Hdfc 0 MAB Account with free visa platinum DC

[Kamalraj]

Hey Everyone

Today I am sharing with you my journey of how I got HDFC Visa Platinum Debit Card on 0 MAB savings account.

3 months ago I upgraded my HDFC bank account which required 0MAB. After 3 months I got an offer to upgrade my debit card which had the option of millennia and visa platinum card. I did not take millennia DC but took visa platinum. The card was sent to my address in 5 days. It was not activated for 4-5 days. Then one day I want to paid 75k out of my credit bill of 80k through Visa DC for which I got 750 points. But after 2 days only, card joining/annual fee was deducted from my account. I complained about this to hdfc call center on next day. First they refused to take the complaint. Then later the complaint was registered. Then after two days I got an email from the branch which said that there is no MAB so charges will be levied, whereas the account is at 0. But they replied without looking into the case. Then I directly sent an email to the branch and one to the HDFC center. After 2 days I got a call from the branch. After a long conversation of 30 minutes, they agreed to charge waiver and send me refund.

So this is I got free Visa platinum DC on my 0 MAB saving account 🥳

 

[kuchbhi]

wut debit card reversal ke liye bhi log ladte hai

 

[Hell_Kitty]

Hey Everyone

Today I am sharing with you my journey of how I got HDFC Visa Platinum Debit Card on 0 MAB savings account.

3 months ago I upgraded my HDFC bank account which required 0MAB. After 3 months I got an offer to upgrade my debit card which had the option of millennia and visa platinum card. I did not take millennia DC but took visa platinum. The card was sent to my address in 5 days. It was not activated for 4-5 days. Then one day I want to paid 75k out of my credit bill of 80k through Visa DC for which I got 750 points. But after 2 days only, card joining/annual fee was deducted from my account. I complained about this to hdfc call center on next day. First they refused to take the complaint. Then later the complaint was registered. Then after two days I got an email from the branch which said that there is no MAB so charges will be levied, whereas the account is at 0. But they replied without looking into the case. Then I directly sent an email to the branch and one to the HDFC center. After 2 days I got a call from the branch. After a long conversation of 30 minutes, they agreed to charge waiver and send me refund.

So this is I got free Visa platinum DC on my 0 MAB saving account 🥳

Almost all banks charge DC fees except some high variants. With all 0MAB accounts DC's are charged an annual fees. Please read T&C before applying. Good that you got refund but I don't see any mistake from banks side in your case

 

[Kamalraj]

wut debit card reversal ke liye bhi log ladte hai

To kya ho gya 1003 rupay fee thi,

To ye mera paisa bachna galat thodi hai, aapko bhi bachana sikhna chaiye 😜

 

[Kamalraj]

Almost all banks charge DC fees except some high variants. With all 0MAB accounts DC's are charged an annual fees. Please read T&C before applying. Good that you got refund but I don't see any mistake from banks side in your case

Yupp, I know every bank charges debit card fees, but I did not intend to give money to HDFC, so I worked so hard so that I could save 1000 rupees. ☺️