HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[VISHESH_BANSAL]

What is the mcc of one mobikwik system p ?

Same hai Wallet.

 

[Shroud]

Hey @D₹V Why don't you start a master thread tracking Millennia DC cashback with respective months where only a few selected members will post and update.

 

[shash5252]

None, just do the transaction which surely gives cashback. Most of the transactions are eligible, only few you have to watch for.
Easiest is 16k bill pay from hdfc or 40k wallet loads.

If I do bill payment by applying coupon from payzap does it count?

 

[roygarg]

Offtopic but I recently placed an upgrade request for a Millenia DC because it is free for Classic banking customers. I was sent two cards even though I only placed the request once through the app. I have activated one of them and the other one is untouched. Both the cards are showing up linked to my account. Do I need to block the card or this will happen automatically? Also, will they charge me for the extra card?

 

[varun__goel_]

Offtopic but I recently placed an upgrade request for a Millenia DC because it is free for Classic banking customers. I was sent two cards even though I only placed the request once through the app. I have activated one of them and the other one is untouched. Both the cards are showing up linked to my account. Do I need to block the card or this will happen automatically? Also, will they charge me for the extra card?

Unused card will be blocked automatically.

No charges

 

[ashwinkashwink is verified member.]

Offtopic but I recently placed an upgrade request for a Millenia DC because it is free for Classic banking customers. I was sent two cards even though I only placed the request once through the app. I have activated one of them and the other one is untouched. Both the cards are showing up linked to my account. Do I need to block the card or this will happen automatically? Also, will they charge me for the extra card?

Only one can be used at a time another one will be automatically hotlisted once you use the card

 

[roygarg]

Only one can be used at a time another one will be automatically hotlisted once you use the card

Thanks I have already been using the first card. The second one came in yesterday, a couple of days after the first. I assume it will be automatically hotlisted in a day or two?

 

[ashwinkashwink is verified member.]

Thanks I have already been using the first card. The second one came in yesterday, a couple of days after the first. I assume it will be automatically hotlisted in a day or two?

Don't worry it will be

 

[doraemon]

Offtopic but I recently placed an upgrade request for a Millenia DC because it is free for Classic banking customers. I was sent two cards even though I only placed the request once through the app. I have activated one of them and the other one is untouched. Both the cards are showing up linked to my account. Do I need to block the card or this will happen automatically? Also, will they charge me for the extra card?

Automatic
Strange they sent you cards

I tried upgrading through nb/mb but nothing was done after that

 

[doraemon]

Unused card will be blocked automatically.

No charges

Kaash HDFC add on chalu karde with seprate reward limit

 

[roygarg]

Automatic
Strange they sent you cards

I tried upgrading through nb/mb but nothing was done after that

Yup HDFC itself is strange. To some people they send multiple cards and to some none at all.

 

[doraemon]

Yup HDFC itself is strange. To some people they send multiple cards and to some none at all.

Yeah
Had to visit the nearby branch
There also they were doing tantrums
Like u will be charged for each time u had clicked on upgrade later

I was like give the f**king card man

 

[ashwinkashwink is verified member.]

Yeah
Had to visit the nearby branch
There also they were doing tantrums
Like u will be charged for each time u had clicked on upgrade later

I was like give the f**king card man

Ask them to issue insta Millennia debit card

 

[doraemon]

Ask them to issue insta Millennia debit card

Yeah got that only through nearby branch
Mc variant

 

[VISHESH_BANSAL]

Yeah got that only through nearby branch
Mc variant

Visa Variant lena thha🤣

 

[ashwinkashwink is verified member.]

Yeah got that only through nearby branch
Mc variant

Non home branch worked for you tell the process.

 

[ashwinkashwink is verified member.]

Visa Variant lena thha🤣

Usme kya hai Aisa khass ¿😜🤣

 

[doraemon]

Visa Variant lena thha🤣

I know Paytm p nahi chalega
Paytm nahi chalata mai

 

[VISHESH_BANSAL]

Usme kya hai Aisa khass ¿😜🤣

Paytm Mastercard accept nhi karta.
Mobikwik 0.5% charge leta hai.

Other Websites bhi discrimination karne lag gayi toh😂

 

[ashwinkashwink is verified member.]

Paytm Mastercard accept nhi karta.
Mobikwik 0.5% charges leta hai.

Other Websites bhi discrimination karne lag gayi toh😂

Hum karte hai prabandh aap chinta na Karo 😆🤣