HDFC Bank Bill payment portal 1% Cashback on credit card bill payment officially over[Confirmed]

[Aadi55]

I have a credit card bill payment to do for Standard Chartered Bank. But I dont see this bank as a biller under Airtel Thanks, SBI UNI Pay, Canara Setu portals.
Any help will be much appreciated. TIA

 

[RAMESH BABU N]

A few Billers/Banks are yet to join BBPS or integrate their Apps.

Utkarsh, AmEx, StanChart, APSPDCL.... are examples.

You pay directly thru their websites/Apps.

 

[Aadi55]

A few Billers/Banks are yet to join BBPS or integrate their Apps.

Utkarsh, AmEx, StanChart, APSPDCL.... are examples.

You pay directly thru their websites/Apps.

aah, i see. So there is no way to earn 1% on HDFC DC on these banks CC bill payment?

 

[6ix9ine]

aah, i see. So there is no way to earn 1% on HDFC DC on these banks CC bill payment?

N O P E

 

[RAMESH BABU N]

aah, i see. So there is no way to earn 1% on HDFC DC on these banks CC bill payment?

As of now, NO.

 

[Hemang]

Canara setu me se option gayab hai debit card ka aaj subh se. ANyone knows ye kab se hua hai ?

 

[6ix9ine]

View attachment 76529
Canara setu me se option gayab hai debit card ka aaj subh se. ANyone knows ye kab se hua hai ?

Kal hi remove hua, end is near.

 

[TechnoFi]

View attachment 76529
Canara setu me se option gayab hai debit card ka aaj subh se. ANyone knows ye kab se hua hai ?

A need is arising for everyone to explore other platforms which give Utility MCC same as canara setu for CC bill payments.

 

[Hemang]

fir aaj ke liye to sbi unipay se bhara hai bill, By God's Grace, bill successfully submit ho gaye. Let's Hope for the best bhaiyo.

 

[Anupama_Jha]

A need is arising for everyone to explore other platforms which give Utility MCC same as canara setu for CC bill payments.

Koi aapko cc bill payment ke jagah utility mcc code kyunn degaa🍨

 

[lovecards]

Koi aapko cc bill payment ke jagah utility mcc code kyunn degaa🍨

Cashback ke liye 😛

 

[desiviru]

fir aaj ke liye to sbi unipay se bhara hai bill, By God's Grace, bill successfully submit ho gaye. Let's Hope for the best bhaiyo.

Yaha toh mostly success hi jaa raha hai. Vaise bhi last 6 days different banks ke system upgrade pe hai because website pe message aata rehta hai. Aaj PNB ka system upgrade ho raha hai. 2 ko Axis ka ho raha tha. 4 ko HDFC. That's why txns are failing for some people due to hiccups.

 

[devsfinance]

If I do 75k bill pay for 50k cc bill(to max out the cashback) and get the excess refund from bank. Should I worry for anything for ITR purpose? Also is the money from the points of cashback taxable? New to all this and need help for this

 

[desiviru]

If I do 75k bill pay for 50k cc bill(to max out the cashback) and get the excess refund from bank. Should I worry for anything for ITR purpose? Also is the money from the points of cashback taxable? New to all this and need help for this

Cashback of Rs.10K upto 10K aren't taxable. Also cashback o only those entities considers where you have PAN card attached. So by law you need to include it in income as 750x12= 9000 and also if you eraned from other banks. You can also avoid and then they will themselves inform you about it later if they get to know about it. Till then enjoy.

You can overpay CC bill with some banks but not all. ICICI, Axis, PNB are few which allows. I always pay excess amt in Axis as they refund to my savings acc, before stmt generation but not always. Only when have DC spend offer from HDFC

 

[devsfinance]

Cashback of Rs.10K upto 10K aren't taxable. Also cashback o only those entities considers where you have PAN card attached. So by law you need to include it in income as 750x12= 9000 and also if you eraned from other banks. You can also avoid and then they will themselves inform you about it later if they get to know about it. Till then enjoy.

You can overpay CC bill with some banks but not all. ICICI, Axis, PNB are few which allows. I always pay excess amt in Axis as they refund to my savings acc, before stmt generation but not always. Only when have DC spend offer from HDFC

Yes I am thinking about paying the excess amount as well for ICICI. So refund is not considered any kind if income etc. As I recently saw many people who were rotating money from CC got some scrutiny.

For the first point if we avoid paying then the chance is that we may have to pay some interest + penalty for that isn’t it?

 

[desiviru]

Yes I am thinking about paying the excess amount as well for ICICI. So refund is not considered any kind if income etc. As I recently saw many people who were rotating money from CC got some scrutiny.

For the first point if we avoid paying then the chance is that we may have to pay some interest + penalty for that isn’t it?

Whenever we receive tax notice, we are given time. Interest + Penalty starts when we don't pay accordingly because after getting notice we always have the point to put that either we were not aware that cashbacks are considered income or we forgot to disclose and plead for mercy. 🙂

My relative got a notice and only the assessed amt was taxed and penalty started only after if not paid within 15 days of receiving or you can always chellenge it but if you think your case isn't strong enough then just pay. They don't send notice for 5K or less. Even for 20K income your tax under 20% will be 4K only.

 

[devsfinance]

Whenever we receive tax notice, we are given time. Interest + Penalty starts when we don't pay accordingly because after getting notice we always have the point to put that either we were not aware that cashbacks are considered income or we forgot to disclose and plead for mercy. 🙂

My relative got a notice and only the assessed amt was taxed and penalty started only after if not paid within 15 days of receiving or you can always chellenge it but if you think your case isn't strong enough then just pay. They don't send notice for 5K or less. Even for 20K income your tax under 20% will be 4K only.

Thanks for detailed explanation.

 

[thecardholder]

Can't find the option of DC on airtel thanks anymore. Gone?

 

[Aadi55]

Can't find the option of DC on airtel thanks anymore. Gone?

yes ffs, its gone 🙆

 

[Aadi55]

Can't find the option of DC on airtel thanks anymore. Gone?

Try Canara Setu - https://billpe.setu.co/1449602066912642206

Its still showing DC option for CC bill payment.

Merchant should be The Canara Bank Limited
OTP SMS should be THE CANARA BANK PVT LTD

I hope it still give CB on Platinum DC