I got to know about Unipay from search engine itself in March and then further lookover told me everything was failing and people were not getting any refund after a month or more. Then I saw a TF article regarding same. That's how I got to know about TF. Kept myself away till things settle out and only in May 2024, I started using Unipay. Before that I was mostly using HDFC BillPay only for all CC payments. Then JioFin which was finest as per personal view until they hit me hard with Rupay MCC mess and then DC option went away. JioFin was told by
@Abhishek012 here many times but people were not trying it until HDFC Billpay stopped. I started using Jiofin in June and avoided HDFC Billpay since May when Unipay was going good. Later they (HDFC) changed MCC and rest is history.
So if things will be kept secret, you will not be able to know. These days we regularly search ourselves for new arenas in case Govt/RBI raids existing ones or these get to know loopholes we are using to earn cashbacks.
This whole forum needs to go offline to keep things secret. haha