HDFC Bank Exclusive Invite

[vignesh]

hi ,
I got a mail from HDFC which is invite for preferred banking Program.

is it useful?

 

[yolofino]

just mail them that you want to cancel or you can call them also.

Got it, thanks.

 

[amit]

In HDFC offers section showing invite for Preferred banking. But it's my salary account dont know to go with it because it will create conflict with company account, need to check that. if any one have the same please share.

 

[yolofino]

View attachment 7736
In HDFC offers section showing invite for Preferred banking. But it's my salary account dont know to go with it because it will create conflict with company account, need to check that. if any one have the same please share.

No conflict. But confirm with your RM or customer care first.

 

[H2O]

View attachment 7736
In HDFC offers section showing invite for Preferred banking. But it's my salary account dont know to go with it because it will create conflict with company account, need to check that. if any one have the same please share.

Your account still will be a salary account only + the preferred banking. Nothing else. Go for the upgrade.

 

[souvikr]

Once upgraded to preferred if I maintain 15 lacs in FD and only 5-10k in savings, is that okay?

 

[H2O]

Once upgraded to preferred if I maintain 15 lacs in FD and only 5-10k in savings, is that okay?

Yes.
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Preferred Banking Eligibility Criteria*
A minimum Average Monthly Balance of Rs. 2 Lac in the Savings account
OR
A minimum Average Quarterly Balance of Rs. 5 Lac in a Current Account
OR
A minimum Average Monthly Balance of Rs. 15 Lac in a combination of Savings Accounts, Current Account and Fixed Deposit

 

[souvikr]

Yes.
----------
Preferred Banking Eligibility Criteria*
A minimum Average Monthly Balance of Rs. 2 Lac in the Savings account
OR
A minimum Average Quarterly Balance of Rs. 5 Lac in a Current Account
OR
A minimum Average Monthly Balance of Rs. 15 Lac in a combination of Savings Accounts, Current Account and Fixed Deposit

But the problem is their algorithm provides preferred upgrade only to customers having savings account balance > 2 lacs, but they dont provide it automatically if savings account balance is less and FD balance > 15 lacs.

 

[H2O]

But the problem is their algorithm provides preferred upgrade only to customers having savings account balance > 2 lacs, but they dont provide it automatically if savings account balance is less and FD balance > 15 lacs.

You can ask them to upgrade manually for you.

 

[amit]

View attachment 7736
In HDFC offers section showing invite for Preferred banking. But it's my salary account dont know to go with it because it will create conflict with company account, need to check that. if any one have the same please share.

got upgrade within 10 days.

 

[roshancc]

All my upgrade mails went to spam now if I try to upgrade it gives me error , Is there a way to upgrade via email just want to skip RM 🤣
I currently have Classic to me both are the same but now I see no IMPS Charges so that peaked my interest.