HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[its_karan]

Actually mujhe yaad nahi Raha SBI wala card se bhi load leleiya fir millennia ka bhi

Meri baat Hui thi customer care Wale se
Usne reason pucha to Maine keh Diya ki card testing card testing

Unhone 90 days ka ban laga Diya hai
😔

Amount nahi btaya

kitna safe hai ye hi janna hai

40-80-120 k

 

[doraemon]

Amount nahi btaya

kitna safe hai ye hi janna hai

40-80-120 k

I loaded 150k in total incoming outgoing karta tha 😔



Dukhi hone ki jarurat nahi hai
Maine dusra account banwa liya iss kaam ke liye
Ab usme iss mahine se 40k hi load karta hu millennia ka

 

[its_karan]

Dukhi hone ki jarurat nahi hai

Kaun dukhi bhai

We are happy

Ab apna IFSC Code bhi dedena bahaut jald

 

[dealminer]

I loaded 150k in total incoming outgoing karta tha 😔



Dukhi hone ki jarurat nahi hai
Maine dusra account banwa liya iss kaam ke liye
Ab usme iss mahine se 40k hi load karta hu millennia ka

Use mobikwk too

 

[VISHESH_BANSAL]

Amount nahi btaya

kitna safe hai ye hi janna hai

40-80-120 k

 

[its_karan]

View attachment 49292

 

[harshgupta940]

Me and my friend are not receiving any cashback in my millenia debit card. Checked with Hdfc and they have confirmed the eligible transactions but did not credit cashback.
Does anyone else facing the same issue?

 

[doraemon]

Cashback gets credited in 4th month

Like I did in Feb I will get cashback in May last or June 1st week

Me and my friend are not receiving any cashback in my millenia debit card. Checked with Hdfc and they have confirmed the eligible transactions but did not credit cashback.
Does anyone else facing the same issue?

 

[Orio]

anyone received this month cashback / 400rs pension in millenia?
What's the current benefits using millenia DC on smartbuy website, are we getting 5%+5%?

 

[harshgupta940]

Cashback gets credited in 4th month

Like I did in Feb I will get cashback in May last or June 1st week

According to this I should have received the cashback for December month right? But I haven't received it

 

[doraemon]

According to this I should have received the cashback for December month right? But I haven't received it

Yeah right .

Can u tell us exactly on what u spend and app used to spend

 

[harshgupta940]

Yeah right .

Can u tell us exactly on what u spend and app used to spend

I spent on Mobikwik for bill payment and asked the customer care its MCC is eligible for cashback

 

[doraemon]

I spent on Mobikwik for bill payment and asked the customer care its MCC is eligible for cashback

Customer care on call is dumb they told me Bajaj is also eligible but later came to know that it's not

Mobikwik cc bill payments I think stopped giving cashback


@VISHESH_BANSAL pls help this bro


Op try to wallet load on Amazon from now onwards
Mobikwik is naughty in mcc things

Do mobikwik wallet load and u will confirm get cashback as it's mcc is 6540 I confirmed in written from HDFC


Btw kitne samay se cc bill dere the bro?

 

[samm255]

I spent on Mobikwik for bill payment and asked the customer care its MCC is eligible for cashback

Mobikwik direct CC bill pay is not eligible for Millennia DC, You won't get anything for that. MCC is 6012. You can add in wallet then pay.

 

[harshgupta940]

Customer care on call is dumb they told me Bajaj is also eligible but later came to know that it's not

Mobikwik cc bill payments I think stopped giving cashback


@VISHESH_BANSAL pls help this bro


Op try to wallet load on Amazon from now onwards
Mobikwik is naughty in mcc things

Do mobikwik wallet load and u will confirm get cashback as it's mcc is 6540 I confirmed in written from HDFC


Btw kitne samay se cc bill dere the bro?

Doing that for the hdfc card since 3 months. Also wanted to confirm that if the HDFC Billpay supports the millenia cashback?

I had them in writing that its eligible and did get it for the transaction in the month of November

 

[doraemon]

Doing that for the hdfc card since 3 months. Also wanted to confirm that if the HDFC Billpay supports the millenia cashback?

I had them in writing that its eligible and did get it for the transaction in the month of November

Yes it's giving 2.5%

 

[shash5252]

Bhai any ways to track millenia cashback? Konsa transaction ka aara cashback hard to track. You people follow any ways to track? Lemme know.

 

[MrJJ]

Bhai any ways to track millenia cashback? Konsa transaction ka aara cashback hard to track. You people follow any ways to track? Lemme know.

None, just do the transaction which surely gives cashback. Most of the transactions are eligible, only few you have to watch for.
Easiest is 16k bill pay from hdfc or 40k wallet loads.

 

[doraemon]

What is the mcc of one mobikwik system p ?

 

[doraemon]

What is the mcc of one mobikwik system p

Bhai any ways to track millenia cashback? Konsa transaction ka aara cashback hard to track. You people follow any ways to track? Lemme know.

Use amajon wallet and mobikwik wallet