HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[doraemon]

Ab kya bolu main 😭
View attachment 51053

Isme minimum 400 likha hai
400 multiples kaha hai? Agli baar 400 lake 720.02 nahi ho sakte?

 

[VISHESH_BANSAL]

Isme minimum 400 likha hai
400 multiples kaha hai? Agli baar 400 lake 720.02 nahi ho sakte?

BANK abb sab Paros ke dega toh dandha kaise karega🤣

Khuch chize sidha website se pta chalti hai.

 

[doraemon]

BANKS abb sab Paros ke degi toh dandha kaise karegi🤣

Khuch chize sidha website se pta chalti hai.

Bank humra khayal rakehgi to hum unka khayal rakhenge 🤣

 

[ashwinkashwink is verified member.]

Uske baad aur mahan insaan ki lagali🤣🤣

Chalo panuati khatam 🤣🤣🤣

 

[NShah]

do we get cash back points for paying cc bill through paytm by millennia dc

Y e s 2.5%

 

[doraemon]

Chalo panuati khatam 🤣🤣🤣

Oo Raju bangaya gentleman

Moderator sahab ye mod banne ke liye kya qualification req hai?

 

[Shubham Yadav]

Oo Raju bangaya gentleman

Moderator sahab ye mod banne ke liye kya qualification req hai?

TF mai cashback sabke sath share krna padta h

 

[doraemon]

TF mai cashback sabke sath share krna padta h

Acha
Cashback kitna milega?

 

[bhauka11]

Acha
Cashback kitna milega?

If i loaded 40k on amazon on 31st March, then 400 will be credited on 30 june ??

 

[NShah]

If i loaded 40k on amazon on 31st March, then 400 will be credited on 30 june ??

Y e s

 

[doraemon]

If i loaded 40k on amazon on 31st March, then 400 will be credited on 30 june ??

30 june will be Max date

U may get that earlier
They credit in batches

 

[bhauka11]

30 june will be Max date

U may get that earlier
They credit in batches

And where can i see and redeem them?

 

[NShah]

And where can i see and redeem them?

Netbanking or mobile app

 

[doraemon]

And where can i see and redeem them?

Ok mobile app netbanking
Under overview
Or u can check cards tab

 

[ashsahu]

If i loaded 40k on amazon on 31st March, then 400 will be credited on 30 june ??

Why you are adding to wallet for 1 %, better buy amazon pay gift card via amazon then you will get 2.5%

 

[bhauka11]

And where will I use that gift card??

Can't even pay CC bill with that

Why you are adding to wallet for 1 %, better buy amazon pay gift card via amazon then you will get 2.5%

 

[thatDawginme]

I just received a new Millennia Debit Card and it’s Mastercard so I wanted to ask if there’s any difference between the mastercadd and visa variant with usage, rewards or anything.

 

[doraemon]

I just received a new Millennia Debit Card and it’s Mastercard so I wanted to ask if there’s any difference between the mastercadd and visa variant with usage, rewards or anything.

No change in rewards
But u will not be able to use that on Paytm
And would attract a fee on cc bill payments through mobikwik
Rest remains same
@VISHESH_BANSAL


Did u recd by insta kit?
Because I visited branch with my mother for the card.
But guy there told me govt site is not working due to election and asked me to come on Monday

Seems he lied

 

[ashsahu]

And where will I use that gift card??

Can't even pay CC bill with that

amazon pay egift card is to add rupess into your amazon pay wallet, you didn't knew? I'm using it for years to add money into amazon pay via millennia CC which also gives 5%, but haven't used for Debit card yet

 

[doraemon]

amazon pay egift card is to add rupess into your amazon pay wallet, you didn't knew? I'm using it for years to add money into amazon pay via millennia CC which also gives 5%, but haven't used for Debit card yet

That's a loss

after adding gc in account money is stucked logically and either u can pay bills or order from Amazon/merchant apps supporting it


Wallet load is best anyday