HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[varun__goel_]

Hey @D₹V bro
Mera millennia card aagya hai
Ab just final confirm karra hu ki pehle account mai 20k deposit karke fir Amazon PE 20k in then bank
Same again karke bas itna hi na?
Suppose Aaj karunga to cashback konsi date Tak aayega?
And next kab karna hai ye?

Haan koi bhi wallet load krlo

Is month ka cb june m aayega

 

[doraemon]

Hey bro I tried loading card on Amazon but same error coming "you have exceeded card load limit ,please try different payment method"
So I tried on mobikwik but payments failed and I got messaged that card has been blocked

In mobile banking it's showing tk reissue the card !

What to do?

 

[doraemon]

Hey bro I tried loading card on Amazon but same error coming "you have exceeded card load limit ,please try different payment method"
So I tried on mobikwik but payments failed and I got messaged that card has been blocked

In mobile banking it's showing tk reissue the card !

What to do?

Even after confirmation call nothing was working on mobikwik Amazon
So I tried Bajaj full kyc wallet and it somehow worked

POS 4355XXXXXXXXXXXX BAJAJ FINANCE LT
POS 435584XXXXXXxxx BAJAJFINSERV IN

These are the transaction showing in statement I have done two 15k and one 10k transaction
Showing AS POS BAJAJ FINANCE AND BAJAJ FISNERV

IS IT OK?
will I get cashback??

 

[harshgupta940]

so mobidick basically 1% + 1%(FULLPAY)

Now Mobikwik is not letting you apply FULLPAY and pay with debit card you have to either apply FULLPAY or you have to pay using Debit Card

 

[ashwinkashwink is verified member.]

So I tried on mobikwik but payments failed and I got messaged that card has been blocked

I already warned card may block 🤭🤡

 

[doraemon]

I already warned card may block 🤭🤡

Yeah but it worked on Bajaj wallet
Will it fetch 1%

 

[doraemon]

I request everyone who has loaded bajaj wallet through millennia dc
Can u guys confirm whether it will be eligible for 400 cashback
I already know about 90 days period
But I want to be sure whether it will count

 

[ᏰᏋᎥᏁᎶᎥᏁፈᎧᎶ]

I request everyone who has loaded bajaj wallet through millennia dc
Can u guys confirm whether it will be eligible for 400 cashback
I already know about 90 days period
But I want to be sure whether it will count

dekho sab mcc ka khel hai, call cc and ask merchant category code. check the same for eligibility for cb with product feature website.

 

[Dinnong]

I request everyone who has loaded bajaj wallet through millennia dc
Can u guys confirm whether it will be eligible for 400 cashback
I already know about 90 days period
But I want to be sure whether it will count

Amazon me kitna load karte ho har mahine jo limit exceed dikha raha hai?

Mai har mahine kar raha hun ₹40000, 2-3-4 transaction mai 2023 February se. Kabhi limit exceed ka message nehi ayaa.

 

[doraemon]

Amazon me kitna load karte ho har mahine jo limit exceed dikha raha hai?

Mai har mahine kar raha hun ₹40000, 2-3-4 transaction mai 2023 February se. Kabhi limit exceed ka message nehi ayaa.

Actually maine 1 lakh load kardiya iss month isi wajah se aara shayad
And mobikwik ko Mai trust nahi karta kyuki usme payment pending jata Kai baar

 

[doraemon]

dekho sab mcc ka khel hai, call cc and ask merchant category code. check the same for eligibility for cb with product feature website.

Bro I was not able to connect to phone banking officer
Wasted half an hour on Ivr
Can u tell the steps to connect

 

[doraemon]

Update;
I called my BM and he checked the transactions and called their executives and told me that I will be getting 2.5% on this transaction upto 400 as they are pos and considered as online spends

I double confirmed and she assured me that it will get credited on June 1st week max


Thanks everyone for replying 😁

 

[sousnake]

Now Mobikwik is not letting you apply FULLPAY and pay with debit card you have to either apply FULLPAY or you have to pay using Debit Card

Till yesterday it was working, is this change from today only?

 

[Raj_019]

@VISHESH_BANSAL sir, I have some doubts about this smartbuy.
1. If I buy amazon shopping/gift voucher using hdfc smartbuy web portal, at final payment page Cards(Credit/Debit) and Payzapp wallet is showing,, toh mujhe smartbuy bonus 5% cashback ke liye kaha se payment krna padega? payment page me jo cards ka option show kar raha hai waha se hdfc ka debit card ka details dalke ya phir payzapp wallet select krne ke bad jo linked hdfc debit card hai payzapp me usse payment krna hoga?
NB: Mera payzapp me mini kyc hai and PZSHOPDEBIT code is not showing in offer section of my payazapp
I have HDFC platinum card

 

[Anil_Singh]

@VISHESH_BANSAL sir, I have some doubts about this smartbuy.
1. If I buy amazon shopping/gift voucher using hdfc smartbuy web portal, at final payment page Cards(Credit/Debit) and Payzapp wallet is showing,, toh mujhe smartbuy bonus 5% cashback ke liye kaha se payment krna padega? payment page me jo cards ka option show kar raha hai waha se hdfc ka debit card ka details dalke ya phir payzapp wallet select krne ke bad jo linked hdfc debit card hai payzapp me usse payment krna hoga?
NB: Mera payzapp me mini kyc hai and PZSHOPDEBIT code is not showing in offer section of my payazapp
I have HDFC platinum card

Itni si baat ke liye unko kyu pareshan karna hai. Main hi bata deta hoon. Wallet mat select karo. Cards option select karo.

Gyftr via smartbuy dekho otp page me. 5% miljayega.

 

[doraemon]

Itni si baat ke liye unko kyu pareshan karna hai. Main hi bata deta hoon. Wallet mat select karo. Cards option select karo.

Gyftr via smartbuy dekho otp page me. 5% miljayega.

Is the same applicable on millennia?
And it's above 400 cap of wallet load /pos?

 

[Raj_019]

Itni si baat ke liye unko kyu pareshan karna hai. Main hi bata deta hoon. Wallet mat select karo. Cards option select karo.

Gyftr via smartbuy dekho otp page me. 5% miljayega.

Haan toh ab suno ASV, Apay GC, and Flipkart GC ke liye cards option me jane ke bad card details enter krne ke bad payment failed ho raha hai harbar lekin agar mai Myntra ya phir dusra koi bhi voucher purchase Karu tab koi issue nhi aaraha hai...aur ye sab case me otp page me merchant name aaraha hai "GYFTR COM V" isme milega kya cashback

 

[Raj_019]

Aur agar mai payment page me cards option select na krke payzapp wallet select krta hu aur uss case me linked debit card se payment krne ke time OTP page me merchant name aaraha hai "GYFTR VIA S" toh isme milega kya smartbuy bonus cashback for my hdfc platinum DC?

 

[Anil_Singh]

Is the same applicable on millennia?
And it's above 400 cap of wallet load /pos?

You mean debit card? Then yes. Try this link https://offers.smartbuy.hdfcbank.com/v1/savings_calculator

 

[Raj_019]

Lekin mera ye doubt hai agar mai payment page me Jake Cards option select na karke payzapp wallet select krta hu aur usse linked card se payment krta hu aur PZSHOPDEBIT coupon bhi mere liye available nhi hai toh kya mujhe payment ke bad 5% milega kyu ki hdfc agar isko payzapp shop section me count kar leta hai toh fir uss case me toh mujhe 3% bhi nhi milega upar se 5% bhi nhi milega