HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[MrJJ]

I did a transaction last month to check this specific situation. Received instant 3% cashback on Payzapp after applying coupon PZSHOPDEBIT, but did not receive 5% cashback yet, waiting for 90 days period now.

HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

Charges: 500 + GST. Benefits: • 5% cashback on PayZapp or Smartbuy • 2.5% cashback on shopping i.e. on Flipkart, Amazon etc • 1% on other transactions i.e. wallet loads, credit card payments etc • Total rewards is capped at 400 RP/month • Bonus - 5% cashback upto 1000 on Gift Vouchers...

www.technofino.in

 

[Dinnong]

Yes. Milega. Mujhe sab me mila. View attachment 42789

Agar wallet option select karoge aur phir card se payment karoge to settlement ke waqt kya merchant ayega mujhe pata nahi.

Wallet select karne ke bad GYFTYR VIA SMARTBUY aata hai normally.

Maine abhi try Kiya, Payzapp app se

 

[Raj_019]

Yes. Milega. Mujhe sab me mila. View attachment 42789

Agar wallet option select karoge aur phir card se payment karoge to settlement ke waqt kya merchant ayega mujhe pata nahi.

Qalee

Yes. Milega. Mujhe sab me mila. View attachment 42789

Agar wallet option select karoge aur phir card se payment karoge to settlement ke waqt kya merchant ayega mujhe pata nahi.

Bro ye batao wallet select krke pay karunga toh GYFTR VIA S merchant aaraha hai hdfc debit card pe lekin agar mai transaction kr deta hu toh kya hdfc is transaction ko payzapp shop section se hone wala transaction jaisa detect krega ya nhi kyuki payzapp wallet select krne ke bad payzapp me Jake hi hame transaction karna hoga....toh iss case me as T&C of hdfc instant voucher purchase krne ke liye agar Smartbuy web se krte ho toh 5% debit card cashback point milega aur agar payzapp shop section se krte ho toh phir debit card me kuch bhi nhi milega sirf payzapp me cash point milega wo bhi tab jab me promo code apply karunga jaise ki PZSHOPDEBIT....Toh phir iss case me agar mai wallet select krke linked debit card se krta hu aur agar GYFTR VIA S merchants aata bhi h tab HDFC debit card me 5% milega ya phir nhi milega?

 

[Anil_Singh]

Qalee

Bro ye batao wallet select krke pay karunga toh GYFTR VIA S merchant aaraha hai hdfc debit card pe lekin agar mai transaction kr deta hu toh kya hdfc is transaction ko payzapp shop section se hone wala transaction jaisa detect krega ya nhi kyuki payzapp wallet select krne ke bad payzapp me Jake hi hame transaction karna hoga....toh iss case me as T&C of hdfc instant voucher purchase krne ke liye agar Smartbuy web se krte ho toh 5% debit card cashback point milega aur agar payzapp shop section se krte ho toh phir debit card me kuch bhi nhi milega sirf payzapp me cash point milega wo bhi tab jab me promo code apply karunga jaise ki PZSHOPDEBIT....Toh phir iss case me agar mai wallet select krke linked debit card se krta hu aur agar GYFTR VIA S merchants aata bhi h tab HDFC debit card me 5% milega ya phir nhi milega?

Maine bhi bhot bhar aisa karne ko socha. Himmat nahi hui. Pata nahi settlement ke time kyc mcc tag hoga.

 

[Raj_019]

Wallet select karne ke bad GYFTYR VIA SMARTBUY aata hai normally.

Maine abhi try Kiya, Payzapp app se

Haa lekin isme cashback mil bhi skta hai nhi bhi mil skta hai kyu ki ye smartbuy web se payzapp shop section ke through transaction initiate ho raha hai aur according to term and condition shop section ke through agar koi bhi transaction krte ho through debit card uss condition me sirf 3% payzapp cash point hi milega agar promocode show kr raha hai toh... debit card ka koi bhi cashback nhi milega

Debit card ka 5% tab hi milta hai jab payment page me cards option select krke transaction krte ho... wallet select krke debit card se jo krte ho wo nhi...

 

[Dinnong]

Maine bhi bhot bhar aisa karne ko socha. Himmat nahi hui. Pata nahi settlement ke time kyc mcc tag hoga.

GYFTYR VIA SMARTBUY aata hai maine bahut pehle ek Myntra voucher kharida tha, uske 3 mahine bad points mila tha Millenia dc me

 

[Raj_019]

Maine bhi bhot bhar aisa karne ko socha. Himmat nahi hui. Pata nahi settlement ke time kyc mcc tag hoga.

100 ya phir 250 rs ki voucher purchase krke try kr sakte the

 

[Dinnong]

Haa lekin isme cashback mil bhi skta hai nhi bhi mil skta hai kyu ki ye smartbuy web se payzapp shop section ke through transaction initiate ho raha hai aur according to term and condition shop section ke through agar koi bhi transaction krte ho through debit card uss condition me sirf 3% payzapp cash point hi milega agar promocode show kr raha hai toh... debit card ka koi bhi cashback nhi milega

Debit card ka 5% tab hi milta hai jab payment page me cards option select krke transaction krte ho... wallet select krke debit card se jo krte ho wo nhi...

Aur credit card se bhi Apay gv kharida 5-6 bar, Payzapp wallet select karke hi payment kiya tha aur 3-4 din credit card me 5% cash back mila tha.

 

[Raj_019]

Aur agar mai direct smartbuy ke through na krke payzapp open krke uska hi shop section ke through krta hu phir toh agar 3% ka promocode show krta hai tab jake 3% milega otherwise agar promocode select na bhi krke agar sidha Debit card se payment kr deta hu aur GYFTR VIA S merchant bhi aata hai tab bhi debit card pe kuch bhi cashback nhi milega

 

[Anil_Singh]

For your reference.

 

[prash1161]

I did a transaction last month to check this specific situation. Received instant 3% cashback on Payzapp after applying coupon PZSHOPDEBIT, but did not receive 5% cashback yet, waiting for 90 days period now.

HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

Charges: 500 + GST. Benefits: • 5% cashback on PayZapp or Smartbuy • 2.5% cashback on shopping i.e. on Flipkart, Amazon etc • 1% on other transactions i.e. wallet loads, credit card payments etc • Total rewards is capped at 400 RP/month • Bonus - 5% cashback upto 1000 on Gift Vouchers...

www.technofino.in

Bill pay karne pe 3% + 5%?

 

[Raj_019]

For your reference

Toh phir isme Debit card through payzapp shop me PZ cash point 3% show kr raha hai aur DC cashback point 0 aur Debit card through Web 5% DC Cashback point show kar Raha hai

 

[prash1161]

I have a doubt.
If I have done 40k on slice 10k 4 times so I will get 400 after 90 days .
So i won't get 5% on payzap while paying electricity bill right?

 

[prash1161]

View attachment 42803
Toh phir isme Debit card through payzapp shop me PZ cash point 3% show kr raha hai aur DC cashback point 0 aur Debit card through Web 5% DC Cashback point show kar Raha hai

Kuch nhi samjha

 

[Raj_019]

Kuch nhi samjha

Rehne do Mai bhi likhte likhte pagal ho gya hu 😂😂🤣

 

[prash1161]

Rehne do Mai bhi likhte likhte pagal ho gya hu 😂😂🤣

Ye batao
400 max reward milega na? Agar mai bill pay nhi kru
Slice mai 10k 4 bar add karlu tho 400 miljayega na?
Aur bill pay slice sa kru tho waha 1% miljayega

 

[Raj_019]

For your reference.

Isme bhi ek locha hai Pay with Payzapp ka matlab kya hai agar ham Smartbuy portal ke through gyftr pe Jake transaction initiate krne ke bad payment page me jo payzapp wallet ka option aata hai wo ya phir Payzapp app me jo shop section hai uske through jo transaction initiate hota hai wo?

 

[Raj_019]

Ye batao
400 max reward milega na? Agar mai bill pay nhi kru
Slice mai 10k 4 bar add karlu tho 400 miljayega na?
Aur bill pay slice sa kru tho waha 1% miljayega

Millennia debit card mere pas nhi h mere pas platinum card hai...400 rp lene ke bad bhi smartbuy pe 5% upto

I have a doubt.
If I have done 40k on slice 10k 4 times so I will get 400 after 90 days .
So i won't get 5% on payzap while paying electricity bill right?

1000 cashback milega wo smartbuy ka bonus cashback hai

 

[prash1161]

Millennia debit card mere pas nhi h mere pas platinum card hai...400 rp lene ke bad bhi smartbuy pe 5% upto


1000 cashback milega wo smartbuy ka bonus cashback hai

Platinum sa millennia pe switch kr raha

 

[Raj_019]

Platinum sa millennia pe switch kr raha

Mai classic hu isliye by default platinum hai