Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[RupayMan]

The same incident happened with me as well. I also had old photo on my Pan. Vkyc agent asked me to update Pan with latest photo first. I updated the same on my Pan and got Zenith LTF as a self employed.

Means? After Pan card photo change only you applied again in AU?

 

[Parvesh Goyal]

[QUOTE="Balavengat, post: 138317, member: 10929"] Means? After Pan card photo change only you applied again in AU? [/QUOTE] My Pan was correct within a week. My application was not disposed, hence was able to complete my VKYC successfully with new Pan card.

 

[RupayMan]

[QUOTE="Balavengat, post: 138317, member: 10929"] Means? After Pan card photo change only you applied again in AU? [/QUOTE] My Pan was correct within a week. My application was not disposed, hence was able to complete my VKYC successfully with new Pan card.

How was this possible? VKYC link was working even after 1st VKYC officer told to update and they waited for your next VKYC? Lucky you..

 

[venkateshr]

Anyone here has got 2 AU cards in which they applied for the 2nd card using the Swipe Up program? Asking because I don't want an unnecessary CIBIL hit if AU is not going to issue a 2nd card at all. AU and Axis hit CIBILs like no man's business.

 

[vaibhav111vaibhav111 is verified member.]

Anyone here has got 2 AU cards in which they applied for the 2nd card using the Swipe Up program? Asking because I don't want an unnecessary CIBIL hit if AU is not going to issue a 2nd card at all. AU and Axis hit CIBILs like no man's business.

Au don't give 2 cc

 

[Anil_Singh]

They recently made changes to the portal. So I wouldn't be surprised if they no longer issue Zenith as LTF.

I applied my SimplyClick card's first 6 digits and was not allowed to change it later by clicking back. Tried clearing cache, restarting mobile. Nothing worked. Wanted to apply for xcite but they forced me to apply for ace. So, indeed they made changes to the portal.

 

[xiddy]

I applied my SimplyClick card's first 6 digits and was not allowed to change it later by clicking back. Tried clearing cache, restarting mobile. Nothing worked. Wanted to apply for xcite but they forced me to apply for ace. So, indeed they made changes to the portal.

Yep. I spoke with their CC and they said this was a deliberate change.

 

[pprakash11]

I did the whole swipe up process for my sister (Location Pincode: 700156)
Used her HDFC Diners Millenia first 6 digits, AU system failed to accept Diners Millenia and then I was not able to re-enter other bank Credit Card first 6 digits, straight way it went to normal cards portal (Offered Vetta, Altura, LIT). I chose Vetta, there the fees was 2999+GST, even though the fees was shown I still applied(knowing that her company is in the AU LTF list, if they didn't offer LTF through Swipeup).
She did VKYC, that lady agent also asked her to update photo in PAN Card as she told her picture is matching only 30%, but still she processed the VKYC.
Applied at 2:20 PM (25th Feb) Approved 4:10 PM(25th Feb).
Card received 28th Feb. There too it was mentioned -NIL- for both joining/annual charges for AU VETTA.

PS: When I did VKYC for AU Savings Account in 2022 April, I was also asked to update the photo in PAN Card.

 

[Anil_Singh]

Yep. I spoke with their CC and they said this was a deliberate change.

They could have mentioned that we won't be able to change later.

 

[RupayMan]

Looks like AU is a indirect dealer for NSDL, many ppl updating their photo in pan just for the sake of getting VKYC done. 😂, No exceptions, am also a victim of this pan photo issue

I did the whole swipe up process for my sister (Location Pincode: 700156)
Used her HDFC Diners Millenia first 6 digits, AU system failed to accept Diners Millenia and then I was not able to re-enter other bank Credit Card first 6 digits, straight way it went to normal cards portal (Offered Vetta, Altura, LIT). I chose Vetta, there the fees was 2999+GST, even though the fees was shown I still applied(knowing that her company is in the AU LTF list, if they didn't offer LTF through Swipeup).
She did VKYC, that lady agent also asked her to update photo in PAN Card as she told her picture is matching only 30%, but still she processed the VKYC.
Applied at 2:20 PM (25th Feb) Approved 4:10 PM(25th Feb).
Card received 28th Feb. There too it was mentioned -NIL- for both joining/annual charges for AU VETTA.

PS: When I did VKYC for AU Savings Account in 2022 April, I was also asked to update the photo in PAN Card.

 

[pprakash11]

Looks like AU is a indirect dealer for NSDL, many ppl updating their photo in pan just for the sake of getting VKYC done. 😂, No exceptions, am also a victim of this pan photo issue

BTW how to update photo in PAN 🤣 #offtopic

 

[Anil_Singh]

VKYC guy asked me too about PAN photo. I said its only 4 years old. He then did VKYC.

 

[RupayMan]

BTW how to update photo in PAN 🤣 #offtopic

Same NSDL website, apply online, pan will be delivered with a week

 

[pprakash11]

Same NSDL website, apply online, pan will be delivered with a week

You uploaded a new photo or it got picked up from AADHAR ?

 

[Parvesh Goyal]

You uploaded a new photo or it got picked up from AADHAR ?

It's ur choice. Both options are available.

 

[RupayMan]

You uploaded a new photo or it got picked up from AADHAR ?

We can upload photo during the application process, it won't take from Aadhar. If it's taking from Aadhar, i would prefer keep using my pan photo itself. BTW, we can replace aadhar photo also by visit aadhar centre.

PS: Photo size should be 50kb only.

 

[pprakash11]

We can upload photo during the application process, it won't take from Aadhar. If it's taking from Aadhar, i would prefer keep using my pan photo itself. BTW, we can replace aadhar photo also by visit aadhar centre.

PS: Photo size should be 50kb only.

Yeah, it's been 10 years since photo has been updated in AADHAR. One should update.

 

[pgarg24]

Thanks for sharing about this program.. I had an account in AU butt was not eleigible for LTF earlier.. I applied through this, gave regalia 6 digit and got xcite ultra LFT with 2.1 lac limit.
I wanted Zenith to be honest.. but they were giving LIT cc only earlier to me.. xcite ultra is good one atleast if its LFT.

 

[Anil_Singh]

I applied on Thu 2nd March, VKYC done immediately. Address verification done on Fri 3rd March. Just checked application status on swipe up portal and its still showing 'status will be updated in 3 working days'. What should I do?

 

[RupayMan]

I applied on Thu 2nd March, VKYC done immediately. Address verification done on Fri 3rd March. Just checked application status on swipe up portal and its still showing 'status will be updated in 3 working days'. What should I do?

Probably it may rejected if it's still showing 3 days, call 180012001500 and press option 2 to receive your status via sms, that will tell the exact status.