Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[Hitman_107]

What if we try to enter the bin of a super premium cards which give zenith for sure like indusind legend, hdfc infinia, etc. And we try to process our application with the entered bin only even though we donot have the card. In cibil only the credit card bank name and limit is mentioned right? So the variant of the card is not mentioned. Then we can try to enter bins of cards which we donot have but we have a card from that bank for sure.

So they wont be able to identify right which variant they have and zenith will be approved.

Is this possible?
@TechnoFino @Subhankar

Can somebody comment on this?

 

[vaibhav111vaibhav111 is verified member.]

Guys, on Swipe up, they offered me Zenith. In the initial comparison screen, they said Zenith is LTF for me. But on the last screen it showed 8k + GST.
What should I do?
Should I go ahead and apply, and check once the card is received ? Can i cancel after that or should i pay 8k even if i dont activate the card..... pls guide.. urgent!!!!!

same happened to me(mine got rejected cause of VKYC), i have posted on that too, it should be LTF but out of 4 , one got a fees mentioned in his welcome letter, so it up to you

 

[vaibhav111vaibhav111 is verified member.]

Can somebody comment on this?

indusind legend isn't a premium card and you can try that method if you want, it upto you

 

[Parvesh Goyal]

Guys, on Swipe up, they offered me Zenith. In the initial comparison screen, they said Zenith is LTF for me. But on the last screen it showed 8k + GST.
What should I do?
Should I go ahead and apply, and check once the card is received ? Can i cancel after that or should i pay 8k even if i dont activate the card..... pls guide.. urgent!!!!!

Same happened with me. I confirmed on Twitter and it was confirmed that the cards applied through SwipeUp platform, will be LTF. After next day onwards I started getting calls from AU Bank card people and they also confirmed me the same. Then I completed my vkyc and the Zenith LTF card was delivered a few days back. U also can go ahead with the same.

 

[adityaji1334]

Yesterday I applied for au bank zenith credit card and after aadhaar OTP it is showing this error.tried two times, same error.

What could be the reason of error.

 

[Gorillaz]

I'm very disappointed with the way they handled my application. First, I faced so many issues competing the VKYC. Then waited for 4 working days with no reply whatsoever on the application status. After that I DMed them over twitter and they confirmed that due to eligibility criteria my application was rejected. I’ve Amex MRCC, Gold, Citi and many other cards and I’m sure they are more strict than AU. I’m a working professional with good Cibil score and personally I don’t find any reason for rejection. Wanted to know how we can escalate this. TIA

 

[vaibhav111vaibhav111 is verified member.]

I'm very disappointed with the way they handled my application. First, I faced so many issues competing the VKYC. Then waited for 4 working days with no reply whatsoever on the application status. After that I DMed them over twitter and they confirmed that due to eligibility criteria my application was rejected. I’ve Amex MRCC, Gold, Citi and many other cards and I’m sure they are more strict than AU. I’m a working professional with good Cibil score and personally I don’t find any reason for rejection. Wanted to know how we can escalate this. TIA

nothing much can be done, try pno@aubank.in

 

[jyotimanb]

Anyone faced this issue guys?
What did you submit and did it get approved?

 

[vaibhav111vaibhav111 is verified member.]

Anyone faced this issue guys?
What did you submit and did it get approved?

just send them what they have asked, it should a positive outcome

 

[jyotimanb]

just send them what they have asked, it should a positive outcome

I don't have a Form 16 with me, that's the issue

 

[xiddy]

I sent them an email about this. Let's see how they respond. Hopefully, this is just a bug in their system.

I spoke with AU customer support today and they told me that you can no longer try with different cards. So make sure you guys use the most premium card you have going forward.

 

[Walter White]

I'm very disappointed with the way they handled my application. First, I faced so many issues competing the VKYC. Then waited for 4 working days with no reply whatsoever on the application status. After that I DMed them over twitter and they confirmed that due to eligibility criteria my application was rejected. I’ve Amex MRCC, Gold, Citi and many other cards and I’m sure they are more strict than AU. I’m a working professional with good Cibil score and personally I don’t find any reason for rejection. Wanted to know how we can escalate this. TIA

AU customer support is hopeless. Belongs to the same bracket as HDFC and Axis in terms of customer support.

 

[Consultant]

Same happened with me. I confirmed on Twitter and it was confirmed that the cards applied through SwipeUp platform, will be LTF. After next day onwards I started getting calls from AU Bank card people and they also confirmed me the same. Then I completed my vkyc and the Zenith LTF card was delivered a few days back. U also can go ahead with the same.

Thank you bhai !!

 

[Hitman_107]

Same happened with me. I confirmed on Twitter and it was confirmed that the cards applied through SwipeUp platform, will be LTF. After next day onwards I started getting calls from AU Bank card people and they also confirmed me the same. Then I completed my vkyc and the Zenith LTF card was delivered a few days back. U also can go ahead with the same.

Is the au bank company official verifying your office address too?

 

[Parvesh Goyal]

Is the au bank company official verifying your office address too?

Yes. Physical verification of my office was done.

 

[Consultant]

Is the au bank company official verifying your office address too?

They did not verify it for me even if my office is in a different city. But this was through swipe up & I also have an account with AU. So that might also be the reason. Kyc was also not done for me.

 

[Hitman_107]

Yes. Physical verification of my office was done.

What if office is in different city and u are not present while verification…. They will reject our application?

 

[pprakash11]

What if office is in different city and u are not present while verification…. They will reject our application?

RBL rejected my application in April 2022 for Zomato Classic. But approved in Feb 2023 😅

Not sure about AU

 

[Parvesh Goyal]

What if office is in different city and u are not present while verification…. They will reject our application?

Verification person came to my factory for verification of existence of my office. I was not available in office but verification was successful. They want to check whether the employer's office is exist or not.

 

[Parvesh Goyal]

RBL rejected my application in April 2022 for Zomato Classic. But approved in Feb 2023 😅

Not sure about AU

Nowadays nobody is interested in Zomato card. Earlier 10% birthday offer was there. There are lot of another cards better than Zomato classic.