Has anyone tried - AU Swipe Up Program ?

[StanRoute66]

https://www.aubank.in/personal-banking/credit-cards/swipe-up-credit-card-upgrade-program
Basically it is a C2C AU Card Application process + you get the card LTF .

 

[rp0703]

People who get these cards please share their enrire experience here.... Like any documents asked if au bank customer already, any vkyc, or any physical verification or call verification.... Was card instantly generated.... Or anybody faced rejection as well

I was bank customer before applying AU LIT. Received call from bank person to apply card. It was not Pre-approved offer. While applying shown limit of Rs. 60K. 2 days After submitting application person came to do work verification and clicked photo in front of the office. After that within 2 days virtual card was generated in the app. Received limit of Rs. 60K. No income document or other credit card statement was asked.

 

[yolofino]

The application is not proceeding after successful Aadhaar auth after which they show the city & state name.

After two tries with some time gap, I tried for the third time and got successful.

I had applied in my wife's name. She has Axis Airtel, IDFC Classic & HDFC Business Moneyback cards. Only IDFC Classic card worked and showed Xcite Ace with a limit of 45,000. IDFC one had 48,000 limit.

All fields completed, only waiting for Video KYC which she will do later today.

 

[TheTrickySid]

After two tries with some time gap, I tried for the third time and got successful.

I had applied in my wife's name. She has Axis Airtel, IDFC Classic & HDFC Business Moneyback cards. Only IDFC Classic card worked and showed Xcite Ace with a limit of 45,000. IDFC one had 48,000 limit.

All fields completed, only waiting for Video KYC which she will do later today.

Any income docs asked??

 

[yolofino]

Any income docs asked??

No docs asked as of yet. Only asked yearly income in a field, so I entered that as per her ITR.

Will post further update after video KYC.

 

[yolofino]

I already hold Altura Plus card by the AU bank. It seems they don't allow second card.

Shall I close my card and reapply via this SwipeUp platform? My Altura Plus card is already LTF but it's less rewarding than the Xcite Ace.

 

[krishc]

I tried the swipeUp program today
first after giving mobile no and PAN they verified by OTP
then in next stage Aadhaar verification happened via OTP
after that there is option to give first 6 digits of your existing card and then they're showing the xcite card options in a comparative view with current card and to proceed then along with a back option if you want to change
I didn't proceed and always used back because they never showed me the Xcite only card itself
out of my 9 cards, for 4 I got Ultra option, for 3 got Ace option, and the other 2 wasn't recognized as not present in their current database

got choice of Ultra for Regalia, IDFC Select, Citi Rewards and MRCC
Ace was given choice for Axis Flipkart, ICICI Amazon, RBL Zomato
HSBC Platinum & SBI Tata Titanium wasn't recognized

 

[ARV]

I tried the swipeUp program today
first after giving mobile no and PAN they verified by OTP
then in next stage Aadhaar verification happened via OTP
after that there is option to give first 6 digits of your existing card and then they're showing the xcite card options in a comparative view with current card and to proceed then along with a back option if you want to change
I didn't proceed and always used back because they never showed me the Xcite only card itself
out of my 9 cards, for 4 I got Ultra option, for 3 got Ace option, and the other 2 wasn't recognized as not present in their current database

got choice of Ultra for Regalia, IDFC Select, Citi Rewards and MRCC
Ace was given choice for Axis Flipkart, ICICI Amazon, RBL Zomato
HSBC Platinum & SBI Tata Titanium wasn't recognized

Was there a CIBIL hit when you entered the details ?

 

[TheTrickySid]

I tried the swipeUp program today
first after giving mobile no and PAN they verified by OTP
then in next stage Aadhaar verification happened via OTP
after that there is option to give first 6 digits of your existing card and then they're showing the xcite card options in a comparative view with current card and to proceed then along with a back option if you want to change
I didn't proceed and always used back because they never showed me the Xcite only card itself
out of my 9 cards, for 4 I got Ultra option, for 3 got Ace option, and the other 2 wasn't recognized as not present in their current database

got choice of Ultra for Regalia, IDFC Select, Citi Rewards and MRCC
Ace was given choice for Axis Flipkart, ICICI Amazon, RBL Zomato
HSBC Platinum & SBI Tata Titanium wasn't recognized

Can you please try which card is offered against indusind

 

[krishc]

Was there a CIBIL hit when you entered the details ?

so far haven't received any notification from CIBIL
I've the CIBIL annual subscription
if no notification comes by midnight, I'll check and refresh the report

 

[krishc]

Can you please try which card is offered against indusind

I don't think it's bank specific
more to do with the card variant I think
nevertheless first 6 digits i.e. the BIN no will be required to check for that

 

[TheTrickySid]

I don't think it's bank specific
more to do with the card variant I think
nevertheless first 6 digits i.e. th BIN no will be required to check for that

Then on what basis are the variants offered??

 

[krishc]

Then on what basis are the variants offered??

they probably have some kind of categorisation in their back-end wrt card variants
that mapping is likely used to offer the new card

 

[rewardsindia]

they probably have some kind of categorisation in their back-end wrt card variants
that mapping is likely used to offer the new card

I tried the swipeUp program today
first after giving mobile no and PAN they verified by OTP
then in next stage Aadhaar verification happened via OTP
after that there is option to give first 6 digits of your existing card and then they're showing the xcite card options in a comparative view with current card and to proceed then along with a back option if you want to change
I didn't proceed and always used back because they never showed me the Xcite only card itself
out of my 9 cards, for 4 I got Ultra option, for 3 got Ace option, and the other 2 wasn't recognized as not present in their current database

got choice of Ultra for Regalia, IDFC Select, Citi Rewards and MRCC
Ace was given choice for Axis Flipkart, ICICI Amazon, RBL Zomato
HSBC Platinum & SBI Tata Titanium wasn't recognized

What is so special about Xcite Only bro? Xcite ace looks better with 3% cashback right?

 

[Batmanbaba]

Have they rejected anyone, s application in this swipe up...??

 

[MS R]

Have they rejected anyone, s application in this swipe up...??

Just now applied AU card by using icici platinum card (4.9 L ) as its my oldest card. Got conditional approval with 6.85 L (not sure if I will get the same) . Applied around 9.30 PM so Video KYC is still pending (8am - 8 PM) . Will update after I do video KYC and receive card.

 

[RockyBond]

Just now applied AU card by using icici platinum card (4.9 L ) as its my oldest card. Got conditional approval with 6.85 L (not sure if I will get the same) . Applied around 9.30 PM so Video KYC is still pending (8am - 8 PM) . Will update after I do video KYC and receive card.

Let me know if they do physical verification also or not. whole point of c2c is to avoid al these hassles

 

[Batmanbaba]

Just now applied AU card by using icici platinum card (4.9 L ) as its my oldest card. Got conditional approval with 6.85 L (not sure if I will get the same) . Applied around 9.30 PM so Video KYC is still pending (8am - 8 PM) . Will update after I do video KYC and receive card.

Which variant u being offered.... I also has a icici platinum so it will be helpful....

 

[krishc]

just got the notification about CIBIL hit

so far haven't received any notification from CIBIL
I've the CIBIL annual subscription
if no notification comes by midnight, I'll check and refresh the report

 

[krishc]

What is so special about Xcite Only bro? Xcite ace looks better with 3% cashback right?

I need 3+% in departmental stores
also xcite ace 3% is conditional upon monthly 20k spends and limited to 750 per month

 

[krishc]

Just now applied AU card by using icici platinum card (4.9 L ) as its my oldest card. Got conditional approval with 6.85 L (not sure if I will get the same) . Applied around 9.30 PM so Video KYC is still pending (8am - 8 PM) . Will update after I do video KYC and receive card.

which xcite card variant did you get ?