HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[D₹V]

just imagine, hdfc platinum pe cb band karde cc bill payment pe us din kitne log millennia me upgrade karenge?

Atleast 10 lac customer 😜

 

[noobdipesh]

Kahe shanichar ki subh kharab kar rahe ho be
Mangal mangal bolo

Mujhe subah se yahi thought aaraha h ab dekh lo tum 😝.

 

[shutapdiya]

Mujhe subah se yahi thought aaraha h ab dekh lo tum 😝.

Brook bond Taza chai pi le aur Taza ho le

Soch badlo desh badal raha hai

 

[thakur9843]

Just a small question if, I have not used hdfc at all this month ,, if I buy flipkart gift card via payzapp shop now section, I will get 5% cashback upto 400

And after that I purchase again i will get 5% upto 1000 right

I.e 8000 + 20000 = 28000 transaction on payzapp shop now section I will get 1400 cashback?

 

[D₹V]

Just a small question if, I have not used hdfc at all this month ,, if I buy flipkart gift card via payzapp shop now section, I will get 5% cashback upto 400

And after that I purchase again i will get 5% upto 1000 right

I.e 8000 + 20000 = 28000 transaction on payzapp shop now section I will get 1400 cashback?

No bro you're wrong.

Maximum Flipkart GV bought per month per account/card is 10k.

If you buy worth 8k, you'll get 800 cashback (400 card + 400 Smartbuy)

If you buy 10k you'll get 900 CB (400 card + 500 Smartbuy)

If you buy via PayZapp, make sure you get merchant name Gyftr via Smartbuy, not the PayZapp wallet one.

 

[mortye0]

Charges: 500 + GST.

View attachment 26364

Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

View attachment 26365

How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

Can I use millennia debit card for cc bill payment on PayZapp, will I be eligible for cashback?
If yes then Do I need to make 40k cc bill payment to get 400 cashback.

 

[noobdipesh]

Can I use millennia debit card for cc bill payment on PayZapp, will I be eligible for cashback?
If yes then Do I need to make 40k cc bill payment to get 400 cashback.

You can directly use it on mobikwik.

 

[D₹V]

Can I use millennia debit card for cc bill payment on PayZapp, will I be eligible for cashback?
If yes then Do I need to make 40k cc bill payment to get 400 cashback.

Not sure about PayZapp MCC on CC bills

But Mobikwik will work perfectly.

No, you can do spends in parts too like 5k-10k etc.

 

[armat]

Charges: 500 + GST.

View attachment 26364

Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

View attachment 26365

How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

What about bill payments using milleniA debit card in PayZapp ? Do we get 5% cashback ?

 

[NShah]

What about bill payments using milleniA debit card in PayZapp ? Do we get 5% cashback ?

N o o

 

[armat]

N o o

What will be the cashback for fasttag recharge using PayZapp using milleniA debit card ?

 

[NShah]

What will be the cashback for fasttag recharge using PayZapp using milleniA debit card ?

Never tried 🙃

 

[dilbersha]

Use hdfc bill payment portal for 2.5% cashback

This is also 400 cap?

 

[NShah]

This is also 400 cap?

millenia dc cap at 400 per month

 

[D₹V]

millenia dc cap at 400 per month

Yes +
1k cap for smartbuy [not card benefits]

 

[Deepak_Shetty]

Smart buy gift card cash back through HDFC credit card will be credited to our card in 2 days. For Smartbuy gift card debit card transaction, cash back will be credited after 4 months.

 

[Deepak_Shetty]

All cobranded HDFC credit cards except Tata neu cards are eligible for 5% cash back via Smart buy. But Infinia, Diners Black, Privilege, Regalia card gives reward points, it's not worth for cash redemption, it's useful only for Mile's redemption.

 

[KingAAR]

someone please tell me what is the time duration between expiry date and generation date

 

[NShah]

someone please tell me what is the time duration between expiry date and generation date

Expiry?
20 days between bill generation date to due date

 

[KingAAR]

Expiry?
20 days between bill generation date to due date

no I didn't get the card yet and I have funds in my account so to activate nB, I need expiry date
so I generated the card last month