Not necessarily .. still u can good values Via ITC->MB, United, Qatar, Krisflyer etc. Yes.. the value will be anything between 40ps to 80ps per ER against 140ps for Accor and 70-80 ps for Vistara. So you do the math. With 100K spend in a month the bare minimum you get is 31K (add grabdeals, Gyftr on top). The best can be 25K+60K (for 10X partners). So the range is between 31K to 85K. Let us take 50K median. So even if we consider 50ps per ER, it is 25K return on 100k spend. A super 25% value. With Accor it can be more than 3times. 75% value back for 100k spend. With 10X partners the return with Accor is almost 100%.