HDFC Bank Millennia Debit Card & It's Benefits ❤️🔥

[D₹V]

Charges: 500 + GST.



Benefits:
• 5% cashback on PayZapp or Smartbuy
• 2.5% cashback on shopping i.e. on Flipkart, Amazon etc
• 1% on other transactions i.e. wallet loads, credit card payments etc
• Total rewards is capped at 400 RP/month
• Bonus - 5% cashback upto 1000 on Gift Vouchers purchase via Smartbuy per month. P.s. Smartbuy has introduced 2.5% & 3.25% + GST on ASV & AGV respectively.
• Cashback will be credited in 4 month after the transaction (i.e. 90 days), you can redeem via HDFC netbanking.
• You can get rewards worth ₹16,800 annually.



How to milk the benefits?
• If you use it on smartbuy only then 5% upto 400 (card benefits) + 5% upto 1000 (smartbuy bonus), total 1400 RP/month you'll be getting. Since Smartbuy charging convenience fees on AGV & ASV, better to buy Flipkart GV without convenience fee on smartbuy.
• For example, if you buy Flipkart GV worth 8k via Smartbuy with Millennia DC, you'll get 400 + 400 = 800 cashback, meaning 10% cashback on Flipkart GV.
• In another example, if you buy worth 20k, you'll get 1400 cashback, meaning 7% cashback on Flipkart GV. So buy accordingly as per your needs.
• If you use Millennia DC for 40k CC Payments worth 40k via Mobikwik, Paytm etc only, then 1% upto 400 cap will be over & you'll get 5% cashback upto 1000 if you purchase any GV via Smartbuy now.

Hope you've understood the benefits & enjoy the rewards ❤️. Ask if any query.

 

[OptiCard]

Do from mbk na!!

It has wallet MCC while paying CC bill.

1% for millennia only.

mbk means mobile banking ???
What about payzapp ????

 

[BeingIncog]

mbk means mobile banking ???

Mobikwik app .

 

[OptiCard]

Mobikwik app .

I am not seeing wallet option to pay CC under mobikwik.
Just now used paytm with master DC & it worked like charm

 

[NShah]

I am not seeing wallet option to pay CC under mobikwik.
Just now used paytm with master DC & it worked like charm

Who says use mobikwik wallet for cc payments?
Use millenia dc directly for cc payments in mobikwik app

 

[OptiCard]

Who says use mobikwik wallet for cc payments?
Use millenia dc directly for cc payments in mobikwik app

Actually I gone through entire thread & people saying first need to load the wallet & then do CC payment --> to get 1% cashback.

If I do CC payment directly with DC over mobikwik then will get anything ?

 

[NShah]

Actually I gone through entire thread & people saying first need to load the wallet then do CC payment --> to get 1% cashback.

If I do CC payment directly with DC over mobikwik then will get anything ?

Direct cc payments aslo work and loading wallet also work
It's your choice

 

[OptiCard]

Direct cc payments aslo work and loading wallet also work
It's your choice

One more doubt.

Will direct payment give 2.5% or 1% 😏 ???

 

[NShah]

One more doubt.

Will direct payment give 2.5% or 1% 😏

View attachment 33377

Use hdfc bill payment portal for 2.5% cashback

 

[OptiCard]

Bhai log ek chiz samaj aayi ki --> ye HDFC nahi chahta ki aap UPI karein kisi bhi online payment k liye🤣

 

[D₹V]

mbk means mobile banking ???
What about payzapp ????

Platinum won't give any cashback on PayZapp.

 

[OptiCard]

Guys anyone converted millennia diner club credit card to visa or master?

I am holding millennia from long back but with diners gateway.

 

[BeingIncog]

Guys anyone converted millennia diner club credit card to visa or master?

I am holding millennia from long back but with diners gateway.

Me, mastercard to visa. In June.

 

[BeingIncog]

Guys anyone converted millennia diner club credit card to visa or master?

I am holding millennia from long back but with diners gateway.

They will easily convert.

 

[OptiCard]

They will easily convert.

Hope they will do it as LTF as the existing one is LTF

 

[BeingIncog]

Hope they will do it as LTF as the existing one is LTF

yes ask the same when converting to be on safer side.

 

[varun__goel_]

One more doubt.

Will direct payment give 2.5% or 1% 😏 ???

View attachment 33377

Ye waali party around 1 mhine phle bnd hogyi🙂. Ab cc bill payment pr bhi mobikwik wallet mcc chipkata hai.

 

[OptiCard]

Hey Guys one doubt:

For millennia DC its mentioned as max of Rs.400 cashback per month. Question is how this month is calculating ???

 

[NShah]

Hey Guys one doubt:

For millennia DC its mentioned as max of Rs.400 cashback per month. Question is how this month is calculating ???

Calendar month n

 

[OptiCard]

Calendar month n

Last working day of a month or first working day of a month ?

 

[Anil_Singh]

Last working day of a month or first working day of a month ?

Transaction made on a particular day of the month does not matter. Cashback will be credited after current month end date + 90 days.