HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[shash5252]

View attachment 40928View attachment 40929
I was wondering if i apply the coupon i'll get the total CB of 500(Payzap 5% upto 1000)+400(2.5% card reward)+the coupon benifit of 300rs =1200rs cb for 10k purchase of gv?

UPDATE- now i don't find the coupon. i guess its a glitch (but kuch din baad fir se ajata he) XD

 

[D₹V]

I do not think majority will wait for 90 days😂

I'm willing to wait 😁.

Will switch credit card bills to Jupiter now & use this smartbuy loop from next month.

 

[sousnake]

I'm willing to wait 😁.

Will switch credit card bills to Jupiter now & use this smartbuy loop from next month.

yeah.. 90 days is fine, after you are done with first 90 days. After 3 months, every month you will get cb for 3rd last month & so on.

 

[MrJJ]

UPDATE- now i don't find the coupon. i guess its a glitch (but kuch din baad fir se ajata he) XD

No need to worry, just check again later. I am seeing that PZSHOPDEBIT promo code for last 2 months, sometimes it disappears and reappears again.

If anyone knows how to get promocode PZVOUCHER more than once then let me know.

 

[D₹V]

yeah.. 90 days is fine, after you are done with first 90 days. After 3 months, every month you will get cb for 3rd last month & so on.

Yep, it seems like habit 🤭

 

[MrJJ]

yeah.. 90 days is fine, after you are done with first 90 days. After 3 months, every month you will get cb for 3rd last month & so on.

You can mark the entry in the calender 🗓️ app when you expect the cashback, that way you can easily track it and it also serves as a kind of a reminder to redeem the cashpoints in case you forget it.

 

[D₹V]

You can mark the entry in the calender 🗓️ app when you expect the cashback, that way you can easily track it and it also serves as a kind of a reminder to redeem the cashpoints in case you forget it.

HDFC TnC is to set in stone (patthar ki lakeer).

They'll always credit cashback on time if you're eligible 😁

 

[Tejo]

HDFC TnC is to set in stone (patthar ki lakeer).

They'll always credit cashback on time if you're eligible 😁

They have already done so.... many devaluations 🤣

 

[D₹V]

They have already done so.... many devaluations 🤣

Still beating 95% DC in the market 🤣💀

 

[shash5252]

No need to worry, just check again later. I am seeing that PZSHOPDEBIT promo code for last 2 months, sometimes it disappears and reappears again.

If anyone knows how to get promocode PZVOUCHER more than once then let me know.

Terms and conditions days can't be clubbed with any other offer.

So, if I buy this Amazon gift voucher will I get 5%(upto1k)+5%(upto 400)+3%(promo code cb)

Or just 10%?

 

[D₹V]

Terms and conditions days can't be clubbed with any other offer.

So, if I buy this Amazon gift voucher will I get 5%(upto1k)+5%(upto 400)+3%(promo code cb)

Or just 10%?

Try...

Anyway it's not loss bro.

HDFC will never know that you used promocode at PayZapp.

So you'll get 3% + 5% + 5%

That's what I believe.

 

[shash5252]

Try...

Anyway it's not loss bro.

HDFC will never know that you used promocode at PayZapp.

So you'll get 3% + 5% + 5%

That's what I believe.

Alright I'll try and update. 3mahina baad☠️

 

[MrJJ]

Try...

Anyway it's not loss bro.

HDFC will never know that you used promocode at PayZapp.

So you'll get 3% + 5% + 5%

That's what I believe.

Check the 2 conditions at the bottom. You'll either get 5% cashback on Smartbuy or either 3% cashpoints on Payzapp but not both.

Source: https://offers.smartbuy.hdfcbank.com/offer_details/smartbuy/15282/Zmilm2U=

 

[D₹V]

Check the 2 conditions at the bottom. You'll either get 5% cashback on Smartbuy or either 3% cashpoints on Payzapp but not both.

Source: https://offers.smartbuy.hdfcbank.com/offer_details/smartbuy/15282/Zmilm2U=

View attachment 41023

So as per TnC it's 5+3 only.

Someone should try this

 

[MrJJ]

So as per TnC it's 5+3 only.

Someone should try this

I placed order from smartbuy gyftr and selected payzapp on payment and applied coupon PZSHOPDEBIT. I have platinum debit card.

Received 3% in payzapp cashpoints, now have to wait for 5%

 

[Tejo]

I placed order from smartbuy gyftr and selected payzapp on payment and applied coupon PZSHOPDEBIT. I have platinum debit card.

Received 3% in payzapp cashpoints, now have to wait for 5%

@D₹V

I think we don't get another 5% if we opted 3% or made txn via payz shop section.

 

[MrJJ]

@D₹V

I think we don't get another 5% if we opted 3% or made txn via payz shop section.

Yeah we won't get 5% if we order via Payzapp shop, that's why I ordered via Smartbuy Gyftr website and on payment selected Payzapp wallet payment method.

 

[MrJJ]

It's showing following in the statement.
POS CARDXXXXXXNUMBR GYFTR VIA SMARTB

 

[Tejo]

It's showing following in the statement.
POS CARDXXXXXXNUMBR GYFTR VIA SMARTB

If you get double cb .... tag me.

 

[doraemon]

Thanks for this thread to OP Ji
Newspaper ki jagah ye padhne mai maja aara
Will soon open HDFC account for this card
Just one quick question😅
Suppose I open HDFC digisave and get millennia

Can I just load 40k on 1st of every month in amajon pay wallet and get 400 every month
Will that work???