HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[Vasuki]

I'm not able to actually pay my CC bill using amazon pay balance that I added via my Debit card.
Does HDFC Bill Pay also work with Millennia Debit Card ?
Also do I directly pay using Mobikwik ? Just checked again and its still asking for some fees

Get balance back in bank sir .

Yes for hdfc billpay portal
Millennia work at 2.5% so 16 k bill pay


For mobowik

Direct paying CC bill on mobikwik with Millennia dc won't fetch any reward as mcc is 6012. Better to add in wallet then pay bill.

 

[aamaadmi]

1- Amazon wallet 40k

2- mowobik wallet 40k ( then do cc bill pay or get to bank)

3 - hdfc billpay - 16k (2.5%)

Just do amazon it's best .. you can do bill pay from other card.. don't complicate.

What about cash back buying smartbuy Amazon pay vouchers? I’m a bit confused by different limits. Is that separate from this 400? Please let me know. Let’s say I have only 6k cc bills, can I buy 10knamzn pay cockers on smartbuy? How much cash a k overall will that give? Card cashback, smartbuy cb and any additional cb?

 

[Vasuki]

What about cash back buying smartbuy Amazon pay vouchers? I’m a bit confused by different limits. Is that separate from this 400? Please let me know. Let’s say I have only 6k cc bills, can I buy 10knamzn pay cockers on smartbuy? How much cash a k overall will that give? Card cashback, smartbuy cb and any additional cb?

5x on smart buy is different.( Additional)
And 400 limit is different

@NShah

 

[NShah]

5x on smart buy is different.( Additional)
And 400 limit is different

@NShah

Y e s

 

[Centurion_wala]

Don't u have indus ,RBL or idfc

No, only HDFC, SBI, ICICI and Axis are serviceable in my area.

 

[Vasuki]

No, only HDFC, SBI, ICICI and Axis are serviceable in my area.

Then use someone's address
Only hdfc has dc rewarding..
Rest all are sleeping banks

 

[Ak Singh]

Just use millennia for Amazon pay & get it back to bank

Don't u have indus ,RBL or idfc

I have indus delight and idfc 10k..
How can I use their debit card to maximize benefits.
Any offers on IDFC and indus dc?

 

[Vasuki]

IDFC

Was working on park+
2 day ago park + removed dc
( Look if it comes back )

Sbi unipay ( only recommended for kotak cc & sbi . that too for little little amount) high failure rate )

indus delight

50k account & 100 k account dc gives reward on cc bill pay
Select / exclusive account u can look for thread
Visa card work on Paytm
For mc - park + ( but dc option gone Now ; Sbi unipay) .

 

[Pollex]

Meri mummy ko toh yeh debit card de hi nahi rahe savings max account mei.

misogynistic hdfc?

 

[Ak Singh]

Meri mummy ko toh yeh debit card de hi nahi rahe savings max account mei.

misogynistic hdfc?

There is problem with branch employees.
In some branches of hdfc employees are useless and lives in attitude.
Try in different branch.

 

[Ak Singh]

Was working on park+
2 day ago park + removed dc
( Look if it comes back )

Sbi unipay ( only recommended for kotak cc & sbi . that too for little little amount) high failure rate )

50k account & 100 k account dc gives reward on cc bill pay
Select / exclusive account u can look for thread
Visa card work on Paytm
For mc - park + ( but dc option gone Now ; Sbi unipay) .

Mc? Millennia card?

 

[Vasuki]

Mc? Millennia card?

Indus select world MasterCard

 

[sahilsamyat]

So, I think everyone earn the cash back on millenia card. Now, it's time to level-up 🤣🤣.

My question is, I have millenia debit card in visa signature card. So, How can I avail BOGO movies ticket offer.

PS: Before someone say BOGO is not available in millenia then I want to inform you. I read on my article and even in many threads of TF community that VISA provide BOGO offers & Matercard provide Golf access offer. This is network offer not card offer.

So, the question is how to avail those offer. I have both HDFC Millenia credit & debit card. Debit card on VISA & Credit Card on Mater. I want to avail both them. So, Searching it.

I tried to find the thread on it but don't find. Now start earning more with your earning 😅😅.


Let's start the discussion on it also now.

 

[Vasuki]

So, I think everyone earn the cash back on millenia card. Now, it's time to level-up 🤣🤣.

My question is, I have millenia debit card in visa signature card. So, How can I avail BOGO movies ticket offer.

PS: Before someone say BOGO is not available in millenia then I want to inform you. I read on my article and even in many threads of TF community that VISA provide BOGO offers & Matercard provide Golf access offer. This is network offer not card offer.

So, the question is how to avail those offer. I have both HDFC Millenia credit & debit card. Debit card on VISA & Credit Card on Mater. I want to avail both them. So, Searching it.

I tried to find the thread on it but don't find. Now start earning more with your earning 😅😅.


Let's start the discussion on it also now.

Yeh toh latest news h 😃

 

[Ak Singh]

Indus select world MasterCard

I have indus delight mastercard..
Does it have any benefits?

 

[sahilsamyat]

I have indus delight mastercard..
Does it have any benefits?

I don't know the exact but I read on the site and also in the TF community that matercard world give golf and VISA Signature give BOGO offer and today I see my millenia card on both network. So, I start searching how to avail them.

If I find anything or know more about it. I will update it here. Just wait a little.

 

[Vasuki]

I have indus delight mastercard..
Does it have any benefits?

For delight @theda has posted benefit thread . checkout

 

[NShah]

So, I think everyone earn the cash back on millenia card. Now, it's time to level-up 🤣🤣.

My question is, I have millenia debit card in visa signature card. So, How can I avail BOGO movies ticket offer.

PS: Before someone say BOGO is not available in millenia then I want to inform you. I read on my article and even in many threads of TF community that VISA provide BOGO offers & Matercard provide Golf access offer. This is network offer not card offer.

So, the question is how to avail those offer. I have both HDFC Millenia credit & debit card. Debit card on VISA & Credit Card on Mater. I want to avail both them. So, Searching it.

I tried to find the thread on it but don't find. Now start earning more with your earning 😅😅.


Let's start the discussion on it also now.

HDFC Millennia does not offer BOGO offer (Maybe yes I don't have knowledge regarding bogo 😅)

 

[Vasuki]

HDFC Millennia does not offer BOGO offer

That's why hdfc devaluation strategy is best ..

Slow poison

 

[Strange]

For mc - park + ( but dc option gone Now ; Sbi unipay)

Is Select MC World giving rewards on SBI UniPay txns?