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Guidance Needed on Credit Card Choices and HDFC Account Strategy

Ekavya

TF Premier
I currently hold a Tata Neu Plus Credit Card with a 50k limit (FYF) and have met the annual fee waiver criteria. My goal was to get an HDFC credit card for their 10% offers, but since Tata Neu is co-branded, it doesn’t provide that benefit. HDFC is offering LTF cards currently, but Tata Neu can't be converted to LTF.

I’m considering opening an HDFC savings account to access pre-approved credit card offers (hopefully LTF). Should I close my Tata Neu card (even though it's free for another year), or will that affect my chances of getting co-branded cards?

Additionally, my savings account has a 5k MAB requirement (Regular Savings). Apart from debit card charges, are there any other fees? I plan to close the account after securing an HDFC card. Would appreciate your guidan
ce!
 
I currently hold a Tata Neu Plus Credit Card with a 50k limit (FYF) and have met the annual fee waiver criteria. My goal was to get an HDFC credit card for their 10% offers, but since Tata Neu is co-branded, it doesn’t provide that benefit. HDFC is offering LTF cards currently, but Tata Neu can't be converted to LTF.

I’m considering opening an HDFC savings account to access pre-approved credit card offers (hopefully LTF). Should I close my Tata Neu card (even though it's free for another year), or will that affect my chances of getting co-branded cards?
Nope. Close tata neu and apply offline c2c application or wait for pre-approved offers.

Additionally, my savings account has a 5k MAB requirement (Regular Savings). Apart from debit card charges, are there any other fees? I plan to close the account after securing an HDFC card. Would appreciate your guidance!
Generally if u close account before 14 days or after 1 yr of opening, there's no charges.
 
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