Update already applied it waiting for the application decision, I already have two LTF HDFC cards DCB and Tata Neu Infinity Rupay let's see if I get it. Also, my credit enquiries have been greater than 50, CIBIL score though is good at 794. Btw for existing HDFC cc holders it's showing a shared limit and enquires yout CIBIL, I got a hit instantly. Then you have to authenticate using HDFC Netbanking, Debit card or Credit card.