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HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

Apply For Lifetime Free IDFC First Credit Card
D₹V

D₹V

TF Prestige
Charges: 500 + GST.

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Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

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How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.
 
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D₹V said:
So after too much request from former paxstani pm (fake), I'm putting proof for 6% cashback on Millennia CC.

Previously I said it'll take 90 days for smartbuy 5% on CC but in real it comes in 2 days after the txn. Proof 👇

View attachment 40529

And 1% extra cashback as 'other txn 1% upto 1000 cap' on smartbuy. I did purchase of approx 20k on smartbuy & got 5% instant as above & 1% extra after 1 month (statement generation). Proof 👇

View attachment 40525

So it makes total 6% cashback on smartbuy + 1L milestone benefits makes it yield upto 7% cashback.

Best cashback card ever 🤭 if you manage your spends wisely.

For more details join millennia group in TF.
Click to expand...
need lil more clarity.
20K amazon voucher @ 5% on amazon -> 1000
again you got 1% over it ?
 
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I was having normal account with HDFC (i guess 5k or 10k maintenance) they charged me Rs.5xx something for card charge. I asked to close my account straight away then they did refund in 3 days.
After that I asked them to upgrade to saving max (25k is maintenance) & made my millenia as no AMC. They did it.
 
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Bhanu Agarwal said:
I was having normal account with HDFC (i guess 5k or 10k maintenance) they charged me Rs.5xx something for card charge. I asked to close my account straight away then they did refund in 3 days.
After that I asked them to upgrade to saving max (25k is maintenance) & made my millenia as no AMC. They did it.
Click to expand...
Savings acc mein bhi retention offer🙈🙈
 
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Bhanu Agarwal said:
I was having normal account with HDFC (i guess 5k or 10k maintenance) they charged me Rs.5xx something for card charge. I asked to close my account straight away then they did refund in 3 days.
After that I asked them to upgrade to saving max (25k is maintenance) & made my millenia as no AMC. They did it.
Click to expand...
Can that upgraded by just talking to CC without visiting branch ?
 
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