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HDFC A/C Upgrade from Imperia to Infiniti

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aam.aadmi

aam.aadmi

TF Premier
I've been offered an upgrade from Imperia to Infinity. Among the other benefits, what stand out are:
  • Enjoy unparalleled benefits with Infiniti Debit Card. Maximum rewards & maximum security along with some bespoke experiences on the VISA Infinite platform
    Infiniti-264-167.png
  • Enjoy limitless exclusivity with Infinia METAL Edition Credit Card
both offered as FYF, with spend threshold based fee waiver for the Infinia CC. No fee waiver for the Infinity DC, annual fee ₹2500 + tax from 2nd year onwards.
Should I consent to the upgrade? And, if I do, will it be possible to downgrade the CC/DC after 1 year?
 
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aam.aadmi said:
I've been offered an upgrade from Imperia to Infinity. Among the other benefits, what stand out are:
  • Enjoy unparalleled benefits with Infiniti Debit Card. Maximum rewards & maximum security along with some bespoke experiences on the VISA Infinite platform
    Infiniti-264-167.png
  • Enjoy limitless exclusivity with Infinia METAL Edition Credit Card
both offered as FYF, with spend threshold based fee waiver for the Infinia CC. No fee waiver for the Infinity DC, annual fee ₹2500 + tax from 2nd year onwards.
Should I consent to the upgrade? And, if I do, will it be possible to downgrade the CC/DC after 1 year?
Click to expand...
What's your current NRV with the bank?
 
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I had tried to get infiniti even as I stand as a infinia paid member and imperia customer but was denied due to low relationship value. Infiniti DC is much better than the imperia DC I have and that Taj Vouchers @ 3lac spends is really lucrative. In the end I had send a request to downgrade my a/c to classic instead of imperia and the BM did it without even a followup 😛

Just shows that HDFC did not really care about my tantrums & called my bluff
 
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aam.aadmi said:
No fee waiver for the Infinity DC, annual fee ₹2500
Click to expand...
There is a fee waiver for Infiniti DC; but they haven't mentioned the amount for it

1705209123909.png

Btw, can you share the upgrade offer template😀

Edit-
I found an Infiniti Magazine edition (just like there is newsletter for Imperia, Preferred, Classic)

Infiniti : A lifestyle magazine, exclusively for you

infiniti-luxe.spentamultimedia.com infiniti-luxe.spentamultimedia.com

Edit-
kishorvr said:
Classic has a magazine? Where can I see it?
Click to expand...
Not magazine exactly; but a newsletter. Which is a fancy name for sending marketing and promotional offers to people; which you generally receive in email if you are enrolled for the program

timva said:
So according to this image, Millennia Debit Card will be free if I have Classic/Preferred/Imperia???
Click to expand...
Yes
 
Last edited:
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talkwithfino said:
There is a fee waiver for Infiniti DC; but they haven't mentioned the amount for it

View attachment 40142

Btw, can you share the upgrade offer template😀

Edit-
I found an Infiniti Magazine edition (just like there is newsletter for Imperia, Preferred, Classic)

Infiniti : A lifestyle magazine, exclusively for you

infiniti-luxe.spentamultimedia.com infiniti-luxe.spentamultimedia.com
Click to expand...
Classic has a magazine? Where can I see it?
 
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ccdc said:
you mean 54EC bonds?
Click to expand...
probably bro used be mango man until that morning a postman handed him a letter notifying that the ancestral properties in his pind is to be sold off & from that moment bro ralised he upped up. nex thing u know bro pulled up in that range rover long wheel base with that fat accountant by side to write off them capital gains taxes from the land sale & of course serve the country as well as his rural people by investing in 54ec bonds to build them roads so that he then can drive his lambo in the future while his pind stays rurally electrified. As usual hdfc bm was tharsty & harny for them big deposits so he gave the mango man an offer he cant refuse i.e. SIR everything LTF but please stay with us. rest is history
 
Last edited:
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aam.aadmi said:
I've been offered an upgrade from Imperia to Infinity. Among the other benefits, what stand out are:
  • Enjoy unparalleled benefits with Infiniti Debit Card. Maximum rewards & maximum security along with some bespoke experiences on the VISA Infinite platform
    Infiniti-264-167.png
  • Enjoy limitless exclusivity with Infinia METAL Edition Credit Card
both offered as FYF, with spend threshold based fee waiver for the Infinia CC. No fee waiver for the Infinity DC, annual fee ₹2500 + tax from 2nd year onwards.
Should I consent to the upgrade? And, if I do, will it be possible to downgrade the CC/DC after 1 year?
Click to expand...
you are not aam admi 😀
 
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