HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[D₹V]

Are you asking this for everyone who wants to join or just him/her?

From now on, yes.

 

[Deepak_Shetty]

The 5% is provided as cashback/cashpoints to claim as real money even for a reward point structured card like HDFC Indian oil card?

The 5% cash back from smart buy will be credited as statement credit except DCP, Regalia, DCB and Infinia. For above mentioned credit cards, you will get reward points, that can be claimed after statement generation.

 

[Deepak_Shetty]

The 5% is provided as cashback/cashpoints to claim as real money even for a reward point structured card like HDFC Indian oil card?

Smartbuy cash backs are statement credit (real cash back) in HDFC Indian oil card. Personally verified.

 

[kartikpj]

I've around 300 rewards points on my HDFC Millinea DC. How to check on which transactions I have gained these reward points?

 

[Das.N]

There's no way to check this. Bank updates points automatically after 3 months from the transaction . If you want to track, then you have to maintain a Excel sheet yourself.

 

[dilbersha]

Here is the Exclusive group for HDFC Millennia Credit Card

https://www.technofino.in/community/groups/Millennia/join

Only HDFC Millennia credit card holders are invited 🤗.

Reply here 'Yes' if you have millennia CC.

Yes I do

 

[samm255]

Can someone confirm if I pay HDFC CC bill through Mobikwik, I'll get 1% cb on Millennia? Do I need to add money in wallet then pay bill or I can directly pay through DC and get 1%?

 

[NShah]

Can someone confirm if I pay HDFC CC bill through Mobikwik, I'll get 1% cb on Millennia? Do I need to add money in wallet then pay bill or I can directly pay through DC and get 1%?

Y e s
Directly pay cc bill

 

[Baki]

Here is the Exclusive group for HDFC Millennia Credit Card

https://www.technofino.in/community/groups/Millennia/join

Only HDFC Millennia credit card holders are invited 🤗.

Reply here 'Yes' if you have millennia CC.

Applied verification is done ✅, Still in progress, But I would like to join if it is approved.

 

[D₹V]

Applied verification is done ✅, Still in progress, But I would like to join if it is approved.

Sure 😊. DM me when approved.

 

[dilbersha]

Y e s

This 2.5% is only via hdfc bill pay or mobikwik also?

And is it capped at 400 per month?

Or is it 400 for 1% component and rest different?


Netbanking portal includes 2 columns acquiring cashback, do you on how to acquire the other part?

 

[varun__goel_]

This 2.5% is only via hdfc bill pay or mobikwik also?

And is it capped at 400 per month?

Or is it 400 for 1% component and rest different?


Netbanking portal includes 2 columns acquiring cashback, do you on how to acquire the other part?View attachment 37584

Mobikwik will fetch 1% only. Bill pay -2.5%
Promotional one is for cb of smartbuy purchases
Capped at 400/month altogether excluding smartbuy(1000/month)

 

[TheGuy]

Bill pay -2.5%

Millenia through HDFC Bill pay gives 2.5%?

Pardon me for my ignorance.

 

[4uziaul]

Millenia through HDFC Bill pay gives 2.5%?

Pardon me for my ignorance.

Y e s

 

[TheGuy]

Y e s

Why the hell do people pay by adding to wallet then or use mobikwik?

 

[varun__goel_]

Why the hell do people pay by adding to wallet then or use mobikwik?

For hdfc cc payments🙂🙂

 

[TheGuy]

For hdfc cc payments🙂🙂

Ehh got it!

Gonna change my Rupay Plat to Millenia now xD

 

[NShah]

Millennia DC September month ka cashback aa gya hai 🙃
Is month hum first hai 😁
@VISHESH_BANSAL

 

[varun__goel_]

Millennia DC September month ka cashback aa gya hai 🙃
Is month hum first hai 😁
@VISHESH_BANSAL

Hume bhi aagya😆😆
Pichli baar to mera 30 ko daala tha🤣🤣

 

[NShah]

Hume bhi aagya😆😆
Pichli baar to mera 30 ko daala tha🤣🤣

Mera pichle month 29 ko aaya tha 😂