Has anyone with a secured credit card from HDFC received another credit card from HDFC?

[SMS91]

I have an HDFC secured credit card (Moneyback), and due to that, I haven't received any credit card upgrade in the last three years. Now, the PayZapp app shows an LTF Pixel credit card offer with an 'Apply Now' option. Will it get approved? Can anyone with an HDFC secured credit card get another credit card from HDFC? I don’t want a CIBIL enquiry and later face rejection because I already have a secured credit card.

 

[Anupama_Jha]

I have an HDFC secured credit card (Moneyback), and due to that, I haven't received any credit card upgrade in the last three years. Now, the PayZapp app shows an LTF Pixel credit card offer with an 'Apply Now' option. Will it get approved? Can anyone with an HDFC secured credit card get another credit card from HDFC? I don’t want a CIBIL enquiry and later face rejection because I already have a secured credit card.

My two cents:

U don't want cibil enquiry, but want's credit card.

I have 25 enquiries this yr. My cibil never fell below 770.

 

[wiizzard]

Pixel card results in a CIBIL enquiry even for existing card holders of HDFC bank , no way around that.
For existing card holders, they split the limit and transfer some portion to the Pixel Card. I am not sure if the same will apply for secured cards,but you can try.

P.S. Agree with Anupam, don't be scared of CIBIL enquiries, I have 15+ enquiries and my score is 799

 

[drsel]

But why do you want this Pixel card?
There are so many better entry level cards like
Axis Airtel
SBI cashback
AU Lit

 

[TechnoFi]

I have an HDFC secured credit card (Moneyback), and due to that, I haven't received any credit card upgrade in the last three years. Now, the PayZapp app shows an LTF Pixel credit card offer with an 'Apply Now' option. Will it get approved? Can anyone with an HDFC secured credit card get another credit card from HDFC? I don’t want a CIBIL enquiry and later face rejection because I already have a secured credit card.

one or two extra cibil enquiries doesn't affect your credit score too much.

 

[SMS91]

But why do you want this Pixel card?
There are so many better entry level cards like
Axis Airtel
SBI cashback
AU Lit

This is my first credit card. I now have Axis Flipkart and ICICI Amazon credit cards. I got this HDFC MoneyBack card for a small FD amount, so the credit limit is very low. If I get this Pixel credit card, even with a low limit, I may receive a limit enhancement in the future. I am only looking for another HDFC card for discount offers on online sites.