. How To Get Millennia As First HDFC Card?

[D₹V]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Update: I waited 6 months more & procured LTF Millennia credit card as pre approved with huge limit of 150k.

All you need is patience 😉.

 

[CARDBITRAGE]

Skip it. It's better to stick to debit cards than use Moneyback. If you have a good amount of transactions through your HDFC account, they should give you a better offer eventually.

 

[D₹V]

Skip it. It's better to stick to debit cards than use Moneyback. If you have a good amount of transactions through your HDFC account, they should give you a better offer eventually.

Yes, even Millennia DC offers better reward than this!

How much time it'll take to get a new offer? 😛

 

[CARDBITRAGE]

You should see one within 2-3 months.

 

[Dr-green69]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Wait for few months u will get better offer.

 

[D₹V]

Wait for few months u will get better offer.

Chance to get millennia directly? Although in net banking profile, I added as business, that's why I got business MoneyBack offer. I guess, I should change that also, so I get normal cards, not business cards offer.

 

[Slayer]

Chance to get millennia directly? Although in net banking profile, I added as business, that's why I got business MoneyBack offer. I guess, I should change that also, so I get normal cards, not business cards offer.

Was going to comment what point of any card other than Magnus

Then remembered not everyone has Magnus 😛 😛

 

[D₹V]

Was going to comment what point of any card other than Magnus

Then remembered not everyone has Magnus 😛 😛

Yes, absolutely. But this is the path, everyone have to go through it until unless, one have Much amount of NRV with Axis 😊.

 

[Slayer]

Yes, absolutely. But this is the path, everyone have to go through it until unless, one have Much amount of NRV with Axis 😊.

I think the quickest way to get magnus is to have an AmazonPay card over a year old and gradually get LE >4L

Better than having 1.5L salary per month

 

[D₹V]

I think the quickest way to get magnus is to have an AmazonPay card over a year old and gradually get LE >4L

Better than having 1.5L salary per month

Thanks for the info 😉, noted. Also Amazon ICICI LE are insane 😂, kotak also.

 

[Slayer]

Thanks for the info 😉, noted. Also Amazon ICICI LE are insane 😂, kotak also.

Feel like ICICI has not been generous with LE for me considering the spends and relation

First org opened my sal account in ICICI and then i never bothered to change my sal account

But ICICI did approve AmazonPay in 2 mins which was nice

 

[D₹V]

Feel like ICICI has not been generous with LE for me considering the spends and relation

First org opened my sal account in ICICI and then i never bothered to change my sal account

But ICICI did approve AmazonPay in 2 mins which was nice

I guess, those who use less & diversified merchants gets LE sooner in any bank.

 

[CARDBITRAGE]

I think the quickest way to get magnus is to have an AmazonPay card over a year old and gradually get LE >4L

Better than having 1.5L salary per month

Exactly! At first I couldn't believe that they were accepting Apay cards. XD

 

[Slayer]

Exactly! At first I couldn't believe that they were accepting Apay cards. XD

Their strategy be like
Sabko Magnus do

 

[D₹V]

Anyone got Pre approved millennia directly? 🤔

 

[midhun]

I got normal banner in net banking today, clicked & got back.

Then again Mail, Call, WhatsApp & SMS spammed apply in last 3 hrs to get 1500 GV, I ignored.

2 hours ago, again got mail asking to apply with 54k limit written. Opened & checked it's business MoneyBack only. I don't like it's reward system, not worth for me.

Should I wait for Millennia & higher limit as HDFC gives LE & Upgrades in Eternity? For now, I have thought to skip it.

Give your opinion & react pls 🥹.

Speak with your RM and upgrade your account to Classic account. AFAIK u will be eligible for at least Millenia. I got my card like this. Keeping MAB above 1 L will also help

 

[pprakash11]

Anyone got Pre approved millennia directly? 🤔

Yes. One of my family member, HDFC Diners Millenia with 1.5 L limit

 

[rockyBalboa]

Chance to get millennia directly? Although in net banking profile, I added as business, that's why I got business MoneyBack offer. I guess, I should change that also, so I get normal cards, not business cards offer.

I am in a same boat as you. Have been ignoring Business Moneyback for past 2 months and the only thing that changed so far is that now they are offering it LTF (previously it was paid). I also want Millennia but I guess since I also have business profile with them they are not going to offer Millennia. Have you changed your profile and did that make any difference?

 

[D₹V]

Speak with your RM and upgrade your account to Classic account. AFAIK u will be eligible for at least Millenia. I got my card like this. Keeping MAB above 1 L will also help

Hmm, I also think so. Classic account might help. Can I downgrade easily after getting CC?

 

[D₹V]

Yes. One of my family member, HDFC Diners Millenia with 1.5 L limit

Wow... Pre approved? Salaried?