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HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

D₹V

TF Prestige
Charges: 500 + GST.

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Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.

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How to milk the benefits?

• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.
 
No change in rewards
But u will not be able to use that on Paytm
And would attract a fee on cc bill payments through mobikwik
Rest remains same
@VISHESH_BANSAL


Did u recd by insta kit?
Because I visited branch with my mother for the card.
But guy there told me govt site is not working due to election and asked me to come on Monday

Seems he lied
Paytm dont support Mastercard?

Also any idea on how I can get it changed to Visa?


And yes I did receive the kit today after 2 weeks, I texted hdfc on X 2 days ago and they contact my branch and I got it.
 
Mere pas bas 2 hi sahare hai cb ke
Liberty or HDFC

Koi bhi gya to bhot dukh hoga🥺
Axis Damm thod sakta hai but HDFC nhi thodega

HDFC Card Feature entact rakhega bass BIlLL Pay Portal pe MCC Change kar sakta hai🤣

Kaafi log yahi smjhte hai Bill Pay 1% de raha hai, MCC se kisi ko lena dena nhi

MCC change bhi karta hai HDFC phir bhi SMART WORK (millennia users win win Postion m hai)🤣
 
Axis Damm thod sakta hai but HDFC nhi thodega

HDFC Card Feature entact rakhega bass BIlLL Pay Portal pe MCC Change kar sakta hai🤣

Kaafi log yahi smjhte hai Bill Pay 1% de raha hai, MCC se kisi ko lena dena nhi

MCC change bhi karta hai HDFC phir bhi SMART WORK (millennia users win win Postion m hai)🤣
Liberty jaane ke baad bas koi jaldi sasta aur tikau saadhan aajaye🙂

Ek to SBI CB ke liye bhi eligible nhi hu🤣

Ab bas 2 mhine m airtel expect kr skta hu kyuki ab pre approved m bhi show ho rha h🌚
 
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